Contents Insurance Basic
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
$5,000 for death
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 60 days
- Antiques and valuables
-
Up to $5,000 per item up to $10,000 combined with handwoven carpets
- Cash
-
Up to 1% of sum insured up to $500
- Cd dvd and electronic files
-
Up to $3,000
- Computer software and hardware
-
Up to $5,000
- Camera and accessories
-
Up to $1,500
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $1,500 per item up to $7,500
- Personal medical equipment
-
No
- Replacement of documents
-
Up to $500 per item up to $1,500
- Tools of trade
-
Up to $1,500
- Lock replacement
-
Up to $500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% for sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% for sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
No
- Landscaping
-
Up to $1,000
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $30,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Contents Insurance Premier
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000
- Power surge
-
Yes
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
$5,000 for death
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 60 days
- Antiques and valuables
-
Up to $10,000 per item up to $40,000 combined with handwoven carpets
- Cash
-
Up to 1% of sum insured up to $1,500
- Cd dvd and electronic files
-
Up to $5,000 per item up to $25,000
- Computer software and hardware
-
Up to $10,000 per item up to $40,000
- Camera and accessories
-
Up to $1,500 per item up to $25,000
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $5,000 per item up to $25,000
- Personal medical equipment
-
No
- Replacement of documents
-
Up to $2,000 per item up to $5,000
- Tools of trade
-
Up to $2,500
- Lock replacement
-
Up to $500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% for sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 12 months, up to 10% for sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
No
- Landscaping
-
Up to $1,000
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $30,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
Your selected home insurance