Heritage Bank term deposit reviews

Heritage Bank
Heritage Bank's overall rating for term deposits

(as rated by the Mozo community)

8.8 / 10

based on 73 reviews

Price

Features

Customer service

Convenience

Trust

Featured term deposit from Heritage Bank

Recent Heritage Bank term deposit reviews

Heritage Bank

Heritage Bank term deposit review

Overall rating   9 / 10

Great customer service

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

Full review

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

C., Queensland, reviewed almost 3 years ago

Heritage Bank

Heritage Bank GoalSaver term deposit review

Overall rating   8 / 10

Exceptional customer service

Great bank with very helpful staff. Exceptional customer service.

Full review

Great bank with very helpful staff. Exceptional customer service.

    Price   5 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Miranda, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Well they are very competitive with rates

Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

Full review

Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kathy, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   7 / 10

Helpful with advice , assistance is great

Like. Efficient and caring, go out of their way to satisfy my needs !

Full review

Like. Efficient and caring, go out of their way to satisfy my needs !

    Price   4 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Lesley, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   6 / 10

No fee for EFTPOS

Convenient.

Full review

Convenient.

    Price   4 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Maureen, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Customer service

Good service.

Full review

Good service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jamie, South Australia, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   8 / 10

Great customer service

We have been with Heritage for approx. 40 years and quite happy with same and have no reason to change.

Full review

We have been with Heritage for approx. 40 years and quite happy with same and have no reason to change.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Neville, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Great Customer Service

Customer Service is always really good, the only complaint would be interest rates are too low and I know it is not their fault.

Full review

Customer Service is always really good, the only complaint would be interest rates are too low and I know it is not their fault.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Pamela, Queensland, reviewed almost 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Competitive and great customer service

Friendly, know me by first name basis and co-operative.

Full review

Friendly, know me by first name basis and co-operative.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Richard, Queensland, reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

"Your only a number on the account"

Convenient, competitive with lower fees

Full review

Convenient, competitive with lower fees

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mark, Queensland, reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   9 / 10

Easy access to funds & service

They made it easy to break the deposit when we needed to access these funds in an emergency & didn't make us feel like it was a bad thing to access our money like other providers have. They're always happy to help & made you feel like they...

Full review

They made it easy to break the deposit when we needed to access these funds in an emergency & didn't make us feel like it was a bad thing to access our money like other providers have. They're always happy to help & made you feel like they appreciate that the service they offered was there for your benefit, not for them to make money off us. Really really appreciated this.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Maria, Queensland, reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   6 / 10

Very helpful

I live in a small country town and service and honesty are always very good.

Full review

I live in a small country town and service and honesty are always very good.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Narelle, , reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Best rates

Heritage Bank's term deposit rates are one of the highest and their service is the very best possible.

Full review

Heritage Bank's term deposit rates are one of the highest and their service is the very best possible.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jill, Queensland, reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   10 / 10

Great customer service

Banked with them 14 years and they are great customer service. Ease of managing accounts which help with saving.

Full review

Banked with them 14 years and they are great customer service. Ease of managing accounts which help with saving.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Pauline, , reviewed about 4 years ago

Heritage Bank

Heritage Bank term deposit review

Overall rating   9 / 10

Competitive and proactive in products offered.

Heritage Bank products are always competitive, fees are minimal or non-existent and never hidden or misleading. Customer service is great and personalised and staff are always friendly and smiling. They are also proactive with advice on how to get...

Full review

Heritage Bank products are always competitive, fees are minimal or non-existent and never hidden or misleading. Customer service is great and personalised and staff are always friendly and smiling. They are also proactive with advice on how to get the most out of your money.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tina, Queensland, reviewed over 4 years ago

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Term deposit comparisons on Mozo - rates updated daily

  • firstmac Term Deposit

    firstmac Term Deposit

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months

    interest rate*

    2.75% p.a.
    6 months

    Minimum deposit

    $5,000

    Go to site

    More info

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Need more information?
    Go to site

    More info

  • Citi Term Deposit Special

    Citi Term Deposit Special

    • Competitive rates for new to bank funds
    • $0 Setup and account-keeping fees
    • Guaranteed interest rate

    interest rate*

    2.70% p.a.
    6 months

    Minimum deposit

    $100,000

    Go to site

    More info

    • Competitive rates for new to bank funds
    • $0 Setup and account-keeping fees
    • Guaranteed interest rate
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    6.7

    Based on 15 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • RaboDirect Term Deposit

    RaboDirect Term Deposit

    • Guaranteed return on your savings
    • Start with as little as $1,000
    • Interest paid monthly, quarterly, half yearly or yearly (reduced rates may apply)

    interest rate*

    2.85% p.a.
    6 months

    Minimum deposit

    $1,000

    Go to site

    More info

    • Guaranteed return on your savings
    • Start with as little as $1,000
    • Interest paid monthly, quarterly, half yearly or yearly (reduced rates may apply)
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    8.0

    Based on 41 RaboDirect term deposit reviews

    Need more information?
    Go to site

    More info

  • UBank Green Term Deposit

    UBank Green Term Deposit

    • No fees whatsoever
    • Choice of a 1, 3, 6, 9 or 12-month term for deposits from $1,000 - $2 million
    • Quick and easy account opening process

    interest rate*

    2.65% p.a.
    10 months

    Minimum deposit

    $1,000

    Go to site

    More info

    • No fees whatsoever
    • Choice of a 1, 3, 6, 9 or 12-month term for deposits from $1,000 - $2 million
    • Quick and easy account opening process
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: Yes
    • Automatic rollover: Yes
    Overall rating

    8.3

    Based on 100 UBank term deposit reviews

    Need more information?
    Go to site

    More info

*Different interest rates apply to different amounts or different interest payment frequencies.

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*Different interest rates apply to different amounts or different interest payment frequencies.

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