Northern Inland Credit Union home loan reviews

Northern Inland Credit Union
Northern Inland Credit Union's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 8 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Northern Inland Credit Union

Northern Inland Credit Union Basic Home Loan (Investment)

interest rate

4.82% p.a. variable

comparison rate*

4.97% p.a.

upfront fees

$500

 Contact provider or click here for more Northern Inland Credit Union home loans

Recent Northern Inland Credit Union home loan reviews

Northern Inland Credit Union

Northern Inland Credit Union Basic Home Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Competitive premiums.

Locals and friendly service.

Full review

Locals and friendly service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed about 3 years ago

Northern Inland Credit Union

Northern Inland Credit Union Smart Home Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Great services for all your banking needs!

I would just like to say that for a small financial institution they are big on everything to making sure they satisfy every need you have!

Full review

I would just like to say that for a small financial institution they are big on everything to making sure they satisfy every need you have!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elizabeth, New South Wales, reviewed almost 4 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   3 / 10

Not competeive

Wouldmlikebto further myninvestement portfolio but dont offer any advice. Goodninterestvrates

Full review

Wouldmlikebto further myninvestement portfolio but dont offer any advice. Goodninterestvrates

    Price   0 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Lisa, New South Wales, reviewed almost 4 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   8 / 10

Exceptional service

They are regionally based with a customer service team who know each client and their needs. They go above and beyond to ensure you are being serviced correctly. I also like the personal touches such as delivering quotes to my work place to save...

Full review

They are regionally based with a customer service team who know each client and their needs. They go above and beyond to ensure you are being serviced correctly. I also like the personal touches such as delivering quotes to my work place to save me time.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Zoe, New South Wales, reviewed over 4 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   10 / 10

It is a very good place to go for customer service

I like this bank because of the trust I have with them and their help and attitude is so welcoming it is easy to talk to them and get information from them when needed and it is given with a way that is easy to understand and always helpful.

Full review

I like this bank because of the trust I have with them and their help and attitude is so welcoming it is easy to talk to them and get information from them when needed and it is given with a way that is easy to understand and always helpful.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   10 / 10

Good rates, low fees and fantastic service.

I have been a member of this Credit Union for 45 years and have had nothing but incredible service from all of their staff. Customers are treated like people, not numbers and they have always "gone the extra mile" for us.

Full review

I have been a member of this Credit Union for 45 years and have had nothing but incredible service from all of their staff. Customers are treated like people, not numbers and they have always "gone the extra mile" for us.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jacqueline, New South Wales, reviewed almost 6 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   5 / 10

Home loan rates need to improve

My home loan is with a local credit union and they have forgotten all about passing on the rate cuts. Everyone complains about the big banks. We should also be complaining about some of the credit unions out there!

Full review

My home loan is with a local credit union and they have forgotten all about passing on the rate cuts. Everyone complains about the big banks. We should also be complaining about some of the credit unions out there!

    Price   3 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   3 / 10

    Trust   8 / 10

Less

Christine, New South Wales, reviewed about 6 years ago

Northern Inland Credit Union

Northern Inland Credit Union home loan review

Overall rating   8 / 10

Trust and help

You step into the Credit Union, and it is your neighbour, your kid's mum, someone you meet in the supermarket aisle who is serving you. These people have my trust, and they help me every step of the way.

Full review

You step into the Credit Union, and it is your neighbour, your kid's mum, someone you meet in the supermarket aisle who is serving you. These people have my trust, and they help me every step of the way.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Annie, New South Wales, reviewed over 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    		 Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    		 Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 79 Bank Australia home loan reviews

    Need more information?
    Go to site

    More info

  • Queensland Country Credit Union Discount Ultimate Home Loan Special (Principal & Interest, LVR<90%) (Package)

    Queensland Country Credit Union Discount Ultimate Home Loan Special (Principal & Interest, LVR<90%) (Package)

    • Available for Owner Occupied or Residential Investment purposes
    • Fully featured home loan including 100% offset and redraw (Owner Occupied loans only)
    • Bank with Queensland’s largest regionally based, Member-owned Credit Union

    interest rate

    3.61% p.a. variable

    comparison rate*

    3.97% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • Available for Owner Occupied or Residential Investment purposes
    • Fully featured home loan including 100% offset and redraw (Owner Occupied loans only)
    • Bank with Queensland’s largest regionally based, Member-owned Credit Union
    • Interest rate: 3.61% p.a. variable
    • Comparison rate*: 3.97% p.a.
    • Upfront fees: $0
    • Ongoing fees: $350.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    9.4

    Based on 22 Queensland Country Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access

    interest rate

    3.49% p.a. variable

    comparison rate*

    3.53% p.a.

    upfront fees

    $600

    		 Go to site

    More info

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access
    • Interest rate: 3.49% p.a. variable
    • Comparison rate*: 3.53% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - $10/month
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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