Northern Inland Credit Union home loan reviews

Northern Inland Credit Union
Northern Inland Credit Union's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 8 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Northern Inland Credit Union

Northern Inland Credit Union Value Home Loan (Owner Occupier) (Package)

interest rate

4.97% p.a. variable

comparison rate*

5.31% p.a.

upfront fees

$0

 Contact provider or click here for more Northern Inland Credit Union home loans

Recent Northern Inland Credit Union home loan reviews

Northern Inland Credit Union

Northern Inland Credit Union Basic Home Loan (Owner Occupier) Home Loan review

Overall rating   10 / 10

Competitive premiums.

Locals and friendly service.

Full review

Locals and friendly service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed over 3 years ago

Northern Inland Credit Union

Northern Inland Credit Union Smart Home Loan (Owner Occupier) Home Loan review

Overall rating   10 / 10

Great services for all your banking needs!

I would just like to say that for a small financial institution they are big on everything to making sure they satisfy every need you have!

Full review

I would just like to say that for a small financial institution they are big on everything to making sure they satisfy every need you have!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elizabeth, New South Wales, reviewed over 4 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   3 / 10

Not competeive

Wouldmlikebto further myninvestement portfolio but dont offer any advice. Goodninterestvrates

Full review

Wouldmlikebto further myninvestement portfolio but dont offer any advice. Goodninterestvrates

    Price   0 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Lisa, New South Wales, reviewed over 4 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   8 / 10

Exceptional service

They are regionally based with a customer service team who know each client and their needs. They go above and beyond to ensure you are being serviced correctly. I also like the personal touches such as delivering quotes to my work place to save...

Full review

They are regionally based with a customer service team who know each client and their needs. They go above and beyond to ensure you are being serviced correctly. I also like the personal touches such as delivering quotes to my work place to save me time.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Zoe, New South Wales, reviewed almost 5 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   10 / 10

It is a very good place to go for customer service

I like this bank because of the trust I have with them and their help and attitude is so welcoming it is easy to talk to them and get information from them when needed and it is given with a way that is easy to understand and always helpful.

Full review

I like this bank because of the trust I have with them and their help and attitude is so welcoming it is easy to talk to them and get information from them when needed and it is given with a way that is easy to understand and always helpful.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, New South Wales, reviewed almost 6 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   10 / 10

Good rates, low fees and fantastic service.

I have been a member of this Credit Union for 45 years and have had nothing but incredible service from all of their staff. Customers are treated like people, not numbers and they have always "gone the extra mile" for us.

Full review

I have been a member of this Credit Union for 45 years and have had nothing but incredible service from all of their staff. Customers are treated like people, not numbers and they have always "gone the extra mile" for us.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jacqueline, New South Wales, reviewed over 6 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   5 / 10

Home loan rates need to improve

My home loan is with a local credit union and they have forgotten all about passing on the rate cuts. Everyone complains about the big banks. We should also be complaining about some of the credit unions out there!

Full review

My home loan is with a local credit union and they have forgotten all about passing on the rate cuts. Everyone complains about the big banks. We should also be complaining about some of the credit unions out there!

    Price   3 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   3 / 10

    Trust   8 / 10

Less

Christine, New South Wales, reviewed over 6 years ago

Northern Inland Credit Union

Northern Inland Credit Union Home Loan review

Overall rating   8 / 10

Trust and help

You step into the Credit Union, and it is your neighbour, your kid's mum, someone you meet in the supermarket aisle who is serving you. These people have my trust, and they help me every step of the way.

Full review

You step into the Credit Union, and it is your neighbour, your kid's mum, someone you meet in the supermarket aisle who is serving you. These people have my trust, and they help me every step of the way.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Annie, New South Wales, reviewed about 7 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.28% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $520

    		 Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.28% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period

    interest rate

    2.99% p.a.
    fixed 1 year

    comparison rate*

    4.09% p.a.

    upfront fees

    $395

    		 Go to site

    More info

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period
    • Interest rate: 2.99% p.a.
      fixed 1 year
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $395
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free up to $20,000 p.a.
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    3.39% p.a.
    fixed 3 years

    comparison rate*

    4.30% p.a.

    upfront fees

    $450

    		 Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 3.39% p.a.
      fixed 3 years
    • Comparison rate*: 4.30% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.6

    Based on 510 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

  • ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    interest rate

    3.43% p.a.
    fixed 2 years

    comparison rate*

    4.25% p.a.

    upfront fees

    $200

    		 Go to site

    More info

    • Interest rate: 3.43% p.a.
      fixed 2 years
    • Comparison rate*: 4.25% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 535 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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