Police Bank offers the most competitive interest rates on personal loans and they have no fees for early pay out.
I have been paying off and topping up personal loans for 25+ years, paying them off then re-financing etc. I had a 100% perfect credit history for 25 years and this year I fell on hard times financially due to my daughters medical needs and I requested to reduce my repayments for the short term whilst I got through this time and they declined and made things really difficult for me, forcing me to go to court to get it while my daughter was in the hospital.
They are very friendly and very helpful staff. Never had any problems and anything I need help with they are ready to help. Great rates and no fees, why wouldn't you bank with Police Bank
They know your name and who to help. They do it on the spot and they always have a solution. They do not force the product and don't over sell it. they are very friendly and always helpful.
There have been no pros or cons, the PCU took time to explain everything about my loan and offered alternatives to reduce fees and charges. Friendly and prompt service has never been a problem and a personalised letter form the local manager is sent to me if any offers come about that may benefit my needs...yes personalised!! The website and online services are exceptional and simple to setup, kept simple and uncluttered is very appealing to the less computer savvy people. I constantly recommend the Police Credit Union, I have been with many banks over the years but after 10 years I wont change again.
The New South Wales Police credit union is a bank with fresh ideas, always supporting its members. Having dealings with staff from the front counter to the loans department is just wonderful. We have our own personal banker who always supported myself and my family my four daughters are now all members. The product and services are outstanding, this is the best back, credit union I have ever been with and it is now over 20 years.
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Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.
Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $36,738.90 including fees.
Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 6.79% would cost $11,380.22 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
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