Police Bank personal loan reviews

Police Bank
Police Bank's overall rating for personal loans

(as rated by the Mozo community)

8.5 / 10

based on 21 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from Police Bank

Recent Police Bank personal loan reviews

Police Bank

Police Bank personal loan review

Overall rating   8 / 10

Great bank to deal with

I don't dislike this bank

Full review

I don't dislike this bank

    Price   7 / 10

Less

Michael, New South Wales, reviewed over 1 year ago

Police Bank

Police Bank personal loan review

Overall rating   4 / 10

Often don't understand customers' needs

Sometimes they don't listen to the customer

Full review

Sometimes they don't listen to the customer

    Price   5 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   3 / 10

    Trust   5 / 10

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John, New South Wales, reviewed over 2 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

Excellent Customer Service and Member Orientated.

They are very friendly and very helpful staff. Never had any problems and anything I need help with they are ready to help. Great rates and no fees, why wouldn't you bank with Police Bank

Full review

They are very friendly and very helpful staff. Never had any problems and anything I need help with they are ready to help. Great rates and no fees, why wouldn't you bank with Police Bank

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michael, New South Wales, reviewed almost 3 years ago

Police Bank

Police Bank personal loan review

Overall rating   7 / 10

No chances

Too hard

Full review

Too hard

    Price   4 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Kylie, Victoria, reviewed about 3 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

Great Customer Service

Would not even think of changing banks.

Full review

Would not even think of changing banks.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Pam, New South Wales, reviewed over 3 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Recommended

Very happy with service.

Full review

Very happy with service.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Jo anne, Queensland, reviewed over 3 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Very Competitive Rates

My Home Loan supplier has one of the most competitive interest rates available today.

Full review

My Home Loan supplier has one of the most competitive interest rates available today.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Ralph, Victoria, reviewed over 4 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

Excellent customer service.

The service and help by staff is excellent. The only con is not being able to deposit large amounts of coins easily.

Full review

The service and help by staff is excellent. The only con is not being able to deposit large amounts of coins easily.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Paul, New South Wales, reviewed almost 6 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Great customer service

They know your name and who to help. They do it on the spot and they always have a solution. They do not force the product and don't over sell it. they are very friendly and always helpful.

Full review

They know your name and who to help. They do it on the spot and they always have a solution. They do not force the product and don't over sell it. they are very friendly and always helpful.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Emma, New South Wales, reviewed over 6 years ago

Police Bank

Police Bank personal loan review

Overall rating   3 / 10

not flexible

Full review

not flexible

    Price   5 / 10

    Features   2 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Name not supplied, New South Wales, reviewed almost 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

There have been no pros or cons, the PCU took time to explain everything about my loan and offered alternatives to reduce fees and charges. Friendly and prompt service has never been a problem and a personalised letter form the local manager is...

Full review

There have been no pros or cons, the PCU took time to explain everything about my loan and offered alternatives to reduce fees and charges. Friendly and prompt service has never been a problem and a personalised letter form the local manager is sent to me if any offers come about that may benefit my needs...yes personalised!! The website and online services are exceptional and simple to setup, kept simple and uncluttered is very appealing to the less computer savvy people. I constantly recommend the Police Credit Union, I have been with many banks over the years but after 10 years I wont change again.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Renae, New South Wales, reviewed almost 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

The New South Wales Police credit union is a bank with fresh ideas, always supporting its members. Having dealings with staff from the front counter to the loans department is just wonderful. We have our own personal banker who always supported...

Full review

The New South Wales Police credit union is a bank with fresh ideas, always supporting its members. Having dealings with staff from the front counter to the loans department is just wonderful. We have our own personal banker who always supported myself and my family my four daughters are now all members. The product and services are outstanding, this is the best back, credit union I have ever been with and it is now over 20 years.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Brad, New South Wales, reviewed about 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Wonderful people with great staff, all is good with this product.

Full review

Wonderful people with great staff, all is good with this product.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Robert, New South Wales, reviewed over 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

Everything was clearly explained, nothing was hidden. Also the customer service provided was excellent and the loan was actioned very fast when it was needed the most.

Full review

Everything was clearly explained, nothing was hidden. Also the customer service provided was excellent and the loan was actioned very fast when it was needed the most.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kay, New South Wales, reviewed over 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Having previously dealt with banks I have found the Police Credit Union to be more customer friendly and take the time and effort to explain processes and are always willing to meet with you. Staff are always friendly and the most helpful I have...

Full review

Having previously dealt with banks I have found the Police Credit Union to be more customer friendly and take the time and effort to explain processes and are always willing to meet with you. Staff are always friendly and the most helpful I have dealt with in the banking industry.

    Price   8 / 10

    Features   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Mark, New South Wales, reviewed over 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   8 / 10

Competitive interest rate.

Full review

Competitive interest rate.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Grahame, New South Wales, reviewed over 8 years ago

Police Bank

Police Bank personal loan review

Overall rating   8 / 10

Customer service at Police Credit is friendly and they remember who you are, unlike big banks who don't care. They always want to help and don't force products onto you to achieve monthly targets.

Full review

Customer service at Police Credit is friendly and they remember who you are, unlike big banks who don't care. They always want to help and don't force products onto you to achieve monthly targets.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Geoff, New South Wales, reviewed almost 9 years ago

Police Bank

Police Bank personal loan review

Overall rating   10 / 10

Police Credit are very helpful and friendly. I recommend their personal loans.

Full review

Police Credit are very helpful and friendly. I recommend their personal loans.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mikaela, New South Wales, reviewed about 9 years ago

Police Bank

Police Bank personal loan review

Overall rating   9 / 10

Police Credit would be a great credit union if it was more accessible. They have great customer care and knowledgeable staff.

Full review

Police Credit would be a great credit union if it was more accessible. They have great customer care and knowledgeable staff.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Glenn, New South Wales, reviewed about 9 years ago

Police Bank

Police Bank personal loan review

Overall rating   8 / 10

The Police Credit personal loan application process is a fair and reasonable process. Loans are not issued willy nilly.

Full review

The Police Credit personal loan application process is a fair and reasonable process. Loans are not issued willy nilly.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Phillip, New South Wales, reviewed over 9 years ago

Police Bank

Police Bank personal loan review

Overall rating   8 / 10

Police Credit gave me really fast approval on my personal loan.

Full review

Police Credit gave me really fast approval on my personal loan.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Kate, New South Wales, reviewed almost 10 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • Featured product

     

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 7.50% would cost $11,498.24 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
    Overall rating

    4.0

    Based on 2 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest rate

    11.89% p.a.

    comparison rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.6

    Based on 15 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    10.99% p.a.

    comparison rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $300.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 1143 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    9.50% p.a.to 15.99% p.a.

    comparison rate*

    10.06% p.a.to 16.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 9.50% would cost $38,253.35 including fees.

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

  • MyState Bank General Purpose Personal Loan (Variable, Unsecured)

    MyState Bank General Purpose Personal Loan (Variable, Unsecured)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    interest rate

    12.99% p.a.

    comparison rate*

    16.42% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.5

    Based on 30 MyState Bank personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 196 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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