Regional Australia Bank credit card reviews

Regional Australia Bank
Regional Australia Bank's overall rating for credit cards

(as rated by the Mozo community)

8.7 / 10

based on 9 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Regional Australia Bank

Regional Australia Bank Visa Platinum Rewards Credit Card

balance transfer rate

No current offer

purchase rate

19.99% p.a.

annual fee

$195

 Contact provider or click here for more Regional Australia Bank credit cards

Recent Regional Australia Bank credit card reviews

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Friendly Bank

Friendly Bank

Full review

Friendly Bank

    Price   10 / 10

Less

Paul, New South Wales, reviewed over 1 year ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Great customer service

Personal service and knowing the employees.

Full review

Personal service and knowing the employees.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sue, New South Wales, reviewed over 3 years ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Great customer service and great variety

I like Combank as it has great customer services. There are a lot of different and interesting products and services they provide. We have been with Combank for over 20 years.

Full review

I like Combank as it has great customer services. There are a lot of different and interesting products and services they provide. We have been with Combank for over 20 years.

    Price   4 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lucy, New South Wales, reviewed over 3 years ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   5 / 10

Ok

Ok

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Sharlene, , reviewed over 3 years ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   8 / 10

Good

Good

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sandy, New South Wales, reviewed almost 4 years ago

Regional Australia Bank

Regional Australia Bank Your Choice Credit Card credit card review

Overall rating   10 / 10

Excellent customer service and competitive rates

The Credit Card interest rate is the cheapest that I have seen. You get an extra reduction if you have a mortgage with this Credit Union. The staff are easy to contact and always helpful. They are also big supporters of the community.

Full review

The Credit Card interest rate is the cheapest that I have seen. You get an extra reduction if you have a mortgage with this Credit Union. The staff are easy to contact and always helpful. They are also big supporters of the community.

    Price   10 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jan, New South Wales, reviewed almost 4 years ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Rates very competitive and really lovely people

Always friendly, helpful and eager to please. Always happy, suggestions are great to make it better for us.

Full review

Always friendly, helpful and eager to please. Always happy, suggestions are great to make it better for us.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sherree , New South Wales, reviewed almost 5 years ago

Regional Australia Bank

Regional Australia Bank Your Choice Credit Card credit card review

Overall rating   7 / 10

Great customer service & always willing to help me

The thing a most dislike are fees that seem to be on everything you do.

Full review

The thing a most dislike are fees that seem to be on everything you do.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Name not supplied, New South Wales, reviewed about 5 years ago

Regional Australia Bank

Regional Australia Bank Your Choice Credit Card credit card review

Overall rating   8 / 10

Overall good service and rates but no rewards

New England Community Mutual is an organisation that tries to keep their fees low. There website is easy to use. Their interest rates are comparable and sometimes lower than other banks. They however do not have the rewards program such as flybuys...

Full review

New England Community Mutual is an organisation that tries to keep their fees low. There website is easy to use. Their interest rates are comparable and sometimes lower than other banks. They however do not have the rewards program such as flybuys that the other banks have. I would not however change just be of this. Overall I am a happy customer.

    Price   8 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Name not supplied, New South Wales, reviewed about 5 years ago

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Credit card comparisons on Mozo - rates updated daily

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

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  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    		 Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 201 ME credit card reviews

    Need more information?
    Go to site

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  • American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 860 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425

    		 Go to site

    More info

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6049 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year

    balance transfer rate

    0% p.a. for 6 months and then 20.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129

    		 Go to site

    More info

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year
    • Balance transfer rate: 0% p.a. for 6 months and then 20.99% p.a.
    • Annual fee: $129
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.8

    Based on 202 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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