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Check out the Your Choice Credit Card and Regional Australia Bank’s other offerings below. After all, with one of these handy additions to your wallet, you can spend in whatever way suits you - whether that’s in the Sunshine State or on your next overseas adventure.
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Last updated 22 December 2024
Important disclosures
Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Regional Australia Bank credit cards
Your Choice Credit Card
Purchase rate
14.69
%
p.a.
Balance transfer rate
No current offer
Annual fee
$40
Rewards program
-
No Partner link
Purchase rate
14.69
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$40
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
14.69% p.a.
Cash advance fee
$0
Foreign exchange margin
3.50%
Late payment fee
$0.00
Interest free days
Up to 55
Minimum credit limit
$500.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.50%
Additional cardholders
yes
Additional cardholder fee
$0.00
Payment options
-
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Annual Fee refunded and discounted purchase rate for customers with Partnership Advantage Home Loan
Other restrictions
-
Visa Platinum Rewards Credit Card
Purchase rate
19.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$195
Rewards program
Qantas Frequent Flyer
No Partner link
Purchase rate
19.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$195
Intro fee
-
Interest free days on purchases
Up to 45
Cash advance rate
19.99% p.a.
Cash advance fee
0
Foreign exchange margin
3.50%
Late payment fee
$0.00
Interest free days
Up to 45
Minimum credit limit
$6,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.50%
Additional cardholders
yes
Additional cardholder fee
$0.00
Payment options
-
Rewards program
Qantas Frequent Flyer
Rewards schemes
0.75 points per dollar on Visa, up to $10,000 per month
Rewards bonus points
Bonus points on selected Qantas products and services.
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Rewards flight options
All rewards are redeemed via Qantas Frequent Flyer.
Rewards instant discounts
-
Rewards special offers
Receive 10,000 bonus Qantas Points every year.
Rewards privileges
Concierge, Travel Insurance, Purchase Protection
Other benefits
Annual Fee refunded for customers with Partnership Advantage Home Loan
Other restrictions
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
