UniBank savings account reviews

UniBank
UniBank's overall rating for savings accounts

(as rated by the Mozo community)

8.4 / 10

based on 20 reviews

Price

Features

Customer service

Convenience

Trust

Featured savings account from UniBank

Recent UniBank savings account reviews

UniBank

UniBank savings account review

Overall rating   8 / 10

Good

Wouldn't change banks any time soon :)

Full review

Wouldn't change banks any time soon :)

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Kim, Queensland, reviewed almost 4 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Great & way better than a bank!!!

I've been with UniCredit for about 20yrs, after being with banks prior to that it's been fantastic being with an organisation that works on how they can look after their customers & not just line their pockets. One example of this was when a new...

Full review

I've been with UniCredit for about 20yrs, after being with banks prior to that it's been fantastic being with an organisation that works on how they can look after their customers & not just line their pockets. One example of this was when a new rule came in making all banks etc start charging ATM fees for use of ATMs other than their own. UniCredit decided that to offset this they would make other ways of paying/withdrawing free. The only negative is that they don't have a lot of branches but if that doesn't bother you they are great in every way.

    Price   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Kristy, Western Australia, reviewed almost 6 years ago

UniBank

UniBank savings account review

Overall rating   4 / 10

Great customer service but new fees disappoint

Been with them for 13 years, great customer service, friendly. Unfortunately Unicredit have just announced a change to their fee structure with a $5 per month fee unless you have a savings balance throughout the month of $1000 or more. Given their...

Full review

Been with them for 13 years, great customer service, friendly. Unfortunately Unicredit have just announced a change to their fee structure with a $5 per month fee unless you have a savings balance throughout the month of $1000 or more. Given their very low deposit rates many people would keep savings elsewhere. Accordingly no longer competitive with the banks on transaction accounts (given most banks offer a fee free account if you deposit salary).

    Price   4 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   10 / 10

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Tom, Western Australia, reviewed over 6 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Mobile Banking App

I was travelling home by public transport last Friday and was still at least an hour from getting home when I received a call on my mobile from my daughter. “Where are you now?” she asked, sounding a little anxious. I told her I was on the bus...

Full review

I was travelling home by public transport last Friday and was still at least an hour from getting home when I received a call on my mobile from my daughter. “Where are you now?” she asked, sounding a little anxious. I told her I was on the bus and was greeted with a mild groan of disappointment. “What’s wrong?” I asked, only to be told ”Don’t worry, you won’t be able to help.” I said I’d still like to know what the problem was and she told me that she was at the chemist and was $5 short to pay for her allergy medicine. “No worries” said I, “I have my phone and the Unicredit mobile banking app.” Two minutes later she completed her purchase. Stress and hassles averted.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Name not supplied, Western Australia, reviewed over 6 years ago

UniBank

UniBank savings account review

Overall rating   9 / 10

Very competitive due lower overheads

pros are low fees and they passed on in full the last two RBA rate cuts. Cons are they are not freindly to business lending.

Full review

pros are low fees and they passed on in full the last two RBA rate cuts. Cons are they are not freindly to business lending.

    Price   10 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Luke, Western Australia, reviewed over 6 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

No bank fees and personal service

I've been banking with Unicredit for about 14 years now, and they have been nothing but superb. I pay no fees whatsoever, and when my bank account was drained after my details were stolen by a card skimmer, they restored the full amount within...

Full review

I've been banking with Unicredit for about 14 years now, and they have been nothing but superb. I pay no fees whatsoever, and when my bank account was drained after my details were stolen by a card skimmer, they restored the full amount within days. The lack of branches is a minor drawback, but with the ability to deposit money at the local post office it makes little difference, as there are very few occasions when I do need to physically go into a branch for something.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Simone, Western Australia, reviewed almost 7 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Fee free and friendly service

UniCredit's savings account is straightforward, simple, and easy to keep the fees down. UniCredit are very clear about their fees and show you how to avoid them completely.

Full review

UniCredit's savings account is straightforward, simple, and easy to keep the fees down. UniCredit are very clear about their fees and show you how to avoid them completely.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Name not supplied, Western Australia, reviewed almost 7 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Low costs, gret service and good products.

UniCredit has real people that you can ring and speak to when you contact them. Their fees are very low. They have great products and great service. They are a mutual society so they don't need to rip off their members for a profit, and that is...

Full review

UniCredit has real people that you can ring and speak to when you contact them. Their fees are very low. They have great products and great service. They are a mutual society so they don't need to rip off their members for a profit, and that is something that we all profit from.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Michelle, Western Australia, reviewed about 7 years ago

UniBank

UniBank savings account review

Overall rating   9 / 10

Great services and great rates

They are awesome!!

Full review

They are awesome!!

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Leo, Western Australia, reviewed about 7 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

WA's best kept secret.

And you thought Western Australia's best attraction was the Whale Sharks. Shhhh don't tell anyone else about the unlimited free transactions and loads of ATM's you can use for free. Shame I can't tell you about the awesome debit card I have (they...

Full review

And you thought Western Australia's best attraction was the Whale Sharks. Shhhh don't tell anyone else about the unlimited free transactions and loads of ATM's you can use for free. Shame I can't tell you about the awesome debit card I have (they are not listed) or their Christmas Saver account (such a good idea).Been a shareholder-all members are (for $2) since I was poor Uni student.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Susan, Western Australia, reviewed about 7 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Account great, service....priceless :)

I have been a member of Unicredit for 17 years now and have never had any desire to close or let lapse my account here (unlike my CBA accounts which I had since I was 6). The service when I have the call to go into a branch is friendly and quick...

Full review

I have been a member of Unicredit for 17 years now and have never had any desire to close or let lapse my account here (unlike my CBA accounts which I had since I was 6). The service when I have the call to go into a branch is friendly and quick and sometimes they even remember me and greet me by name!! How cool is that?? I believe it is called service...a pity the big banks have forgotten that they are primarily service industries and without good customer service, people won't stay :)

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Adrian, Western Australia, reviewed about 7 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

Very low fees and user friendly online banking

It was a godsend finding this credit society when I started my degree, I have now sacked the bank I used to deal with, and can't wipe the smile from my face.

Full review

It was a godsend finding this credit society when I started my degree, I have now sacked the bank I used to deal with, and can't wipe the smile from my face.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mathew, Western Australia, reviewed about 7 years ago

UniBank

UniBank savings account review

Overall rating   6 / 10

friendly approachable staff, good info and support

Full review

friendly approachable staff, good info and support

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Rose , Australian Capital Territory, reviewed almost 8 years ago

UniBank

UniBank savings account review

Overall rating   10 / 10

The United Credit Union have low fees and the staff at the branch at which I go to are always helpful and friendly.

Full review

The United Credit Union have low fees and the staff at the branch at which I go to are always helpful and friendly.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Vicki, Western Australia, reviewed over 8 years ago

UniBank

UniBank savings account review

Overall rating   6 / 10

Because I feel safe here.

Full review

Because I feel safe here.

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Noeleen, Western Australia, reviewed over 8 years ago

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Savings account comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank USaver with Ultra Transaction Account

    UBank USaver with Ultra Transaction Account

    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees

    special rate*

    2.87% p.a. (for $0 to $200,000)

    Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the month from an external source.

    standard interest rate

    1.81% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

    Go to site

    More info

    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees
    • Special rate conditions: Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the previous month from an external source and the combined balance is less than $200,000.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.5

    Based on 670 UBank savings account reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    AMP Saver Account

    AMP Saver Account

    • Competitive interest rates, calculated daily and paid monthly
    • A bonus interest rate of 0.45% per annum for the first four months
    • No Monthly fees

    special rate*

    2.55% p.a. (for $0 to $5,000,000)

    bonus rate for 4 months

    standard interest rate

    2.10% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

    Go to site

    More info

    • Competitive interest rates, calculated daily and paid monthly
    • A bonus interest rate of 0.45% per annum for the first four months
    • No Monthly fees
    • Special rate conditions: Bonus rate for the first 4 months from account opening
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.3

    Based on 72 AMP savings account reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Bonus Saver

    Bank Australia Bonus Saver

    • High interest rate of up to 2.60%p.a.
    • Bonus interest
    • Access to your savings

    special rate*

    2.50% p.a. (for $1 and over)

    minimum deposit $100, no withdrawals

    standard interest rate

    0.15% p.a.(for $1 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • High interest rate of up to 2.60%p.a.
    • Bonus interest
    • Access to your savings
    • Special rate conditions: Minimum deposit of $100 and no withdrawals in the month
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.6

    Based on 151 Bank Australia savings account reviews

    Need more information?
    Go to site

    More info

  • NAB iSaver

    NAB iSaver

    • Unlimited transfers between your iSaver & linked NAB everyday account
    • Transfers won’t impact your interest rate
    • Interest is calculated daily & paid monthly. No minimum deposits

    special rate*

    2.55% p.a. (for $0 to $20,000,000)

    Bonus rate for the first 4 months from account opening. Introductory rate only applied to a customer's first NAB iSaver account.

    standard interest rate

    0.50% p.a.(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Unlimited transfers between your iSaver & linked NAB everyday account
    • Transfers won’t impact your interest rate
    • Interest is calculated daily & paid monthly. No minimum deposits
    • Special rate conditions: Bonus rate for the first 4 months from account opening. Introductory rate only applied to a customers first NAB iSaver account.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to an eligible NAB everyday account.
    Overall rating

    7.9

    Based on 4882 NAB savings account reviews

    Need more information?
    Go to site

    More info

  • HSBC Serious Saver

    HSBC Serious Saver

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes

    special rate*

    3.10% p.a. (for $0 to $1,000,000)

    No withdrawals in the month. Bonus rate for first 4 months, reverting to 1.20% bonus rate after

    standard interest rate

    0% p.a.(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes
    • Special rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 1.20% bonus rate after
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.5

    Based on 320 HSBC savings account reviews

    Need more information?
    Go to site

    More info

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