Unity Bank home loan reviews

Unity Bank
Unity Bank's overall rating for home loans

(as rated by the Mozo community)

8.3 / 10

based on 12 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Unity Bank

Recent Unity Bank home loan reviews

Unity Bank

Unity Bank First Rate Special Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Would recommend

Communication is easy, response time is A+ .

Full review

Communication is easy, response time is A+ .

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Bec, Victoria, reviewed over 3 years ago

Unity Bank

Unity Bank home loan review

Overall rating   9 / 10

Amazing customer service

It would be more convenient if their only branch in Melbourne was open for longer hours and/or on Saturday mornings for people who work 9-5. Customer service is great, and the fees/interest rates are hard to beat.

Full review

It would be more convenient if their only branch in Melbourne was open for longer hours and/or on Saturday mornings for people who work 9-5. Customer service is great, and the fees/interest rates are hard to beat.

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   9 / 10

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Lyndsey, Victoria, reviewed over 3 years ago

Unity Bank

Unity Bank All in One Home Loan Special (Owner Occupier) home loan review

Overall rating   8 / 10

Good

Works well for me.

Full review

Works well for me.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Russel, Queensland, reviewed over 3 years ago

Unity Bank

Unity Bank home loan review

Overall rating   10 / 10

need all the help

We r currently new house owner and any help will go a long way. I will recommend this site to all friends

Full review

We r currently new house owner and any help will go a long way. I will recommend this site to all friends

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Louise, , reviewed almost 4 years ago

Unity Bank

Unity Bank home loan review

Overall rating   8 / 10

Great customer service

Our Branch in Moranbah and girls are really good but would like longer hours for it to be open so you can do business after work and through your luch hour

Full review

Our Branch in Moranbah and girls are really good but would like longer hours for it to be open so you can do business after work and through your luch hour

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

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Dianne, Queensland, reviewed over 6 years ago

Unity Bank

Unity Bank home loan review

Overall rating   9 / 10

They keep interest rates competitive to major banks. Very personal service on a first name basis and look after your friends and relatives. Reliable response with no nonsense guide to any extra fees and charges, Highly recommended thanks to the...

Full review

They keep interest rates competitive to major banks. Very personal service on a first name basis and look after your friends and relatives. Reliable response with no nonsense guide to any extra fees and charges, Highly recommended thanks to the girls at budgewoi branch.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Linda, New South Wales, reviewed over 6 years ago

Unity Bank

Unity Bank home loan review

Overall rating   10 / 10

Best financial organisation!

The MMPCU is the best financial organisation I have ever dealt with. Any issues raised are dealt with efficiently and quickly.There are no impediments to their service for the customer. I would recommend MMPCU to anyone.

Full review

The MMPCU is the best financial organisation I have ever dealt with. Any issues raised are dealt with efficiently and quickly.There are no impediments to their service for the customer. I would recommend MMPCU to anyone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Eddie, Queensland, reviewed over 6 years ago

Unity Bank

Unity Bank home loan review

Overall rating   8 / 10

I have access to my home loan through internet banking...

Full review

I have access to my home loan through internet banking...

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Lorraine, New South Wales, reviewed over 7 years ago

Unity Bank

Unity Bank home loan review

Overall rating   8 / 10

Interest rate good.

Full review

Interest rate good.

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Paul, New South Wales, reviewed almost 8 years ago

Unity Bank

Unity Bank home loan review

Overall rating   7 / 10

They have a pretty good interest rate.

Full review

They have a pretty good interest rate.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jason, Queensland, reviewed over 8 years ago

Unity Bank

Unity Bank home loan review

Overall rating   6 / 10

Average bank, wouldn't choose them again.

Full review

Average bank, wouldn't choose them again.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Adam, South Australia, reviewed over 9 years ago

Unity Bank

Unity Bank home loan review

Overall rating   9 / 10

Savings and Loans offer an offset account which is fantastic! Their fees and interest rates are as low as anyone else's.

Full review

Savings and Loans offer an offset account which is fantastic! Their fees and interest rates are as low as anyone else's.

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Rob, New South Wales, reviewed almost 10 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.68% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.68% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 14 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.87% p.a. variable

    comparison rate*

    3.91% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.87% p.a. variable
    • Comparison rate*: 3.91% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.8

    Based on 2774 NAB home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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