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BCU Bank Scoot Super Saver

Advertiser disclosure
Interest rate
2.75% p.a.(for $0 to $50,000)
Maximum rate
No Current Offer
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review BCU Bank Scoot Super Saver - last updated: 16 January 2024

binocular icon
What's hot
  • 2.75% ongoing interest rate
  • No account fee
What's not
  • 1.65% rate for balances over $50,000
Mozo snapshot

The bcu Scoot Super Saver offers a generous 2.75% ongoing interest rate for your kids savings stash, plus there are zero monthly account fees to eat into their balance. 

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Key features

It can be hard enough introducing kids to the ins and outs of finance, let alone encouraging them to save, but the bcu Scoot Super Saver is designed with just that in mind. Kids won't have to lift a finger to see their stash grow with the 2.75% interest rate on balances under $50,000. Couple that with the lack of account keeping fees and this should go a long way towards helping children save as much of their pocket money as possible.

Kids also get access to Scoot’s Zone, an online portal which helps them learn good money habits. There are a heaps of fun games and plenty of resources to make smart banking more fun, including a savings planner, handy financial tips, and a money Q&A with Scoot the dog.

Funds can be accessed using ATM, phone or internet without any fees. There is however a $0.30 EFTPOS fee (which should actually help minimise spending), and $1 over the counter deposit and withdrawal fees.

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Who is it good for

If you’re a parent looking to instil responsible savings habits in your child, bcu’s Scoot Super Saver could be a great pick. Encourage your child to keep spending to a minimum while making regular deposits and they’ll see their savings grow in no time.

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Any catches

The Scoot Super Saver is available to children aged 13 and under, so after this kids will need to look into a new account instead.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 2.75% p.a.
Balances from $50,000: 1.65% p.a.

n/a

n/a

Fees

$0.00

n/a

Unlimited free transactions from phone and internet. 6 free branch transactions, 5 free EFTPOS transactions and unlimited free ATM withdrawals.

$0.00

bcu

$0.00

$1.00

$1.00

$0.30

$0.00

$0.00

n/a

Other financial bits

$1.00

$0.00

Monthly

Features

yes

n/a

yes

no

no

yes

no

yes

yes

no

no

none

none

Up to 12

Customer Reviews

How are BCU Bank savings accounts rated by the Mozo community?

Overall
8.6/10
Price
7.5/10
Features
6.7/10
Customer service
8.4/10
Convenience
7.9/10
Trust
8.5/10
Based on 93 BCU Bank savings account reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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2.00% p.a.(for $0 and over)

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5.75% p.a. (for $0 to $250,001)

4.40% p.a.(for $0 to $250,001)

Yes up to $250,000

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3.35% p.a. (for $0 to $50,000)

2.85% p.a.(for $0 to $50,000)

Yes up to $250,000

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5.35% p.a. (for $0 to $250,000)

Yes up to $250,000

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5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

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5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

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High Interest Savings Account

5.75% p.a. (for $0 to $250,001)

Yes up to $250,000

4.40% p.a.(for $0 to $250,001)

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Savings+Bonus

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

2.00% p.a.(for $0 to $250,000)

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Life - 18-29 years old

5.20% p.a. (for $0 to $30,000)

Yes up to $250,000

2.00% p.a.(for $0 and over)

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5.50% p.a. (for $0 to $100,000)

Yes up to $250,000

0.55% p.a.(for $0 and over)

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Savings Accelerator

3.35% p.a. (for $0 to $50,000)

Yes up to $250,000

2.85% p.a.(for $0 to $50,000)

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Reward Saver Account

0% p.a.(for $0 and over)

5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

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2.00% p.a.(for $0 to $250,000)

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

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Bonus Saver Account

0.05% p.a.(for $0 and over)

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

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Life - 18-29 years old

2.00% p.a.(for $0 and over)

5.20% p.a. (for $0 to $30,000)

Yes up to $250,000

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0.55% p.a.(for $0 and over)

5.50% p.a. (for $0 to $100,000)

Yes up to $250,000

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5.50% p.a. (for $0 to $100,000)

Yes up to $250,000

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0.05% p.a.(for $0 and over)

0.85% p.a. (for $5,556 to $50,001)

Yes up to $250,000

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0.01% p.a.(for $0 and over)

3.01% p.a. (for $0 and over)

Yes up to $250,000

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