ANZ logo

ANZ Term Deposit

Advertiser disclosure
Best rate (up to 1 year)
0.15% p.a.1 year ($5,000 to $99,999)
Minimum Deposit
$5,000.00
Interest paid to another bank?
no

Mozo editorial review ANZ Term Deposit - last updated: 8 October 2021

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What's hot
  • Terms up to 5 years
  • No service fees
What's not
  • Maximum deposit limit of $99,999
Mozo snapshot

If you’re hoping to stash away a lump sum for the long term without the hassle of set-up costs or monthly service fees, then the ANZ Term Deposit may be what you’re looking for. With terms of up to 5 years, the ANZ Term Deposit offers the certainty of fixed returns for any savers searching for a set-and-forget option.

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Key features

The ANZ Term Deposit offers terms from as short as 1 month all the way up to 5 years. Savers who invest for 6 months will be able to receive a 0.10% p.a. interest rate when they invest between $5,000 (minimum) and $99,999 (maximum). At 1 year, the interest rate increases to 0.15% p.a., while investing your funds for 5 years also earns you a 0.15% p.a. interest rate. 

Bear in mind that the ANZ Term Deposit has an automatic rollover feature, so make sure to let ANZ know if you want to withdraw your funds at the end of your investment period. If you don’t notify them, your account will roll into a new term and you might get a lower interest rate.

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Who is it good for

The ANZ Term Deposit could be a good choice for Aussies looking for a low-maintenance place to store away a bit of cash for the long term.

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Any catches

The ANZ Term Deposit doesn’t pay interest to another bank, so you’ll need to have an ANZ bank account to receive interest on your term deposit.

Details

Rates and fees information correct as at 20 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

0.05% p.a. ($5,000 to $99,999)

0.05% p.a. ($5,000 to $99,999)

0.05% p.a. ($5,000 to $99,999)

0.05% p.a. ($5,000 to $99,999)

0.05% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.10% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

0.15% p.a. ($5,000 to $99,999)

Other financial bits

$5,000.00

$99,999.00

Features

no

yes

none

none

Different interest rates apply to different amounts or different interest payment frequencies.

Customer Reviews

How are ANZ term deposits rated by the Mozo community?

Overall
Price
Features
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Latest reviews of ANZ Term Deposit

About ANZ

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Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

4.80% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

4.80% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Great Southern Bank
Great Southern Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

4.80% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Great Southern Bank
Great Southern Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

4.80% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Great Southern Bank
Great Southern Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

4.80% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Bankwest
Bankwest

Term Deposit

4.75% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.10% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for Great Southern Bank
Great Southern Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

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