Thinking of buying a new car? With a secured car loan you can borrow against the asset and get a lower interest rate in return. Check out some of the current secured car loan offers the market in the table below.
Read moreWith Mozo’s handy comparison table below, finding a great secured car loan to fund your next set of wheels is a breeze. Simply plug how much you want to borrow and the period you want to borrow it over in the fields below and hit ‘Calculate repayments’.
From there you’ll be able to compare a range of secured car loan deals on a number based on a number of features including the interest rate, comparison rate and the monthly repayment you can expect to make. And if you’d like more information on fees and repayment options, simply hit the ‘details’ button.
Car loans aren’t all alike, and it’s worth knowing the difference because it could save you money. Unsecured loans tend to come with higher interest rates because the loan isn’t secured against an asset, while secured car loans often have more competitive rates because they’re secured against the vehicle you’re purchasing or other asset like your property.
That means if you are in a position to take out a secured car loan to purchase your vehicle, you could end up saving money in the long run!
Found the right loan for you among the offers below? Well not only is it fast to apply for a secured car loan online, it’s easy too. Simply click on the blue ‘Go to site’ button next to your loan of choice and you’ll be redirected to the provider’s website in seconds. This works whether you're looking for a new car loan or a used car loan.
Just remember that you may need a few bits of information to complete a secured car loan application including personal, income and other financial details.
Search promoted car loans below or do a full Mozo database search. Advertiser disclosure.
4.67% p.a.
5.22% p.a.based on $30,000
over 5 years
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Including Demo, Fixed, Secured
4.67% p.a.
5.22% p.a.based on $30,000
over 5 years
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Low fixed car loan rate for purchasing new and demo vehicles from dealers. There is no monthly or ongoing fees and early payout options available. Apply now for your chance to win one of 9 $1,000 fuel vouchers (T&Cs apply). Mozo Experts Choice Awards 2019 – Car Loan.^
5.19% p.a.to 18.95% p.a.
6.08% p.a.to 19.91% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.19% would cost $34,730.13 including fees.
Fixed
5.19% p.a.to 18.95% p.a.
6.08% p.a.to 19.91% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.19% would cost $34,730.13 including fees.
Low personalised rates, ideal for borrowers with excellent credit. No monthly account fees, no early payout fees, so you can pay off your loan sooner. Borrow between $5,000 and $50,000. Easy online application, receive a response in minutes and approved funds within 24-48 hours!
5.50% p.a.
5.85% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.50% would cost $34,632.09 including fees.
Fixed, Secured
5.50% p.a.
5.85% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.50% would cost $34,632.09 including fees.
A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.
3.97% p.a.
4.51% p.a.based on $30,000
over 5 years
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 3.97% would cost $33,525.38 including fees.
New, Fixed, Secured
3.97% p.a.
4.51% p.a.based on $30,000
over 5 years
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 3.97% would cost $33,525.38 including fees.
Winner of Mozo's Experts Choice Best New Loan Product for 2018. No monthly or ongoing fees. Get a 0.70% discount on your car loan interest rate if you buy a qualifying green car.^
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Fixed
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Enjoy competitively low rate car loans from 4.89% p.a. (comparison rate 5.44% p.a.) between $10,000 and $100,000 for new, demo and used vehicles. Take advantage of flexible 3, 5 or 7 year loan terms. No early repayment or exit fees. You must be 21 years or over to qualify and earn above $35,000.
5.29% p.a.to 9.99% p.a.
5.84% p.a.to 10.56% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.29% would cost $34,606.89 including fees.
Fixed, up to 7 years old
5.29% p.a.to 9.99% p.a.
5.84% p.a.to 10.56% p.a.based on $30,000
over 5 years
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.29% would cost $34,606.89 including fees.
Low rate car loans from 4.69% p.a. (comparison rate 6.03% p.a.) for up to $100,000 for new and used cars. Flexible loan terms from 3, 5 or 7 years.
^See information about the Mozo Experts Choice Car loans Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Reviews, news, tips and guides to help find the best car loan for you.
Service seems to break down with their Online Service Division: they were poor when communicating with me and they seemed to have no communication at all with their own local branches. I found dealing with them very frustrating.
Read full reviewService seems to break down with their Online Service Division: they were poor when communicating with me and they seemed to have no communication at all with their own local branches. I found dealing with them very frustrating.
Extremely high interest rate for car loan.
Read full reviewExtremely high interest rate for car loan.
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