Money Card card image
Mini meca 2024

Travelex Money Card

Advertiser disclosure
Currencies available

AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB

Exchange rates
USD: 0.6515
GBP: 0.4981
EUR: 0.5923
NZD: 1.0724
Purchase fee
$0 Online and in-store.

Mozo editorial review Travelex Money Card - last updated: 15 July 2024

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What's hot
  • Highly competitive exchange rates
  • No EFTPOS, ATM withdrawal, or currency conversion fees when topping up through the app (in-store top-up fees apply)
  • Convenient balance checking and topping up through the Travelex Money app
What's not
  • $10 card closure fee
  • Inactivity fee of $4/month
Mozo snapshot

The Travelex Money Card lets you load up to 10 international currencies at a time with competitive foreign exchange rates, allowing you to shop anywhere in the world where Mastercard is accepted. 

With no fees for ATM withdrawals or EFTPOS payments, no fees for currency conversion when topping up your card through the app or making overseas purchases (provided you have the right currency available), the Travelex Money Card is a convenient and affordable option for those on the move.

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Key features

You can load up to 10 international currencies on your card simultaneously. Each top up must be a minimum of AU$100 or AU$50 online (or the equivalent international currency). 

There is no initial purchase or top up fee online and in-store.

Those who reload their card through a BPAY transaction may attract a fee of 1% of the top-up amount. (This fee only occurs when not loading via the website or app). 

Luckily, there is no fee when transferring from currency to currency. The exchange rate will differ and is up to Travelex’s consideration (although it is based on the applicable market rate). 

The Travelex Money Card does not charge you ATM withdrawal fees, however if the ATM provider charges a usage fee, then you’ll likely have to pay that – there’s just no fee coming directly from Travelex. But keep in mind that if you have insufficient funds to withdraw cash from in the relevant currency, a ‘Spend rate’ conversion fee may apply (see the Travelex PDS for more information). 

There’s no fee applied when you make EFTPOS payments with your card overseas, which is a bonus. 

The Travelex app can also give customers access to their balances across various currencies, as well as top up their Money cards with 10 available currencies (Euros, British pounds, New Zealand dollars, US dollars, Canadian dollars, Singapore dollars, Japanese yen, Hong Kong dollars, Thai baht, Australian dollars). 

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Who is it good for

With the ability to load up to 10 currencies at the same time, this card is good for those who are constantly on the move. 

Besides that, the integration with the Travelex Money app makes it convenient (not to mention affordable) for savvy travellers to quickly make sure they’ve got the right funds available, or top up when necessary. 

The ability to lock in an exchange rate may also be an attractive feature. 

The lack of fees also makes it a travel money card to consider for those with travel budgets in mind.

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Any catches

It should be known that there is a $10 card closure fee which applies. If you don’t close the card then, after 12 months of inactivity, a fee of $4/month applies. 

There is also a maximum load fee of AU$50,000 across all currencies on this card at any one time.

Details

Rates and fees information correct as at 22 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
General

AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB

USD: 0.6515
GBP: 0.4981
EUR: 0.5923
NZD: 1.0724

$0 Online and in-store.

$0 when booked via www.travelex.com.au, otherwise 1% using BPay (BPay fee applies when not loading via the website or app).

$10

$0

n/a

n/a

Atm withdrawal fee

0 AUD

2.95%

0 AUD

0 AUD

0 AUD

0 AUD

0 AUD

0 AUD

0 AUD

0 AUD

Minimum load

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

100 AUD

Upper limit

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

50,000 AUD

Monthly inactivity fee

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

4 AUD

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