Bank of Melbourne Complete Freedom Account review for October 2024

Details

Rates

Rates	Balances from $0: 0.00% p.a.
Special Rates	n/a
Special rate conditions	n/a

Fees

Account fee	$0.00
Account fee waiver	n/a
Free transactions per month	Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet
Network ATM fee	$0.00
ATM networks	Bank of Melbourne, Westpac, St.George, BankSA
Other bank ATM fee	$0.00
Over the counter deposit fee	$0.00
Over the counter withdrawal fee	$0.00
Eftpos fee	$0.00
Phone fee	$0.00
Internet fee	$0.00
Cheque fee	$0.00
Overseas ATM fees	$5.00
Foreign exchange commission	3.00%
Debit card service fee	$0.00 monthly

Other financial bits

Minimum opening deposit	$1.00
Minimum balance	$0.00

Features

Daily atm withdrawal limit	$2,000.00
Eftpos card	no
Mastercard debit card	no
Visa debit card	yes
Branch access	yes
Cheque book	yes
BPAY	yes
Australia post banking	yes
Other restrictions	none
Other benefits	none

Atm card

Overseas access with atm
Overseas ATM fees	none
Overseas purchase fees	none
Foreign exchange commission	none

Debit card

Overseas access with debit card
Overseas ATM fees	$5.00
Overseas purchase fees	$0.00
Foreign exchange commission	3.00%

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay, , PayTo

Customer Reviews

How are Bank of Melbourne bank accounts rated by the Mozo community?

Overall

7.7/10

Price

7.5/10

Features

7.1/10

Customer service

8.2/10

Convenience

8.1/10

Trust

8.1/10

Based on 210 Bank of Melbourne bank account reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Bank of Melbourne Complete Freedom Account Bank Account

Bank of Melbourne is an ok organisation

They seem to be like most banks. Online system is easy to use, but local branch recently closed which was convenient to have near by.
Read full review

They seem to be like most banks. Online system is easy to use, but local branch recently closed which was convenient to have near by.

Price

8/10

Features

8/10

Customer service

7/10

Convenience

7/10

Trust

6/10

Less

Loren, Victoria reviewed about 1 month ago
Terrible online banking App

Bank of Melbourne has the least user friendly banking app I have ever used. It is extremely difficult to complete even the most basic tasks.
Read full review

Bank of Melbourne has the least user friendly banking app I have ever used. It is extremely difficult to complete even the most basic tasks.

Price

6/10

Features

5/10

Customer service

5/10

Convenience

1/10

Trust

5/10

Less

Jen, Victoria reviewed 3 months ago
Terrible experience

Was great until recently they have charged us large fees and admitted it was a mistake but still waiting for a refund over 5 weeks later. Also money transfers to our account are also now taking a very long time.
Read full review

Was great until recently they have charged us large fees and admitted it was a mistake but still waiting for a refund over 5 weeks later. Also money transfers to our account are also now taking a very long time.

Price

8/10

Features

7/10

Customer service

3/10

Convenience

8/10

Trust

2/10

Less

Stephanie, Victoria reviewed 3 months ago
Trustworthy

App lacks advanced features Easy to use and trustworthy
Read full review

App lacks advanced features Easy to use and trustworthy

Price

5/10

Features

5/10

Customer service

8/10

Convenience

7/10

Trust

9/10

Less

Chloe, Victoria reviewed 7 months ago
Best bank ever

I love bank of melbourne aka St George bank. I have a cute purple card, received excellent customer service and I also think the people at this bank truly care about their customers well being
Read full review

I love bank of melbourne aka St George bank. I have a cute purple card, received excellent customer service and I also think the people at this bank truly care about their customers well being

Price

10/10

Features

10/10

Customer service

10/10

Convenience

10/10

Trust

10/10

Less

Jami, New South Wales reviewed 7 months ago

About Bank of Melbourne

ING

Orange Everyday

account fee

$0.00

Payment Options

Apple Pay, Google Wallet, PayID, PayTo

interest rate

0% p.a.

Go to site

Suncorp

Everyday Options Account

account fee

$0.00

Payment Options

Apple Pay, Google Wallet, PayID

interest rate

0.01% p.a.

Go to site

MyState Bank

Glide Account

account fee

$0.00

Payment Options

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay

interest rate

0% p.a.

HSBC

Everyday Global Account

account fee

$0.00

Payment Options

Apple Pay, Google Wallet

interest rate

0% p.a.

Compare other bank accounts

About Mozo’s Editorial Star Ratings

Mozo’s Editorial Star Ratings are a score out of 5 stars arrived at by the author of the review after careful consideration of a product’s rates, fees and features when compared with other products that offer similar features.

As a guide, this is how the Editorial Star Ratings should be interpreted:

5 stars - a best in class blend of great value and features
4 stars - excellent value and features overall
3 stars - good value and features overall
2 stars - below average, but may be worth considering for some people
1 star - well below average

Ratings are just one factor you may want to consider when choosing a financial product. Our ratings have been determined without considering your personal objectives, and a product with a high rating may not be the best one for you.

Disclaimer

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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

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Bank of Melbourne Complete Freedom Account

Bank of Melbourne Complete Freedom Account

Details

Rates

Fees

Other financial bits

Features

Atm card

Debit card

Payment options

Customer Reviews

How are Bank of Melbourne bank accounts rated by the Mozo community?

Overall

Latest reviews of Bank of Melbourne Complete Freedom Account Bank Account

Bank of Melbourne is an ok organisation

Terrible online banking App

Terrible experience

Trustworthy

Best bank ever

About Bank of Melbourne

ING

Suncorp

MyState Bank

HSBC

About Mozo’s Editorial Star Ratings

Disclaimer

Important information on terms, conditions and sub-limits

Disclaimer

Who we are and how we get paid

Disclaimer

Important information on terms, conditions and sub-limits