BOQ Specialist One Account

$0.00

Bank of Queensland

Visa Debit

BOQ Specialist One Account Review

Rates and fees information correct as at 16 November 2018.

Review published: 21 February 2017

What's hot:

  • No monthly account fees

  • 1.25% interest rate

What's not:

  • $5 overseas ATM withdrawal fee

Mozo snapshot:

The BOQ Specialist One Account truly is an all-rounder when it comes to everyday banking, and with so many great features available you’ll be wondering what it doesn't include. With ten free withdrawals per month from any major bank ATM in Australia, no monthly account fees and a 1.25% interest rate you’ll be in transaction account heaven. 

Key features:

The BOQ Specialist One Account offers a virtually fee-free banking experience for all your major needs, with no monthly account fees, no over the counter deposit or withdrawal fees, and unlimited free transactions when you use eftpos, phone or online banking.

You’ll also be worry free when it comes to withdrawing cash. BOQ allows its Specialist One Account customers to access ATMs from all four major banks (Commonwealth Bank, Westpac, ANZ and NAB) free of charge. Be sure to limit yourself to ten or fewer ATM withdrawals per month, because they will be charged afterwards.

With a competitive interest rate of 1.50% you won’t have to worry too hard about your cash sitting idly in the account, but for greater savings make sure to put that had earned money in a savings account with an even higher interest rate.

If you find yourself in need of extra funds the account can also be linked to an optional overdraft, giving you the convenience to withdraw money above the balance of your account which is set to an approved limit.

The BOQ Specialist One Account also comes with a linked BOQ Specialist Visa Debit Card. As part of the Visa network you’ll feel safe in knowing your transactions are covered by Visa’s Zero Liability anywhere in the world, including when you tap and go using Visa payWave.

Who it's good for:

The BOQ Specialist One Account is ideal for any Australians looking for an everyday bank account with a diverse range of options, without a heap of fees.

Any catches?

If you choose to use your card overseas just make sure to watch out for the $5.00 overseas ATM withdrawal fee and the 2.95% foreign exchange commission.

How are BOQ Specialist bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
9.1

Based on 9
BOQ Specialist bank accounts reviews

8.0 9.6 9.6 7.8 10.0

Read BOQ Specialist bank account reviews by the Mozo community

Latest reviews of BOQ Specialist One Account

BOQ Specialist

BOQ Specialist One Account bank account review

Overall rating   7 / 10

Great provider

Pretty good

Full review

Pretty good

    Price   6 / 10

Less

Sarah, Queensland, reviewed over 1 year ago

BOQ Specialist

BOQ Specialist One Account bank account review

Overall rating   9 / 10

Great provider

They have always gone above and beyond when helping me.

Full review

They have always gone above and beyond when helping me.

    Price   8 / 10

Less

Shar, Western Australia, reviewed over 1 year ago

BOQ Specialist

BOQ Specialist One Account bank account review

Overall rating   8 / 10

Hayes7353, Queensland, reviewed almost 2 years ago

BOQ Specialist

BOQ Specialist One Account bank account review

Overall rating   8 / 10

good

good

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Hyoung, Queensland, reviewed over 3 years ago

BOQ Specialist

BOQ Specialist One Account bank account review

Overall rating   10 / 10

Great customer services

Because it is a good bank and a queensland bank that thinks about it customers.

Full review

Because it is a good bank and a queensland bank that thinks about it customers.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Daniel, Queensland, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 1.25% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from EFTPOS, network ATMs, phone and internet.

  • $0.00

  • Bank of Queensland

  • $0.00

  • none

  • none

  • $0.00

  • $0.00

  • $0.00

  • none

  • $5.00

  • 2.95%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • none

  • no

  • no

  • yes

  • no

  • no

  • yes

  • no

  • Available to medical, dental or veterinary professionals, or qualified accountants.

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $5.00

  • $0.00

  • 2.95%

About BOQ Specialist

BOQ Specialist (formally Investec) provides a variety of financial products. Founded in South Africa in 1974, BOQ Specialists provide products and services within Asset Management, Wealth and Investment, Property Activities, Private Banking, Investment Banking and Capital Markets.

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