The BOQ Specialist One Account truly is an all-rounder when it comes to everyday banking, and with so many great features available, you’ll probably be left wondering what it doesn't include. With free ATM withdrawals from any major bank in Australia and over 2,100 atmx by Armaguard ATMs, no monthly account fees and a 0.85% p.a. interest rate, you’ll be in transaction account heaven.
The BOQ Specialist One Account offers a virtually fee-free banking experience for all your major needs, with no monthly account fees, no over the counter deposit or withdrawal fees, and unlimited free transactions when you use eftpos, phone or online banking.
You’ll also be worry free when it comes to withdrawing cash. BOQ allows its Specialist One Account customers to access ATMs from all four major banks (Commonwealth Bank, Westpac, ANZ and NAB) free of charge. Be sure to limit yourself to ten or fewer ATM withdrawals per month, because thereafter ATM owner fees apply. Customers can also enjoy free ATM withdrawals at over 2,100 atmx by Armaguard ATMs.
With a competitive interest rate of 0.85% p.a. you won’t have to worry too hard about your cash sitting idly in the account. But for greater savings make sure to put that had earned money in a savings account with an even higher interest rate.
If you find yourself in need of extra funds the account can also be linked to an optional overdraft, giving you the convenience to withdraw money above the balance of your account which is set to an approved limit. Keep in mind you will be paying interest on whatever you spend. The good news is this doesn't apply to any leftover overdraft funds, and you won't need to put up collateral to access the cash as it's an unsecured overdraft.
The BOQ Specialist One Account also comes with a linked BOQ Specialist Visa Debit Card. As part of the Visa network you’ll feel safe in knowing your transactions are covered by Visa’s Zero Liability anywhere in the world, including when you tap and go using Visa payWave.
The BOQ Specialist One Account is ideal for any Australians looking for an everyday bank account with a diverse range of options, without a heap of fees.
If you choose to use your card overseas just make sure to watch out for the $5.00 overseas ATM withdrawal fee and the 2.95% foreign exchange commission.
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Balances from $0: 0.95% p.a. |
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n/a |
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n/a |
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$0.00 |
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n/a |
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Unlimited free transactions from EFTPOS, atmx by Armaguard ATMs, network ATMs and the four major banks, phone and internet. |
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$0.00 |
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Bank of Queensland, atmx by Armaguard ATMs, the 4 major banks. |
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$0.00 |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$5.00 |
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2.95% |
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$0.00 monthly |
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$0.00 |
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$0.00 |
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n/a |
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no |
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no |
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yes |
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no |
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no |
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yes |
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no |
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Available to medical, dental or veterinary professionals, or qualified accountants. |
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Access an optional overdraft facility. |
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none |
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none |
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none |
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$5.00 |
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$0.00 |
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2.95% |
Apple Pay, Google Wallet
I use BOQ and they look after my money I made from working.
Read full reviewI use BOQ and they look after my money I made from working.
Pretty good
Read full reviewThey have always gone above and beyond when helping me.
Read full reviewThey have always gone above and beyond when helping me.
good
Read full review
Spend Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay
0% p.a.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
