Thumbnail icon for BOQ Specialist

BOQ Specialist One Account

Account fee
$0.00
Payment options
Apple Pay, Google Pay
Interest rate
0.25% p.a.

Mozo editorial review BOQ Specialist One Account

Last updated: 30 March 2020.

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What's hot
  • No ongoing monthly account fees
  • 0.25% p.a. interest rate
  • Apple Pay, Google Pay
What's not
  • $5 overseas ATM withdrawal fee
Mozo snapshot

The BOQ Specialist One Account truly is an all-rounder when it comes to everyday banking, and with so many great features available, you’ll probablt be left wondering what it doesn't include. With ten free withdrawals per month from any major bank ATM in Australia, no monthly account fees and a 0.25% p.a. interest rate you’ll be in transaction account heaven. 

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Key features

The BOQ Specialist One Account offers a virtually fee-free banking experience for all your major needs, with no monthly account fees, no over the counter deposit or withdrawal fees, and unlimited free transactions when you use eftpos, phone or online banking.

You’ll also be worry free when it comes to withdrawing cash. BOQ allows its Specialist One Account customers to access ATMs from all four major banks (Commonwealth Bank, Westpac, ANZ and NAB) free of charge. Be sure to limit yourself to ten or fewer ATM withdrawals per month, because they will be charged afterwards.

With a competitive interest rate of 0.25% p.a. you won’t have to worry too hard about your cash sitting idly in the account, but for greater savings make sure to put that had earned money in a savings account with an even higher interest rate.

If you find yourself in need of extra funds the account can also be linked to an optional overdraft, giving you the convenience to withdraw money above the balance of your account which is set to an approved limit.

The BOQ Specialist One Account also comes with a linked BOQ Specialist Visa Debit Card. As part of the Visa network you’ll feel safe in knowing your transactions are covered by Visa’s Zero Liability anywhere in the world, including when you tap and go using Visa payWave.

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Who is it good for

The BOQ Specialist One Account is ideal for any Australians looking for an everyday bank account with a diverse range of options, without a heap of fees.

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Any catches

If you choose to use your card overseas just make sure to watch out for the $5.00 overseas ATM withdrawal fee and the 2.95% foreign exchange commission.

Details

Rates and fees information correct as at 6 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.25% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from EFTPOS, network ATMs, phone and internet.

  • $0.00

  • Bank of Queensland

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $5.00

  • 2.95%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • none

  • no

  • no

  • yes

  • no

  • no

  • yes

  • no

  • Available to medical, dental or veterinary professionals, or qualified accountants.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 2.95%

Payment options

Apple Pay, Google Pay

Customer Reviews

How are BOQ Specialist bank accounts rated by the Mozo community?

Overall customer rating
9.3/10
Price
8.5/10
Features
9.8/10
Customer service
9.8/10
Convenience
8.0/10
Trust
10.0/10

Latest reviews of BOQ Specialist One Account

  • Overall 10/10
    BOQ keeps my money safe

    I use BOQ and they look after my money I made from working.

    Read full review

    I use BOQ and they look after my money I made from working.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Bridget, Queensland reviewed 8 months ago
  • Overall 7/10
    Great provider

    Pretty good

    Read full review

    Pretty good

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Sarah, Queensland reviewed almost 3 years ago
  • Overall 9/10
    Great provider

    They have always gone above and beyond when helping me.

    Read full review

    They have always gone above and beyond when helping me.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Shar, Western Australia reviewed about 3 years ago
  • Overall 8/10

    Price
    -1/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Hayes7353, Queensland reviewed over 3 years ago
  • Overall 8/10
    good

    good

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Hyoung, Queensland reviewed almost 5 years ago
BOQ Specialist

About BOQ Specialist

BOQ Specialist (formally Investec) provides a variety of financial products. Founded in South Africa in 1974, BOQ Specialists provide products and services within Asset Management, Wealth and Investment, Property Activities, Private Banking, Investment Banking and Capital Markets.

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