MyState Bank Glide Account

Key features

With a $0 account fee, it’s simple and cheap to open and maintain a MyState Bank Glide Account. You’ll also be able to make transactions and do all your banking over the phone, in person or online, as the MyState Bank Glide Account has both branch access and BPAY functionality. 

Oh, and you won’t even need to bring the physical debit card while shopping, thanks to the wide range of mobile payment options the MyState Bank Glide Account offers on a range of smartphones and tech gadgets, including Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay and Garmin. 

If you prefer using cash to shop, you'll be able to use your linked MyState Visa debit card to withdraw money for free from a number ATMs across Australia (including ANZ, CBA, NAB and Westpac). 

Just keep in mind that if you want to make a cash withdrawal over the counter there will be a $2.75 fee and if you’re looking to splurge or make an expensive purchase, you will only be able to withdraw a maximum of $1,000 a day. 

You'll also be able to take the MyState Bank Visa debit card with you while travelling internationally, though there is a 3% foreign exchange commission for debit purchases and while MyState won't charge you any fees for foreign ATM withdrawals, the ATM operator might. 

Who is it good for

If you’re looking for a quick and easy way to deposit and withdraw your money and make debit purchases, with a card or your smartphone and without the worry of extra fees, then this account could be the one for you.

Any catches

While the MyState Bank Glide Account lets you withdraw cash from international ATMs for free (though watch out for operator fees), there is a 3% foreign exchange commission on debit card purchases.