If you’re looking for a budget-friendly account that gives you no hassle when it comes to depositing and withdrawing your money and making debit purchases, the MyState Bank Glide Account might be just the thing you’re after. This account has no monthly fee and it offers multiple mobile payment options including Apple Pay, Google Pay and Samsung Pay for those wanting the convenience of paying via their smartphone.
With a $0 account fee, it’s simple and cheap to open and maintain a MyState Bank Glide Account. You’ll also be able to make transactions and do all your banking over the phone, in person or online, as the MyState Bank Glide Account has both branch access and BPAY functionality.
Oh, and you won’t even need to bring the physical debit card while shopping, thanks to the wide range of mobile payment options the MyState Bank Glide Account offers on a range of smartphones and tech gadgets, including Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay and Garmin.
If you prefer using cash to shop, you'll be able to use your linked MyState Visa debit card to withdraw money for free from a number ATMs across Australia (including ANZ, CBA, NAB and Westpac). Just remember you will only be able to withdraw a maximum of $1,000 a day.
You'll also be able to take the MyState Bank Visa debit card with you while travelling internationally, though there is a 3% foreign exchange commission for debit purchases, and while MyState won't charge you any fees for foreign ATM withdrawals, the ATM operator might.
If you’re looking for a quick and easy way to deposit and withdraw your money and make debit purchases with a card or your smartphone and without the worry of extra fees, then this account could be the one for you.
While the MyState Bank Glide Account lets you withdraw cash from international ATMs for free (though watch out for operator fees), there is a 3% foreign exchange commission on debit card purchases.
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Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
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$0.00 |
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n/a |
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Unlimited free internet transactions. |
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$0.00 |
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MyState |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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3.00% |
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$0.00 |
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$0.00 |
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$0.00 |
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$1,000.00 |
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no |
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no |
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yes |
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yes |
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no |
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yes |
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yes |
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none |
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none |
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$0.00 |
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$0.00 |
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2.00% |
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$0.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay
We had a horrendous experience with this bank. They offered a good rate so we left our bank and went with them. In the very first month, they increased our interest rate and kept increasing it. They don’t have a branch in Vic and waiting for hours on the phone was exhausting. Will never recommend this bank to anyone. In my experience they are untrustworthy.
Read full reviewWe had a horrendous experience with this bank. They offered a good rate so we left our bank and went with them. In the very first month, they increased our interest rate and kept increasing it. They don’t have a branch in Vic and waiting for hours on the phone was exhausting. Will never recommend this bank to anyone. In my experience they are untrustworthy.
Transferred 3 home loans across from one of the big three banks. High hopes for a no frills low cost service. Customers service is ok but the fees are ridiculous. In the midst of moving house and transferring all my direct debits, bpays etc to mystate from my other bank I realised after a fee weeks transferring our pays from the other bank was delayed. This meant alot of my bpays bounced. Mystate charged me $30 a pop per transaction. Over a few weeks this equaled $570!!!!! An honest mistake on my part in the transition to a new bank but seriously. Nothing like a big old welcome like a swag of fees. Called the call centre and there was no grace on this, they didn't care. Basically the savings I would have made over the year on my interest rate just got used up in a few weeks on fees. Wish I never changed banks. Never hears of such a high fee for declined payment. Not really easy to use the app and doesn't have a lot of features. Read the fine print and remember convenience is sometimes worth paying a little extra for. Especially when you have a family, work life etc.
Read full reviewTransferred 3 home loans across from one of the big three banks. High hopes for a no frills low cost service. Customers service is ok but the fees are ridiculous. In the midst of moving house and transferring all my direct debits, bpays etc to mystate from my other bank I realised after a fee weeks transferring our pays from the other bank was delayed. This meant alot of my bpays bounced. Mystate charged me $30 a pop per transaction. Over a few weeks this equaled $570!!!!! An honest mistake on my part in the transition to a new bank but seriously. Nothing like a big old welcome like a swag of fees. Called the call centre and there was no grace on this, they didn't care. Basically the savings I would have made over the year on my interest rate just got used up in a few weeks on fees. Wish I never changed banks. Never hears of such a high fee for declined payment. Not really easy to use the app and doesn't have a lot of features. Read the fine print and remember convenience is sometimes worth paying a little extra for. Especially when you have a family, work life etc.
Terrible. Signed up for the bonus interest rate on the savings account only to have it slashed - repeatedly. Defeats the purpose of signing up in the first place. If you don’t live near a branch and do most of your banking online, be prepared to wait anywhere from 15-30 minutes to reach a customer service operator when using phone support - they are helpful once you get through (if you can be bothered to hold for that long). The mobile app is full of glitches - regular issues logging in, constantly freezes on you, password reset was a nightmare (prompting a call to the telephone support, because what else can you do?? And then the waiting begins *again*). Ironically I’ve updated the app today (after receiving a prompt to do so and a message saying they’ve fixed a lot of the glitches) - only to find none of my sign in details are recognised, password reset has failed, and I can no longer access my account / savings. Closing my accounts ASAP - I’ve banked with plenty of places and this is by far the worst. I’m about to apply for a home loan and my broker recommended the MyState product owing to a competitive interest rate. Safe to say I’ll be going with a different lender, whose customer service leaves me feeling valued and supported.
Read full reviewTerrible. Signed up for the bonus interest rate on the savings account only to have it slashed - repeatedly. Defeats the purpose of signing up in the first place. If you don’t live near a branch and do most of your banking online, be prepared to wait anywhere from 15-30 minutes to reach a customer service operator when using phone support - they are helpful once you get through (if you can be bothered to hold for that long). The mobile app is full of glitches - regular issues logging in, constantly freezes on you, password reset was a nightmare (prompting a call to the telephone support, because what else can you do?? And then the waiting begins *again*). Ironically I’ve updated the app today (after receiving a prompt to do so and a message saying they’ve fixed a lot of the glitches) - only to find none of my sign in details are recognised, password reset has failed, and I can no longer access my account / savings. Closing my accounts ASAP - I’ve banked with plenty of places and this is by far the worst. I’m about to apply for a home loan and my broker recommended the MyState product owing to a competitive interest rate. Safe to say I’ll be going with a different lender, whose customer service leaves me feeling valued and supported.
They are an immature bank with terrible technology. I applied online for an advertised high interest saving account, they received my first deposit then I wasn’t able to transfer money between internal or external accounts. After many attempts to contact (busy call centre is only option), then I was rudely told it was a glitch in online applications and my account has been marked suspicious so now I have to print forms and send back (electronic forms are unavailable) and they wouldn’t be able to help me further. They have my money. I can’t get interest rate as no card is being sent for me to achieve 5 uses. And I can’t close accounts unless I send forms which will take weeks. Other banks have much better apps, websites and thankfully all online facilities to ID check. I wouldn’t bother with this bank. They dropped the interest rate anyway after all that effort.
Read full reviewThey are an immature bank with terrible technology. I applied online for an advertised high interest saving account, they received my first deposit then I wasn’t able to transfer money between internal or external accounts. After many attempts to contact (busy call centre is only option), then I was rudely told it was a glitch in online applications and my account has been marked suspicious so now I have to print forms and send back (electronic forms are unavailable) and they wouldn’t be able to help me further. They have my money. I can’t get interest rate as no card is being sent for me to achieve 5 uses. And I can’t close accounts unless I send forms which will take weeks. Other banks have much better apps, websites and thankfully all online facilities to ID check. I wouldn’t bother with this bank. They dropped the interest rate anyway after all that effort.
Really poor customer service, extremely rude, they try to scam their customers, website is absolutely horrendous, IT and account log in issues all the time. Just isn't worth it, other banks more deserving of your business.
Read full reviewReally poor customer service, extremely rude, they try to scam their customers, website is absolutely horrendous, IT and account log in issues all the time. Just isn't worth it, other banks more deserving of your business.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay
0% p.a.
