If you’re looking for a budget-friendly account that gives you no hassle when it comes to depositing and withdrawing your money and making debit purchases, the MyState Bank Glide Account might be just the thing you’re after. This account has no monthly fee and it offers multiple mobile payment options including Apple Pay, Google Pay and Samsung Pay for those wanting the convenience of paying via their smartphone.
With a $0 account fee, it’s simple and cheap to open and maintain a MyState Bank Glide Account. You’ll also be able to make transactions and do all your banking over the phone, in person or online, as the MyState Bank Glide Account has both branch access and BPAY functionality.
Oh, and you won’t even need to bring the physical debit card while shopping, thanks to the wide range of mobile payment options the MyState Bank Glide Account offers on a range of smartphones and tech gadgets, including Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay and Garmin.
If you prefer using cash to shop, you'll be able to use your linked MyState Visa debit card to withdraw money for free from a number ATMs across Australia (including ANZ, CBA, NAB and Westpac).
Just keep in mind that if you want to make a cash withdrawal over the counter there will be a $2.75 fee and if you’re looking to splurge or make an expensive purchase, you will only be able to withdraw a maximum of $1,000 a day.
You'll also be able to take the MyState Bank Visa debit card with you while travelling internationally, though there is a 3% foreign exchange commission for debit purchases and while MyState won't charge you any fees for foreign ATM withdrawals, the ATM operator might.
If you’re looking for a quick and easy way to deposit and withdraw your money and make debit purchases, with a card or your smartphone and without the worry of extra fees, then this account could be the one for you.
While the MyState Bank Glide Account lets you withdraw cash from international ATMs for free (though watch out for operator fees), there is a 3% foreign exchange commission on debit card purchases.
Balances from $0: 0.00% p.a.
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n/a
$0.00
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Unlimited free internet transactions.
$0.00
MyState
$0.00
$0.00
$2.75
$0.00
$0.00
$0.00
n/a
$0.00
3.00%
$0.00
$0.00
$0.00
$1,000.00
no
no
yes
yes
no
yes
yes
none
none
$0.00
$0.00
2.00%
$0.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
Terrible. Signed up for the bonus interest rate on the savings account only to have it slashed - repeatedly. Defeats the purpose of signing up in the first place. If you don’t live near a branch and do most of your banking online, be prepared to wait anywhere from 15-30 minutes to reach a customer service operator when using phone support - they are helpful once you get through (if you can be bothered to hold for that long). The mobile app is full of glitches - regular issues logging in, constantly freezes on you, password reset was a nightmare (prompting a call to the telephone support, because what else can you do?? And then the waiting begins *again*). Ironically I’ve updated the app today (after receiving a prompt to do so and a message saying they’ve fixed a lot of the glitches) - only to find none of my sign in details are recognised, password reset has failed, and I can no longer access my account / savings. Closing my accounts ASAP - I’ve banked with plenty of places and this is by far the worst. I’m about to apply for a home loan and my broker recommended the MyState product owing to a competitive interest rate. Safe to say I’ll be going with a different lender, whose customer service leaves me feeling valued and supported.
Read full reviewTerrible. Signed up for the bonus interest rate on the savings account only to have it slashed - repeatedly. Defeats the purpose of signing up in the first place. If you don’t live near a branch and do most of your banking online, be prepared to wait anywhere from 15-30 minutes to reach a customer service operator when using phone support - they are helpful once you get through (if you can be bothered to hold for that long). The mobile app is full of glitches - regular issues logging in, constantly freezes on you, password reset was a nightmare (prompting a call to the telephone support, because what else can you do?? And then the waiting begins *again*). Ironically I’ve updated the app today (after receiving a prompt to do so and a message saying they’ve fixed a lot of the glitches) - only to find none of my sign in details are recognised, password reset has failed, and I can no longer access my account / savings. Closing my accounts ASAP - I’ve banked with plenty of places and this is by far the worst. I’m about to apply for a home loan and my broker recommended the MyState product owing to a competitive interest rate. Safe to say I’ll be going with a different lender, whose customer service leaves me feeling valued and supported.
They are an immature bank with terrible technology. I applied online for an advertised high interest saving account, they received my first deposit then I wasn’t able to transfer money between internal or external accounts. After many attempts to contact (busy call centre is only option), then I was rudely told it was a glitch in online applications and my account has been marked suspicious so now I have to print forms and send back (electronic forms are unavailable) and they wouldn’t be able to help me further. They have my money. I can’t get interest rate as no card is being sent for me to achieve 5 uses. And I can’t close accounts unless I send forms which will take weeks. Other banks have much better apps, websites and thankfully all online facilities to ID check. I wouldn’t bother with this bank. They dropped the interest rate anyway after all that effort.
Read full reviewThey are an immature bank with terrible technology. I applied online for an advertised high interest saving account, they received my first deposit then I wasn’t able to transfer money between internal or external accounts. After many attempts to contact (busy call centre is only option), then I was rudely told it was a glitch in online applications and my account has been marked suspicious so now I have to print forms and send back (electronic forms are unavailable) and they wouldn’t be able to help me further. They have my money. I can’t get interest rate as no card is being sent for me to achieve 5 uses. And I can’t close accounts unless I send forms which will take weeks. Other banks have much better apps, websites and thankfully all online facilities to ID check. I wouldn’t bother with this bank. They dropped the interest rate anyway after all that effort.
Really poor customer service, extremely rude, they try to scam their customers, website is absolutely horrendous, IT and account log in issues all the time. Just isn't worth it, other banks more deserving of your business.
Read full reviewReally poor customer service, extremely rude, they try to scam their customers, website is absolutely horrendous, IT and account log in issues all the time. Just isn't worth it, other banks more deserving of your business.
The App and website for this bank is buggy and slow and on both it wont even allow for internal account transfers without constant issues and customer service either doesn't answer or isn't available. I've had this account for only a day and it's so annoying it makes me want to change back to my old bank.
Read full reviewThe App and website for this bank is buggy and slow and on both it wont even allow for internal account transfers without constant issues and customer service either doesn't answer or isn't available. I've had this account for only a day and it's so annoying it makes me want to change back to my old bank.
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MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
UBank
USpend Transaction Account
$0.00
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
