
Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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Optional Extra
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Choice of excess
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$500 - $1,900
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount 15% on first year's premium
- Save 15% on the first year’s premium and Flybuys members get $50 off a Coles shop for new policies purchased online. T&Cs apply. Visit the Coles insurance website for more information.
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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Optional Extra
- Choice of excess
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$500 - $1,900
- Agreed or market value
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Agreed or Market
- Discounts available
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Save 15% on the first year’s premium and Flybuys members get $50 off a Coles shop for new policies purchased online. T&Cs apply. Visit the Coles insurance website for more information.
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $40 for an additional premium.
- Personal property cover
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Personal effects cover in the event of a collision, theft or forced entry (up to $500)
- Replacement key cover
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Up to $1,000 if stolen.
- Baby capsule or child seat cover
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Child seat or capsule cover in the event of a collision, theft or forced entry (up to $500)
- Trailer or caravan cover
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Up to $1,000.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs. Transport to home or ip to $1,000 in accommodation ($200 per day) if transport is not available.
- Rental car after theft
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Yes - Up to 14 days, max $1,000 total.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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$5,000 within 12 months of accident.
- Young driver excess imposed
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$600 for drivers under 21, $500 for drivers between 21 and 24, $500 for inexperienced drivers, $600 for unlisted drivers.
- Rideshare cover
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No
- Other restrictions
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- Other benefits
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Collect double Flybuys points per $1 spent at Coles Supermarkets when you take out a Coles Comprehensive Car Insurance policy and link your Flybuys account. Maximum 1,000 bonus points per month. T&Cs apply.
- Online discount
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15% on first year's premium
- Multi-policy discount
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- No claim discount
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Yes
- Low km discount
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No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.