Picking up a rewards card? Consider these extras

rewards-credit-card

From a warm bath to an hour long massage, we all deserve a little luxury every once in a while. But if you're keen to indulge in a bit of luxury with your shopping habits, you might be considering picking up a rewards credit card

Unlike a regular credit card, these flashy pieces of plastic are loaded with a range of features and rewards. So if you’d like to find out what extra perks you could get your hands on, check out our list below.

Introductory bonus points

Many credit card providers often have special deals and offers exclusive for new customers, which gives you the opportunity to load up on rewards. Most of the time, these exclusive offers include introductory bonus points and can range from anywhere between 50,000 to 150,000. 

For example, if you were to sign up to the American Express Explorer Credit Card, you could earn up to 50,000 Membership Rewards Bonus Points, while the St.George Amplify Platinum Credit Card is offering up to 70,000 bonus Qantas Points for new customers. 

Just keep in mind though that while special deals like these can help get your points balance off to a smashing start, there’s generally a spending criteria you’ll have to meet in order to claim these bonus points.

Gift cards and vouchers

With Christmas Day inching closer, it won’t be long until our savings take a hit. But if you’re savvy with your spending, you might be able to redeem your points for gift cards or vouchers. 

Depending on what you plan to purchase, you could either pass on the gift cards as their Christmas present or use it to purchase a gift you know they’d love. Or if vouchers are more your game, you could use these to save some coin on your Christmas shopping.

Cashback

Many credit cards also give you the ability to redeem your points for cashback, which depending on your points balance, can be between $50 to $1,000. One clever way to use your cashback could be to cover the annual fee of the credit card or pay down the card’s balance. 

On the other hand, you could also opt to use the cashback to cover a portion of your Christmas shopping!

Shopping insurances

While this last feature isn’t necessarily a reward, it can come in handy if you’re a regular shopper. Aside from points and special privileges, rewards credit cards also come with nifty bonuses, like extended warranty and purchase or price protection. These insurances can add an extra layer of protection on your purchases. 

For instance, purchase protection can help you get the best price for items, while extended warranties can ensure any damaged item you purchased using the card is covered. 

Ready to find your next plastic match? Get started by visiting our rewards credit card comparison tool or by checking out the offers below.

Compare rewards credit cards - last updated 13 August 2022

Search promoted credit cards below or do a full Mozo database search . Advertiser disclosure
  • Apply By 31 Aug 2022
    Mozo Expert Choice Badge
    American Express Platinum Edge Credit Card

    Receive a $200 credit on your Card when you spend $200 or more at Amazon.com.au within the first 3 months plus get 30,000 Bonus Membership Rewards Points when you apply online by 31 August 2022, are approved and spend $3,000 within the first 3 months. T&Cs apply. New Card Members only.

    Purchase rate
    20.74% p.a.
    Annual fee
    $195
    Rewards program
    Membership Rewards
    Privileges
    Extended Warranty,
    Account alerts by SMS,
    Card Purchase Cover ,
    Travel Inconvenience Cover
    Details
  • Apply By 31 Dec 2022
    St.George Amplify Qantas Platinum

    Earn 60,000 bonus Qantas Points (min $3,000 spend in the first 3 months). New cards only, Eligibility criteria and T&Cs apply.

    Purchase rate
    19.49% p.a.
    Annual fee
    $99
    Rewards program
    Qantas Frequent Flyer
    Privileges
    Travel Insurance,
    Extended Warranty,
    Purchase Protection
    Details
  • Apply By 31 Dec 2022
    Westpac Altitude Platinum

    Earn up to 130,000 bonus Altitude Points ($3k min. spend in the first 90 days on eligible purchases). 0% p.a. for 24 months on balance transfers requested at card application. 1% BT fee applies (rate reverts to the variable cash advance rate after). Discounted annual card fee of $49 for the first year ($150 thereafter). New Cards only. T&C's and exclusions apply.

    Purchase rate
    19.99% p.a.
    Annual fee
    $150 $49 in the first year
    Rewards program
    Altitude Rewards
    Privileges
    Travel Insurance,
    Extended Warranty,
    Purchase Protection
    Details
  • Mozo Expert Choice Badge
    American Express Velocity Platinum Card

    Receive 75,000 bonus Velocity Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. Available to new Card Members only.

    Purchase rate
    20.74% p.a.
    Annual fee
    $375
    Rewards program
    Velocity Frequent Flyer
    Privileges
    Account alerts by SMS,
    Card Purchase Cover,
    Travel Inconvenience Cover
    Details

^See information about the Mozo Experts Choice Credit Card Awards

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