Picking up a rewards card? Consider these extras

rewards-credit-card

From a warm bath to an hour long massage, we all deserve a little luxury every once in a while. But if you're keen to indulge in a bit of luxury with your shopping habits, you might be considering picking up a rewards credit card

Unlike a regular credit card, these flashy pieces of plastic are loaded with a range of features and rewards. So if you’d like to find out what extra perks you could get your hands on, check out our list below.

Introductory bonus points

Many credit card providers often have special deals and offers exclusive for new customers, which gives you the opportunity to load up on rewards. Most of the time, these exclusive offers include introductory bonus points and can range from anywhere between 50,000 to 150,000. 

For example, if you were to sign up to the American Express Explorer Credit Card, you could earn up to 50,000 Membership Rewards Bonus Points, while the St.George Amplify Platinum Credit Card is offering up to 70,000 bonus Qantas Points for new customers. 

Just keep in mind though that while special deals like these can help get your points balance off to a smashing start, there’s generally a spending criteria you’ll have to meet in order to claim these bonus points.

Gift cards and vouchers

With Christmas Day inching closer, it won’t be long until our savings take a hit. But if you’re savvy with your spending, you might be able to redeem your points for gift cards or vouchers. 

Depending on what you plan to purchase, you could either pass on the gift cards as their Christmas present or use it to purchase a gift you know they’d love. Or if vouchers are more your game, you could use these to save some coin on your Christmas shopping.

Cashback

Many credit cards also give you the ability to redeem your points for cashback, which depending on your points balance, can be between $50 to $1,000. One clever way to use your cashback could be to cover the annual fee of the credit card or pay down the card’s balance. 

On the other hand, you could also opt to use the cashback to cover a portion of your Christmas shopping!

Shopping insurances

While this last feature isn’t necessarily a reward, it can come in handy if you’re a regular shopper. Aside from points and special privileges, rewards credit cards also come with nifty bonuses, like extended warranty and purchase or price protection. These insurances can add an extra layer of protection on your purchases. 

For instance, purchase protection can help you get the best price for items, while extended warranties can ensure any damaged item you purchased using the card is covered. 

Ready to find your next plastic match? Get started by visiting our rewards credit card comparison tool or by checking out the offers below.

Compare rewards credit cards - rates updated daily

Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.
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    Bankwest Breeze Platinum Mastercard

    Streamline your budget with 0% p.a on balance transfers for 26 months (2% BT fee applies) then 10.99% thereafter. No annual fee for the first year. Awarded two Mozo Experts Choice Awards in 2020 for best Low Rate Platinum Credit Card and best Balance Transfer Platinum Credit Card^. Limited time only. Other fees, T&Cs apply. New Mastercard Breeze customers only.

    Purchase rate
    Annual fee
    Rewards program
    Privileges
    10.99% p.a.
    $69 $0 in the first year
    -
    Travel Insurance,
    Extended Warranty,
    Purchase Protection
    Go to site
    Details
  • placeholder
    NAB Qantas Rewards Signature Card

    NABs fastest way to earn Qantas Points. 110,000 bonus Qantas Points when you spend $3,000 on everyday purchases within 60 days of account opening and keep the card open for 12 months. Access to 6 complimentary insurances when you make eligible purchases.

    Purchase rate
    Annual fee
    Rewards program
    Privileges
    19.99% p.a.
    $395 $295 in the first year
    Qantas Frequent Flyer
    Concierge,
    Extended Warranty,
    Purchase Protection,
    International Travel Insurance,
    Transit Accident Insurance,
    Interstate Flight Inconvenience Insurance,
    Rental Vehicle Excess in Australia Insurance
    Go to site
    Details
  • Apply By 7 September 2021
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    Westpac Altitude Platinum

    Earn up to 80,000 bonus Altitude Points ($3k min. spend in the first 90 days on eligible purchases). Enjoy up to 45 days interest free with a 0% balance transfer for 18 months (rate then reverts to 21.49% after). 1% BT fee. Only $99 annual card fee for the first year, $150 thereafter.

    Purchase rate
    Annual fee
    Rewards program
    Privileges
    20.49% p.a.
    $150 $99 in the first year
    Altitude Rewards
    Travel Insurance,
    Extended Warranty,
    Purchase Protection
    Go to site
    Details
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    St.George Vertigo Platinum

    St. George Vertigo Platinum credit card is a great value platinum card which receive $300 cashback, available if you spend $900 on eligible purchases within 90 days of being approved for the card (apply by 30 June 2021).

    Purchase rate
    Annual fee
    Rewards program
    Privileges
    12.99% p.a.
    $99
    -
    Travel Insurance,
    Extended Warranty,
    Purchase Protection
    Go to site
    Details

^See information about the Mozo Experts Choice Credit Cards Awards

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