Amplify Rewards Platinum (Rewards) card image
Mini meca 2023

BankSA Amplify Rewards Platinum

Advertiser disclosure
The details shown below are for a card with Rewards
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Amplify Rewards Platinum (Rewards) Rewards
Amplify Rewards Platinum (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Amplify Rewards Platinum (Rewards)
    Rewards: Rewards
  • Amplify Rewards Platinum (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$124 $49 in the first year
Interest free days on purchases
55
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$199
Interest free days on purchases
55

Mozo editorial review BankSA Amplify Rewards Platinum - last updated: 4 March 2024

binocular icon
What's hot
  • 0% p.a. interest on balance transfers for 24 months (1% balance transfer fee)
  • Up to 70,000 Qantas bonus points (on Qantas Frequent Flyer program - conditions apply)
  • OR 100,000 Amplify Rewards bonus points (on Amplify Rewards program - conditions apply)
  • 2023 Mozo Experts Choice Award winner
What's not
  • 3% foreign exchange margin
  • $99 annual fee (waived in first year)
Mozo snapshot

Whether you travel a lot, or like the idea of earning freebies with your credit card spend, the BankSA Amplify Platinum may be the card for you. You can choose between the Amplify Rewards program to cash points in for things like retail rewards and gift cards, or the Qantas Frequent Flyer program if you want your points to go straight to travel. Either way, you can bag a bunch of bonus points under each program, as long as you meet the spending criteria. 

To top it all off it also won a 2023 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card. 

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Key features

Let’s start with the basics of the BankSA Amplify Platinum credit card: you’ll be holding a card with a 19.49% interest rate and a fairly low $99 annual card fee. For a limited time, BankSA are also waiving that fee in the first year.

The BankSA Amplify Platinum comes with two variants, which have the some of the same features but differ in how you earn and redeem your rewards. The Amplify Rewards option offers up an earn rate of 1 Amplify Point per $1 spent, and allows you to redeem points for things like cash back, gift cards and retail products. There's also a 0% balance transfer offer for 24 months (plus 1% balance transfer fee).

The Qantas Frequent Flyer options suits spenders who want their points to be translated directly to their Qantas rewards program, but keep in mind you’ll only earn 0.5 Qantas points for every $1 spent*. And under the Qantas Frequent Flyer option, if you apply before 31st July 2024, you could receive 60,000 bonus Qantas Points, as long as you spend $3,000 on eligible purchases within the first three months from approval with an additional 10,000 Points after the first purchase made in the second year. Alternatively, if you opt for the Amplify Rewards option, you could earn 100,000 bonus Amplify Points.

Just remember that 19.49% interest rate that applies to new purchases. And if you're taking advantage of the balance transfer offer, keep in mind that once it ends, any outstanding transferred balance will accrue interest at a rate of 21.49%.

The card also comes with a number of retail and travel perks, including extended warranty and purchase protection, giving you a bit more coverage for purchases made with the card, plus up to 3 months of complimentary overseas travel insurance. You can also receive an additional 10% of the points earned in the last 12 months within 4 weeks of your birthday: many happy returns indeed.

*From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

snapshot
Who is it good for

Both the Amplify Rewards and Qantas Frequent Flyer options of the card are great for spenders who love freebies and appreciate the relatively low $99 annual card fee. If you apply now, this is waived in the first year, this is even better value. The Qantas Frequent Flyer option of the card is best served for frequent travellers, who are looking to put all their points toward jetsetting.

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Any catches

International travellers will want to take note of the 3% foreign exchange margin that every international purchase comes with.

Rewards program details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,200 points

$100 Cash

-

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.

Special offers

Receive 100,000 bonus Amplify Points when you spend $3,000 in the first 90 days.

Value of rewards points

Spend $22,200 (Visa)

Spend $15,600 (Visa)

Spend $212,000 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$124.00

$49 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, up to $100,000 per year

Rewards scheme

From 1 January 2022, earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Special offers

Receive up to 70,000 bonus Qantas Points. 60,000 when you spend $3,000 in the first 90 days in year 1 and extra 10,000 points after your first eligible purchase in year 2.

Value of rewards points

Spend $40,020 (Visa)

Spend $16,000 (Visa)

Spend $220,800 (Visa)

at $100,000 yearly

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$124.00

none

none

$75.00

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

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Overall
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