Amplify Rewards Platinum (Rewards) card image

BankSA Amplify Rewards Platinum

Advertiser disclosure

The details shown below are for a card with Rewards

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

  • Amplify Rewards Platinum (Rewards)

    Rewards: Rewards

  • Amplify Rewards Platinum (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

Purchase rate
19.74% p.a.
Balance transfer rate
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$99
Interest free days on purchases
55
Go to site
Purchase rate
19.74% p.a.
Balance transfer rate
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$99
Interest free days on purchases
55
Go to site

Mozo editorial review BankSA Amplify Rewards Platinum - last updated: 24 June 2021

binocular icon
What's hot
  • Choice between Amplify Rewards or Qantas Frequent Flyer
  • 60,000 Qantas bonus points (on Qantas Frequent Flyer program - conditions apply)
What's not
  • 3% foreign exchange margin
Mozo snapshot

Whether you travel a lot, or like the idea of earning freebies with your credit card spend, the BankSA Amplify Platinum may be the card for you. You can choose between the Amplify Rewards program to cash points in for things like retail rewards and gift cards, or the Qantas Frequent Flyer program if you want your points to go straight to travel. Either way, you can bag a bunch of bonus points under each program, as long as you meet the spending criteria. 


key icon
Key features

Let’s start with the basics of the BankSA Amplify Platinum credit card; you’ll be holding a card with a 19.74% interest rate and a fairly low $99 annual fee.

The BankSA Amplify Platinum comes with two variants, which have the some of the same features, but change how you earn and redeem your rewards. The Amplify Rewards option offers up an earn rate of 1 Amplify Point per $1 spent, and allows you to redeem points for things like cash back, gift cards and retail products. There's also a 0% balance transfer offer for 15 months (plus 1% balance transfer fee).

The Qantas Frequent Flyer options suits spenders who want their points to be translated directly to their Qantas rewards program, but keep in mind you’ll  only earn 0.5 Qantas points for every $1 spent. And under the Qantas Frequent Flyer option, if you apply before 30 November 2021, you could receive 60,000 bonus Qantas Points, as long as you spend $3,000 on eligible purchases within the first three months from approval. Or if you opt for the Amplify Rewards option, you could earn 80,000 bonus Amplify Points, so long as you also spend $3,000 within the first 90 days of being approved for the card. 

Just remember that 19.74% interest rate that applies to new purchases. And if you're taking advantage of the balance transfer offer, keep in mind that once it ends, any outstanding transferred balance will accrue interest at a rate of 21.49%.

The card also comes with a number of retail and travel perks, including extended warranty and purchase protection, giving you a bit more coverage for purchases made with the card, plus up to 3 months of complimentary overseas travel insurance.

 
snapshot
Who is it good for

Both the Amplify Rewards and Qantas Frequent Flyer options of the card are great for spenders who love freebies and appreciate the relatively low $99 annual fee. The Qantas Frequent Flyer option of the card is best served for frequent travellers, who are looking to put all their points toward jetsetting.

question icon
Any catches

International travellers will want to take note of the 3% foreign exchange margin that every international purchase comes with.

Rewards program details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,200 points

$100 Cash

18,000 points

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

You can get flights via Enrich or KrisFlyer.

Special offers

Receive 80,000 bonus Amplify Points when you spend $3,000 in the first 90 days.

Value of rewards points

Spend $18,182 (Visa)

Spend $22,200 (Visa)

Spend $15,600 (Visa)

Spend $212,000 (Visa)

Uncapped

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates

19.74% p.a.

none

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$99.00

none

none

none

$15.00

2%, Min $2.50

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

19,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Special offers

Receive 60,000 bonus Qantas Points when you spend $3,000 in the first 90 days.

Value of rewards points

Spend $38,020 (Visa)

Spend $16,000 (Visa)

Spend $220,800 (Visa)

Uncapped

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates

19.74% p.a.

none

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$99.00

none

none

none

$15.00

2%, Min $2.50

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of BankSA Amplify Rewards Platinum Credit Card

About BankSA