Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
|
|
Amplify Rewards Platinum (Rewards) | Rewards |
|
|
Amplify Rewards Platinum (Qantas Frequent Flyer) | Qantas Frequent Flyer |
Whether you travel a lot, or like the idea of earning freebies with your credit card spend, the BankSA Amplify Platinum may be the card for you. You can choose between the Amplify Rewards program to cash points in for things like retail rewards and gift cards, or the Qantas Frequent Flyer program if you want your points to go straight to travel. Either way, you can bag a bunch of bonus points under each program, as long as you meet the spending criteria.
To top it all off it also won a 2023 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card.
Let’s start with the basics of the BankSA Amplify Platinum credit card: you’ll be holding a card with a 19.49% interest rate and a fairly low $99 annual card fee. For a limited time, BankSA are also waiving that fee in the first year.
The BankSA Amplify Platinum comes with two variants, which have the some of the same features but differ in how you earn and redeem your rewards. The Amplify Rewards option offers up an earn rate of 1 Amplify Point per $1 spent, and allows you to redeem points for things like cash back, gift cards and retail products. There's also a 0% balance transfer offer for 24 months (plus 1% balance transfer fee).
The Qantas Frequent Flyer options suits spenders who want their points to be translated directly to their Qantas rewards program, but keep in mind you’ll only earn 0.5 Qantas points for every $1 spent*. And under the Qantas Frequent Flyer option, if you apply before 31st July 2024, you could receive 60,000 bonus Qantas Points, as long as you spend $3,000 on eligible purchases within the first three months from approval with an additional 10,000 Points after the first purchase made in the second year. Alternatively, if you opt for the Amplify Rewards option, you could earn 100,000 bonus Amplify Points.
Just remember that 19.49% interest rate that applies to new purchases. And if you're taking advantage of the balance transfer offer, keep in mind that once it ends, any outstanding transferred balance will accrue interest at a rate of 21.49%.
The card also comes with a number of retail and travel perks, including extended warranty and purchase protection, giving you a bit more coverage for purchases made with the card, plus up to 3 months of complimentary overseas travel insurance. You can also receive an additional 10% of the points earned in the last 12 months within 4 weeks of your birthday: many happy returns indeed.
*From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Both the Amplify Rewards and Qantas Frequent Flyer options of the card are great for spenders who love freebies and appreciate the relatively low $99 annual card fee. If you apply now, this is waived in the first year, this is even better value. The Qantas Frequent Flyer option of the card is best served for frequent travellers, who are looking to put all their points toward jetsetting.
International travellers will want to take note of the 3% foreign exchange margin that every international purchase comes with.
Rates and fees information correct as at 24 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
212,000 points
15,600 points
22,200 points
-
1 point per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Receive 100,000 bonus Amplify Points when you spend $3,000 in the first 90 days.
Spend $22,200 (Visa)
Spend $15,600 (Visa)
Spend $212,000 (Visa)
Uncapped
Never
|
19.49% p.a. |
|
|
none |
|
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
|
yes |
|
|
21.49% p.a. |
|
|
55 |
|
$124.00 |
|
|
$49 in the first year |
|
|
none |
|
|
none |
|
|
$15.00 |
|
|
3% |
|
|
3.00% |
|
|
$0.00 |
|
|
$10.50 |
|
|
$0.00 |
|
$10.00 |
|
|
2.0 |
|
|
1 |
|
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 24 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.5 points per dollar on Visa, up to $100,000 per year
From 1 January 2022, earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Receive up to 70,000 bonus Qantas Points. 60,000 when you spend $3,000 in the first 90 days in year 1 and extra 10,000 points after your first eligible purchase in year 2.
Spend $40,020 (Visa)
Spend $16,000 (Visa)
Spend $220,800 (Visa)
at $100,000 yearly
Never
|
19.49% p.a. |
|
|
none |
|
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
|
yes |
|
|
21.49% p.a. |
|
|
55 |
|
$124.00 |
|
|
none |
|
|
none |
|
|
$75.00 |
|
|
$15.00 |
|
|
3% |
|
|
3.00% |
|
|
$0.00 |
|
|
$10.50 |
|
|
$0.00 |
|
$10.00 |
|
|
2.0 |
|
|
1 |
|
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
Very lazy bank. I never recommend anyone to bank SA. I applied for a credit card and it's conditionally approved every time, they request the documents and they take 1 week to approved the documents. Poor communication. Poor customer service.
Read full reviewVery lazy bank. I never recommend anyone to bank SA. I applied for a credit card and it's conditionally approved every time, they request the documents and they take 1 week to approved the documents. Poor communication. Poor customer service.
Good trustworthy bank, great rewards and complimentary travel insurance.
Read full reviewGood trustworthy bank, great rewards and complimentary travel insurance.
They are not interested in the needs of the individual customer if they don't have money to invest.
Read full reviewThey are not interested in the needs of the individual customer if they don't have money to invest.
Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.
Read full reviewVery helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.
I recently used my travel insurance that came with the card and they were fantastic
Read full reviewI recently used my travel insurance that came with the card and they were fantastic
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
