Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Amplify Rewards Signature (Rewards) | Rewards |
|
Amplify Rewards Signature (Qantas Frequent Flyer) | Qantas Frequent Flyer |
There’s a special sort of satisfaction in making a purchase with plastic and knowing that you’re racking up points towards a reward. BankSA Amplify Signature is a rewards credit card that lets you start off your points earning strong, with bonus points offers on both its Amplify Rewards and Qantas Frequent Flyer options. On top of the rewards earned through points, the card comes with perks like free extended warranty, fraud protection and travel insurance.
It also won a 2022 Mozo Experts Choice Award for best Amplify Rewards Signature.
Have you ever thought to yourself, 'I wish there was a way to snag some great perks and rewards while I spend?' Well, good news - BankSA’s Amplify Signature comes with a bunch of great extras, and some serious points earning power.
You’ll be given the option to choose between two rewards programs when it comes to everyday points earning. The first is Amplify Rewards, which offers 1.5 points per $1 spent, letting you earn rewards that little bit easier. The second is Qantas Frequent Flyer, which lets you funnel all your points directly into your Frequent Flyer Account. While you’ll only earn 0.75 points per $1 spent* towards the BankSA rewards, you’ll earn double points when you spend with Qantas Frequent Flyer Program partners.
Plus, if you opt for the Qantas Frequent Flyer program instead, if you spend $6,000 on eligible purchases in the first 90 days from approval you'll earn yourself 90,000 bonus Qantas points. That could get you a one way ticket to Europe, or more than a few domestic flights! Just remember that this offer expires on 30th April 2024, so you'll need to be quick!
On the other hand, if you choose the Amplify Rewards option and spend $12,000 on eligible purchases in the first year you can score a whopping 150,000 Amplify bonus points.
The BankSA Amplify Signature credit card also comes with a bunch of perks, like 2 yearly Priority Passes to airport lounges, complimentary travel insurance, extended warranty on purchase and a bunch of other travel and retail perks.
Just keep in mind that this card does come with a fairly steep $279 annual card fee but this fee is reduced to $199 in the first year. There is also a 19.49% interest rate on purchases.
*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Anyone who’s looking to snag some top rewards for all their credit card spending is suited for the Amplify Signature, and travellers wanting their points to go directly to their Qantas Frequent Flyer membership can also seriously consider it.
There’s no real ‘gotcha’ catch with this card, it’s just worth taking note of the $279 annual card fee. You also won't want to leave a large balance on this card, with the 19.49% p.a. purchase rate.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
212,000 points
15,600 points
22,200 points
-
1.5 points per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Two Priority Pass Lounge visits per year.
Receive 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases.
Spend $14,800 (Visa)
Spend $10,400 (Visa)
Spend $141,333 (Visa)
Uncapped
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
$199 in the first year |
|
none |
|
none |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.75 points per dollar on Visa, up to $250,000 per year
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Two complimentary annual Qantas Club Lounge Invitations.
Receive 90,000 bonus Qantas Points when you spend $6,000 within the first 90 days
Spend $26,680 (Visa)
Spend $10,667 (Visa)
Spend $147,200 (Visa)
at $250,000 yearly
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
none |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Have banked with Bank SA for over 50 years and have found them to be very reliable.
Read full reviewHave banked with Bank SA for over 50 years and have found them to be very reliable.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing