Amplify Rewards Signature (Rewards) card image

BankSA Amplify Rewards Signature

Advertiser disclosure
The details shown below are for a card with Rewards
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Amplify Rewards Signature (Rewards) Rewards
Amplify Rewards Signature (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Amplify Rewards Signature (Rewards)
    Rewards: Rewards
  • Amplify Rewards Signature (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$295 $199 in the first year
Interest free days on purchases
55
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$370
Interest free days on purchases
55

Mozo editorial review BankSA Amplify Rewards Signature - last updated: 7 November 2023

binocular icon
What's hot
  • Up to 150,000 bonus Amplify points (conditions apply)
  • 1.5 points per $1 spent, uncapped (on Amplify Rewards)
  • 90,000 bonus Qantas Points (on Qantas Frequent Flyer program option - conditions apply)
  • 2022 Mozo Experts Choice Award winner
What's not
  • $279 annual fee ($199 in first year)
Mozo snapshot

There’s a special sort of satisfaction in making a purchase with plastic and knowing that you’re racking up points towards a reward. BankSA Amplify Signature is a rewards credit card that lets you start off your points earning strong, with bonus points offers on both its Amplify Rewards and Qantas Frequent Flyer options. On top of the rewards earned through points, the card comes with perks like free extended warranty, fraud protection and travel insurance.

It also won a 2022 Mozo Experts Choice Award for best Amplify Rewards Signature.


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Key features

Have you ever thought to yourself, 'I wish there was a way to snag some great perks and rewards while I spend?' Well, good news - BankSA’s Amplify Signature comes with a bunch of great extras, and some serious points earning power.

You’ll be given the option to choose between two rewards programs when it comes to everyday points earning. The first is Amplify Rewards, which offers 1.5 points per $1 spent, letting you earn rewards that little bit easier. The second is Qantas Frequent Flyer, which lets you funnel all your points directly into your Frequent Flyer Account. While you’ll only earn 0.75 points per $1 spent* towards the BankSA rewards, you’ll earn double points when you spend with Qantas Frequent Flyer Program partners.

Plus, if you opt for the Qantas Frequent Flyer program instead, if you spend $6,000 on eligible purchases in the first 90 days from approval you'll earn yourself 90,000 bonus Qantas points. That could get you a one way ticket to Europe, or more than a few domestic flights! Just remember that this offer expires on 30th April 2024, so you'll need to be quick!

On the other hand, if you choose the Amplify Rewards option and spend $12,000 on eligible purchases in the first year you can score a whopping 150,000 Amplify bonus points.

The BankSA Amplify Signature credit card also comes with a bunch of perks, like 2 yearly Priority Passes to airport lounges, complimentary travel insurance, extended warranty on purchase and a bunch of other travel and retail perks.

Just keep in mind that this card does come with a fairly steep $279 annual card fee but this fee is reduced to $199 in the first year. There is also a 19.49% interest rate on purchases.

*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

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Who is it good for

Anyone who’s looking to snag some top rewards for all their credit card spending is suited for the Amplify Signature, and travellers wanting their points to go directly to their Qantas Frequent Flyer membership can also seriously consider it.

question icon
Any catches

There’s no real ‘gotcha’ catch with this card, it’s just worth taking note of the $279 annual card fee. You also won't want to leave a large balance on this card, with the 19.49% p.a. purchase rate.

Rewards program details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,200 points

$100 Cash

-

Points earning

1.5 points per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.

Two Priority Pass Lounge visits per year.

Special offers

Receive 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases.

Value of rewards points

Spend $14,800 (Visa)

Spend $10,400 (Visa)

Spend $141,333 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$295.00

$199 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.75 points per dollar on Visa, up to $250,000 per year

Rewards scheme

From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Two complimentary annual Qantas Club Lounge Invitations.

Special offers

Receive 90,000 bonus Qantas Points when you spend $6,000 within the first 90 days

Value of rewards points

Spend $26,680 (Visa)

Spend $10,667 (Visa)

Spend $147,200 (Visa)

at $250,000 yearly

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$295.00

none

none

$75.00

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

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Latest review of BankSA Amplify Rewards Signature Credit Card

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