Community First Credit Union Low Rate Pink Credit Card

8.99% p.a.

No current offer

$40

n/a

Community First Credit Union Low Rate Pink Credit Card

8.99% p.a.

No current offer

$40

n/a

Mozo Review   Community First Credit Union Low Rate Pink Credit Card Review

Last updated: 21 October 2019.

What's hot:
  • Mozo Experts Choice Award 2019

  • Low ongoing 8.99% purchase and cash advance rate

  • Low $40 annual fee

What's not:
  • Late payment fee

Mozo snapshot:

With a low 8.99% rate on both purchases, balance transfers and cash advances, there's good reason why the Community First Low Rate Pink Credit Card was awarded a 2019 Mozo Experts Choice Award for best Low Rate Credit Card. And with half of your $40 annual fee donated to the McGrath Foundation each year you hold the card, this is a card with top features as well as rates.

Key features:

The Low Rate Pink Credit Card comes with an a low purchase rate of just 8.99%. Not only is this one of Australia's most purchase friendly credit cards, you get an easy 55 day interest free period which should make repayments a breeze.

Fashionistas, here's your excuse to get a new wallet to match your new credit card - the Low Rate Pink Credit Card comes in a both a fashionable pastel pink or black. The $40 annual fee is already low by any standard but as Community First donates half of this to the McGrath Foundation, every time you whip out this philanthropic piece of plastic you'll get that buzz of knowing you're supporting women with breast cancer.

Who it's good for:

Shopaholics with charitable souls will be rewarded with one of the lowest purchase rates on the credit card market.

Any catches?

Just be sure to automate your repayments or you will be hit with a $25 late payment fee.

Details

Rates and fees information correct as at 13 November 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 8.99% p.a.

  • none

  • No current offer

  • no

  • 8.99% p.a.

  • 55

Fees
  • $40.00

  • none

  • none

  • none

  • $25.00

  • $2.50

  • 3.00%

  • $1.50

  • $20.00

  • $0.00

Features
  • $20.00

  • 3.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay

Other benefits

Every year that the card is kept, half of the annual fee will be donated to the McGrath Foundation.

Customer Reviews

How are Community First Credit Union credit cards rated by the Mozo community?

Overall customer rating
9.3/10
Price
9.3/10
Features
7.8/10
Customer service
9.2/10
Convenience
8.7/10
Trust
9.2/10

Latest reviews of Community First Credit Union Low Rate Pink Credit Card

  • Overall
    8/10
    Best interest rate.

    It's really simple. The McGrath Foundation credit card offers the best interest rate around for...

    It's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only downside is that there are no extra benefits like rewards points.

    Price
    10/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    8/10

    Aaron | New South Wales

    reviewed almost 4 years ago

  • Overall
    9/10
    Great service and a card that gives

    When I applied I was contacted very quickly and they were very polite, easy going and...

    When I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was processed quickly and I got follow up calls to give me progress reports and to make sure I understood what was happening, which was something I really wasn't expecting to happen. Even when I got the card I got follow up calls to make sure I was comfortable with everything and happy with the service and other emails with updates. With that kind of service who wouldn't be happy. All seemed to be totally transparent. This is THE BEST service I have ever had from a financial service.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Darren | New South Wales

    reviewed about 5 years ago

  • Overall
    10/10
    Great product; easy on-line access

    Nothing negative to report. Am extremely happy with the Credit Card, thank you.

    Nothing negative to report. Am extremely happy with the Credit Card, thank you.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Iris | Tasmania

    reviewed about 5 years ago

  • Overall
    10/10
    Competitive features and great customer service

    I love the low interest rate and supporting breast cancer as I have a family friend who has been...

    I love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Palm | New South Wales

    reviewed about 5 years ago

  • Overall
    10/10
    Good cause and the lowest rate going around

    8.99% rate and half the annual fee goes to the McGrath foundation. I even don't mind that the...

    8.99% rate and half the annual fee goes to the McGrath foundation. I even don't mind that the card is pink. It is great

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Robert | New South Wales

    reviewed about 5 years ago

Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

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