8.1 / 10

based on 2156 CUA reviews as rated by Mozo community

CUA credit cards

CUA credit cards offer a range of packages for different needs. Plus, this year CUA won a 2020 Mozo Experts Choice Award. Check out our overview of interest rates, fees and more, or you can compare with our credit card comparison tools.

What credit cards do CUA offer?

Rates and fees verified as correct at 17 April, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

55

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

55

Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$149 $0 in the first year

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$149 $0 in the first year

How are CUA credit cards rated?

Mozo users have rated CUA credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
CUA credit cards
Overall
7.1/10
Price
Features
Customer service
Convenience
Trust

101 Reviews

Recent CUA credit card reviews

CUA Credit Card review
Overall 1/10
Terrible customer service

Really terrible experience with CUA ,customer service is terrible and a long process. Also regarding a dispute with a fraudulent transaction process took 2 months and basically denied for no good reason,considering they alerted me within minutes of theft from my card than dispute denied for no good reason,i really dont think they even investigated it even

Read full review

Really terrible experience with CUA ,customer service is terrible and a long process. Also regarding a dispute with a fraudulent transaction process took 2 months and basically denied for no good reason,considering they alerted me within minutes of theft from my card than dispute denied for no good reason,i really dont think they even investigated it even

Customer service
1/10
Trust
1/10
Less
Nicola, New South Wales, reviewed about 2 months ago
CUA Credit Card review
Overall 1/10
Should not have opened an account - never again

Have not used this Visa credit card for sometime and when i called up for closing this account - they said i failed identification- what a load of crap. Seems like they don't want to close my account even if I am on credit. This is the second time their customer service makes all these ridiculous questions just to fail you. I'm going to the ombudsman to further my complaint. It's a waste of time dealing with this institution.

Read full review

Have not used this Visa credit card for sometime and when i called up for closing this account - they said i failed identification- what a load of crap. Seems like they don't want to close my account even if I am on credit. This is the second time their customer service makes all these ridiculous questions just to fail you. I'm going to the ombudsman to further my complaint. It's a waste of time dealing with this institution.

Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Johnny, New South Wales, reviewed 2 months ago
CUA Low Rate Credit Card review
Overall 10/10
They are the best

I love this Bank. They are the easiest to get on with as their customer service is number 1.

Read full review

I love this Bank. They are the easiest to get on with as their customer service is number 1.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Patricia, Queensland, reviewed 3 months ago
CUA Platinum Credit Card review
Overall 10/10
Good value

Good rates and amazing service. Highly recommended to anyone.

Read full review

Good rates and amazing service. Highly recommended to anyone.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Chris, New South Wales, reviewed over 2 years ago
CUA Credit Card review
Overall 10/10
Very happy with the company

Great company.

Read full review

Great company.

Price
9/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kath, Victoria, reviewed over 5 years ago

What do you need to apply for a CUA credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

Credit card quick links