8.2 / 10

based on 2133 reviews as rated by Mozo community

CUA credit cards

CUA credit cards offer a range of packages for different needs. Plus, this year CUA won a 2020 Mozo Experts Choice Award. Check out our overview of interest rates, fees and more, or you can compare with our credit card comparison tools.

What credit cards do CUA offer?

Rates and fees verified as correct at 18 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases  

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

55

Go to site

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases  

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

55

Go to site

Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$149 $0 in the first year

Go to site

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$149 $0 in the first year

Go to site

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are CUA credit cards rated?

Mozo users have rated CUA credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
CUA credit cards
Overall
7.2/10
Price
Features
Customer service
Convenience
Trust

98 Reviews

Recent CUA credit card reviews

CUA Platinum Credit Card review
Overall 10/10
Good value

Good rates and amazing service. Highly recommended to anyone.

Read full review

Good rates and amazing service. Highly recommended to anyone.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Chris, New South Wales, reviewed about 2 years ago
CUA Credit Card review
Overall 10/10
Very happy with the company

Great company.

Read full review

Great company.

Price
9/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kath, Victoria, reviewed over 5 years ago
CUA Credit Card review
Overall 1/10
No help!!

The worst bank out there...because when thing go wrong with your credit card, even though you're their customer, they won't help...stay with the big 4 banks it's safer that way.

Read full review

The worst bank out there...because when thing go wrong with your credit card, even though you're their customer, they won't help...stay with the big 4 banks it's safer that way.

Price
2/10
Features
1/10
Customer service
0/10
Convenience
0/10
Trust
0/10
Less
Damian, Victoria, reviewed over 5 years ago
CUA Low Rate MasterCard review
Overall 8/10
Great bank

Really good bank .

Read full review

Really good bank .

Price
9/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Tracey, Victoria, reviewed over 5 years ago
CUA Credit Card review
Overall 10/10
Great interest rates

They are very good and are very flexible.

Read full review

They are very good and are very flexible.

Price
8/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Mozo community reviewer, New South Wales, reviewed over 5 years ago

What do you need to apply for a CUA credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

Credit card quick links