28° Global Platinum Mastercard card image
Mini meca 2023

Latitude 28 Degrees Global Platinum Mastercard

Advertiser disclosure
Purchase rate
27.49% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review Latitude 28 Degrees Global Platinum Mastercard - last updated: 4 March 2024

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What's hot
  • Mozo Experts Choice Award-winner 2023
  • $0 annual fee
  • 0% currency conversion fee
What's not
  • High interest rate of 26.99% p.a.
Mozo snapshot

The 28 Degrees Platinum Mastercard is a two time winner in the 2023 Mozo Experts Choice Travel Money Award, winning an award in both the Travel Credit Card category and the Platinum Travel Credit Card category. Latitudes 28 Degrees Platinum Mastercard product comes with no annual fee, no international transaction fees and no currency conversion fees. You can see why this award winner could be a great addition to your wallet!

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Key features

On the surface, the 28 Degrees Platinum Mastercard is a pretty standard credit card. It comes with no annual fee, 55 interest free days, an interest rate of 27.49%. But beneath the surface is one of the best travel credit cards in Australia…

One of the greatest strengths of the 28 Degrees Platinum Mastercard is that it has no currency conversion fees, which means you don’t pay extra on top of the foreign exchange rate. That’s a super handy feature that can save you a tonne of money over the span of a lengthy holiday.

Plus, with no overseas transaction fees to worry about, you can buy online at your favourite international retailers or in stores when you’re travelling internationally without paying extra on top of your purchases.

Another handy feature is the Latitude pay any way, which means that in addition to the plastic credit card you can carry around in your wallet, you also have the flexibility to pay using any mobile or wearable device. 

One of the added travel perks of the 28 Degrees Credit Card, not available with other travel credit cards is that you also get free global WI-FI at more than 1 million hotspots around the world with Boingo, which could save you some serious cash on international data-roaming charges. While the service is free to cardholders you will need to register and activate the service via the 28 Degrees website.


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Who is it good for

If you travel often or are a dedicated online shopper with favourite retailers from around the world, this card could be the travel-friendly option you’re after.


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Any catches

While this card is great for overseas travel just remember it’s still a credit card! That means if you don’t pay your entire balance off in full each month, you’ll wind up paying interest at the 27.49% purchase rate - which could seriously eat into your next holiday fund!


Details

Rates and fees information correct as at 20 June 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

27.49% p.a.

none

6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)

yes

29.99% p.a.

55

Fees

$0.00

none

none

none

$45.00

3%, Min $4

0%

$0.00

$0.00

$0.00

Features

$30.00

2.5

9

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Fitbit Pay , Garmin Pay

Other benefits

Flight Delay Pass, a feature which provides airport lounge passes when registered flights are delayed by more than two hours, additional conditions apply. Complimentary Wi-Fi at Boingo hotspots.

Customer Reviews

How are Latitude credit cards rated by the Mozo community?

Overall
4.5/10
Price
3.7/10
Features
4.4/10
Customer service
4.8/10
Convenience
4.8/10
Trust
4.4/10
Based on 668 Latitude credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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