Visa Platinum Credit Card card image

Qudos Bank Visa Platinum Credit Card

Advertiser disclosure
Purchase rate
4.99% p.a. for 5 months then 19.49% p.a.
Balance transfer rate
4.99% p.a. for 5 months and then 19.49% p.a.
Annual fees
$199
Interest free days on purchases
55

Mozo editorial review Qudos Bank Visa Platinum Credit Card - last updated: 18 August 2022

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What's hot
  • 4.99% p.s. intro rate (first 5 months)
  • Earn up to 2 Qantas points per $1 spent
  • 55 interest free days
What's not
  • 18.99% p.a. standard interest rate
  • $199 annual fee
Mozo snapshot

Qudos Bank prides itself on offering customers "a great deal more" and they've hit a home run with the Visa Platinum credit card. The "great deal more" comes in the shape of a 4.99% p.a. intro rate for the first 5 months (then 19.49% p.a.), inbuilt Qantas Frequent Flyer membership, and a reward points earning rate of up to 2 Qantas points for every $1 you spend. 

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Key features

You don't have to be a Qantas employee to apply for the Visa Platinum credit card. It has a 55 day interest free period and an intro purchase rate of 4.99% p.a. and comes with a free Qantas Frequent Flyer membership saving you $89.50. To keep a smile on your face stay on top of your repayments because that sweet 4.99% p.a. intro rate reverts to a much higher 19.49% p.a. standard interest rate after the first 5 months. You'll also want to watch out for the $199 annual fee.

You will earn 1 Qantas Point for every $1 spent up to $2,500 spend per month then 0.5 Qantas Points per $1 thereafter, and an additional 1 Qantas Point for every $1 spent on Qantas products and services. Get the most out of the Visa Platinum credit card by giving the free additional credit card to a shopaholic family member (we all have one!) and you'll accumulate those juicy Qantas Points before you know it.

The platinum treatment doesn't stop there. Free travel insurance makes this credit card truly customer friendly and the 24/7 worldwide visa platinum concierge service and access to USA platinum entertainment offers will make you feel like a real high flyer!


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Who is it good for

The Qudos Bank Visa Platinum Credit Card could be a dream card for a regular shopper looking to get some real bite out of the Qantas Frequent Flyer program.

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Any catches

If you're thinking of using the free travel insurance included with the credit card it's important to be aware that the travel medical coverage caps out at $500,000. This shouldn't be a deal breaker but if you're travelling to the United States or Japan you might want to also look into standalone travel insurance.

You'll also want to make sure you're clocking up enough rewards on your typical spend to make the $199 annual fee worthwhile.

Rewards program details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

1 point per dollar on Visa, up to $2,500 per month, then
0.5 points per dollar on Visa, up to $17,500 per month

Rewards scheme

Earn points via eligible flights and transactions. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

2 Qantas points for every $1 spent on Qantas products and services.

Value of rewards points

Spend $20,010 (Visa)

Spend $8,000 (Visa)

Spend $190,800 (Visa)

at $17,500 monthly

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

4.99% p.a. for 5 months

4.99% p.a. for 5 months and then 19.49% p.a.

no

19.49% p.a.

55

Fees

$199.00

none

none

$0.00

$0.00

$5.00

3.65%

$5.00

$0.00

$0.00

Features

$20.00

2.0

1

Qantas Points are capped at a maximum of $200,000 of eligible purchases for each 12 month period from when the account is opened.

Payment options

Apple Pay, Google Wallet, PayID

Rewards privileges

Concierge,
Travel Insurance

Customer Reviews

How are Qudos Bank credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of Qudos Bank Visa Platinum Credit Card

About Qudos Bank

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