Qudos Bank prides itself on offering customers "a great deal more" and they've hit a home run with the Visa Platinum credit card. The "great deal more" comes in the shape of a 4.99% p.a. intro rate for the first 5 months (then 19.49% p.a.), inbuilt Qantas Frequent Flyer membership, and a reward points earning rate of up to 2 Qantas points for every $1 you spend.
You don't have to be a Qantas employee to apply for the Visa Platinum credit card. It has a 55 day interest free period and an intro purchase rate of 4.99% p.a. and comes with a free Qantas Frequent Flyer membership saving you $89.50. To keep a smile on your face stay on top of your repayments because that sweet 4.99% p.a. intro rate reverts to a much higher 19.49% p.a. standard interest rate after the first 5 months. You'll also want to watch out for the $199 annual fee.
You will earn 1 Qantas Point for every $1 spent up to $2,500 spend per month then 0.5 Qantas Points per $1 thereafter, and an additional 1 Qantas Point for every $1 spent on Qantas products and services. Get the most out of the Visa Platinum credit card by giving the free additional credit card to a shopaholic family member (we all have one!) and you'll accumulate those juicy Qantas Points before you know it.
The platinum treatment doesn't stop there. Free travel insurance makes this credit card truly customer friendly and the 24/7 worldwide visa platinum concierge service and access to USA platinum entertainment offers will make you feel like a real high flyer!
The Qudos Bank Visa Platinum Credit Card could be a dream card for a regular shopper looking to get some real bite out of the Qantas Frequent Flyer program.
If you're thinking of using the free travel insurance included with the credit card it's important to be aware that the travel medical coverage caps out at $500,000. This shouldn't be a deal breaker but if you're travelling to the United States or Japan you might want to also look into standalone travel insurance.
You'll also want to make sure you're clocking up enough rewards on your typical spend to make the $199 annual fee worthwhile.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1 point per dollar on Visa, up to $2,500 per month, then
0.5 points per dollar on Visa, up to $17,500 per month
Earn points via eligible flights and transactions. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
2 Qantas points for every $1 spent on Qantas products and services.
Spend $20,010 (Visa)
Spend $8,000 (Visa)
Spend $190,800 (Visa)
at $17,500 monthly
Never
19.49% p.a. |
|
4.99% p.a. for 5 months |
|
4.99% p.a. for 5 months and then 19.49% p.a. |
|
no |
|
19.49% p.a. |
|
55 |
$199.00 |
|
none |
|
none |
|
$0.00 |
|
$0.00 |
|
$5.00 |
|
3.65% |
|
$5.00 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
1 |
|
Qantas Points are capped at a maximum of $200,000 of eligible purchases for each 12 month period from when the account is opened. |
Apple Pay, Google Wallet, PayID
Concierge,
Travel Insurance
Very attentive and responsive to any questions. Excellent at resolving any issues that may happen
Read full reviewVery attentive and responsive to any questions. Excellent at resolving any issues that may happen
Good
Read full reviewNo real comment
Read full reviewIf you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit union for you! Like most Australians I never write reviews, but the service (or lack of) that I have recieved from the Qantas Credit Union since taking up their Platinum Visa Card some six months ago has been less than impressive. If you don't believe me, ring their customer service line. If you get through in under 15 minutes, go and buy a lottery ticket! Do yourself a favour. Give them a miss, it's not worth the hours of follow up and time wasted on hold to get things done.
Read full reviewIf you are looking for a credit union that has poor customer service, slow response times, antiquated systems and can't handle the volume of customers they are recruiting off the back of the trusted Qantas name, you have found the right credit union for you! Like most Australians I never write reviews, but the service (or lack of) that I have recieved from the Qantas Credit Union since taking up their Platinum Visa Card some six months ago has been less than impressive. If you don't believe me, ring their customer service line. If you get through in under 15 minutes, go and buy a lottery ticket! Do yourself a favour. Give them a miss, it's not worth the hours of follow up and time wasted on hold to get things done.
I love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.
Read full reviewI love Qantas CU because they have always looked after me with regard to my financial needs. The staff there are always professional, polite and always willing and wanting to assist you further.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
n0w Credit Card
n/a
No current offer
$228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.
Platinum Mastercard
0% p.a. for 3 months then 25.80% p.a.
0% p.a. for 18 months and then 25.99% p.a. Use code BTMARACQ upon applying. to receive 0%pa on balance transfers for 18 months.
$99