8.2 / 10

based on 694 reviews as rated by Mozo community

Beyond Bank debit cards

Beyond Bank, formerly Community CPS, is one of Australia's largest customer owned banks. Based in South Australia, Beyond Bank operates more than 46 branches across the country. Beyond Bank offers a wide range of banking and financial products including home loans, credit cards, savings accounts, term deposits, bank and and business accounts, and personal loans. The winning combination of great products and local service has helped Beyond Bank win many industry awards, including Best Credit Union in the Mozo People's Choice Awards 2012.

Beyond Bank offers the following debit cards

Rates and fees verified as correct at 05 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product
Purple Transactor

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How are Beyond Bank debit cards rated?

Mozo users have rated Beyond Bank debit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of debit-cards
Beyond Bank debit cards
Overall
8.0/10
Price
Features
Customer service
Convenience
Trust

111 Reviews

Recent Beyond Bank debit card reviews

Beyond Bank Access Savings Account review
Overall 5/10
Very friendly but not much more

They're very friendly & nice, but haven't really got many bells & whistles like rewards cards or the like. Regular debit card isn't viable for every day use as too many limitations on it, and interest rates are only just competitive.

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They're very friendly & nice, but haven't really got many bells & whistles like rewards cards or the like. Regular debit card isn't viable for every day use as too many limitations on it, and interest rates are only just competitive.

Price
3/10
Features
2/10
Customer service
8/10
Convenience
7/10
Trust
6/10
Less
Sean, South Australia reviewed over 4 years ago
Beyond Bank Access Savings Account review
Overall 8/10
Continuing growth and ongoing helpful service

I have had an account with CPS Credit Union which recently became Beyond Bank for many years. Close to 15 years. I only ever had a savings account but was extremely happy with the customer service which was a main factor for me staying with them for so long. They are easy to talk to and answer my questions clearly and easily as i'm not exactly clever when it comes to many of the banking things. They make suggestions regarding my account in terms of improvement. If I may want to change things they make sure I fully understand the changes and even print out papers for me to keep in my files for future reference. Their statements are easy to understand and their ever improving online banking and website is simple and easy to use. Beyond Bank issued me with my first Debit Visa Card not too long ago. I was extremely wary at first but since my mother was getting sick of me always using her credit card I though it was about time to have my own. I did love how it only uses my funds in my account so I wont get into any debt. Beyond Bank calmed my fears and explained to me how to use it and since then the only problems i've had with it is spending way too much as its so simple to use and I now cant imagine my life without my Debit Card.

Read full review

I have had an account with CPS Credit Union which recently became Beyond Bank for many years. Close to 15 years. I only ever had a savings account but was extremely happy with the customer service which was a main factor for me staying with them for so long. They are easy to talk to and answer my questions clearly and easily as i'm not exactly clever when it comes to many of the banking things. They make suggestions regarding my account in terms of improvement. If I may want to change things they make sure I fully understand the changes and even print out papers for me to keep in my files for future reference. Their statements are easy to understand and their ever improving online banking and website is simple and easy to use. Beyond Bank issued me with my first Debit Visa Card not too long ago. I was extremely wary at first but since my mother was getting sick of me always using her credit card I though it was about time to have my own. I did love how it only uses my funds in my account so I wont get into any debt. Beyond Bank calmed my fears and explained to me how to use it and since then the only problems i've had with it is spending way too much as its so simple to use and I now cant imagine my life without my Debit Card.

Price
6/10
Features
6/10
Customer service
8/10
Convenience
8/10
Trust
8/10
Less
Fiona, Australian Capital Territory reviewed over 5 years ago
Beyond Bank Access Savings Account review
Overall 9/10
Great customer service and competitive rates.

I love my bank, it is very convenient and there are plenty of ATMs around, the customer service is brilliant and they will help you with every need. The pros are: easy to understand their terms and conditions in relation to personal loans for I have taken out a personal loan with them and their interest rates are very fair and reasonable and Free credit transactions for making purchases at any retailer.The only con is that if you want a bank statement there is a $2.50 charge.

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I love my bank, it is very convenient and there are plenty of ATMs around, the customer service is brilliant and they will help you with every need. The pros are: easy to understand their terms and conditions in relation to personal loans for I have taken out a personal loan with them and their interest rates are very fair and reasonable and Free credit transactions for making purchases at any retailer.The only con is that if you want a bank statement there is a $2.50 charge.

Price
8/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Clare, South Australia reviewed over 5 years ago
Beyond Bank Access Savings Account review
Overall 10/10
use them

Friendly

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Friendly

Price
10/10
Features
10/10
Customer service
10/10
Convenience
6/10
Trust
10/10
Less
Craig, South Australia reviewed over 5 years ago

Debit card quick links