based on 356 Qudos Bank banking product reviews as rated by Mozo community

Qudos Bank debit cards

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

Qudos Bank offers the following debit cards

Rates and fees verified as correct at 23 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product
General Savings Account

How are Qudos Bank debit cards rated?

Mozo users have rated Qudos Bank debit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of debit-cards
Qudos Bank debit cards
Overall
Price
Features
Customer service
Convenience
Trust

64 Reviews

Recent Qudos Bank debit card reviews

Qudos Bank Debit Card
Overall 7/10
Excellent customer service

Very convenient

Read full review

Very convenient

Price
7/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Vivien, New South Wales, reviewed over 5 years ago
Qudos Bank Debit Card
Overall 6/10
Low domestic fees + flexible-beware hidden charges

I've been with Qantas for over 10 years - when in Australia, they are an excellent option. The $20 amnesty on monthly charges is generous and the branch staff in the city are always polite and helpful. The branch staff at the Hurstville office are not as polite and seem to be slower + crankier so I do try to avoid this branch where possible. The possibility of taking out an overdraft is very useful as interest rates are much lower than a credit card. However, when making cash withdrawals from overseas, the exchange rate and associated charges such as the commission are a massive wildcard. There is no info on the site about how this is calculated and after a recent holiday, seems I was massively overcharged (either as part of the exchange rate conversion or commission - impossible to tell because the charges aren't separate or listed, it just comes up on my statement as one overall amount that includes the cash withdrawal amount). This is definitely disappointing and problematic as it seems like I lost over $2000 in undefined charges of this ilk. Other than these issues, I am still a big fan and won't be looking for another credit union for at least a while.

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I've been with Qantas for over 10 years - when in Australia, they are an excellent option. The $20 amnesty on monthly charges is generous and the branch staff in the city are always polite and helpful. The branch staff at the Hurstville office are not as polite and seem to be slower + crankier so I do try to avoid this branch where possible. The possibility of taking out an overdraft is very useful as interest rates are much lower than a credit card. However, when making cash withdrawals from overseas, the exchange rate and associated charges such as the commission are a massive wildcard. There is no info on the site about how this is calculated and after a recent holiday, seems I was massively overcharged (either as part of the exchange rate conversion or commission - impossible to tell because the charges aren't separate or listed, it just comes up on my statement as one overall amount that includes the cash withdrawal amount). This is definitely disappointing and problematic as it seems like I lost over $2000 in undefined charges of this ilk. Other than these issues, I am still a big fan and won't be looking for another credit union for at least a while.

Price
7/10
Features
10/10
Customer service
5/10
Convenience
7/10
Trust
8/10
Less
S, New South Wales, reviewed almost 6 years ago
Qudos Bank General Savings Account
Overall 10/10
Great rates, great customer service

Awesome customer service.

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Awesome customer service.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Nicole, Queensland, reviewed almost 6 years ago
Qudos Bank General Savings Account
Overall 9/10
My bank is trusted and reliable any time.

My bank provides really good services and is trusted by me and my whole family.

Read full review

My bank provides really good services and is trusted by me and my whole family.

Price
7/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
10/10
Less
Angela, New South Wales, reviewed about 6 years ago

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