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AMP Bank Variable Rate Loan (Professional Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $500,000 $999,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $100,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $100,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $500,000 $999,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $999,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $499,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $499,999

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $500,000 $999,999

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $499,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $999,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $999,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $999,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $499,999

  • Investor (Interest Only)

    LVR < 60%

    Loan: $500,000 $999,999

  • Investor (Interest Only)

    LVR < 60%

    Loan: $1,000,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $500,000 $999,999

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $1,000,000

Rate
3.74% p.a.
Comparison Rate
3.64% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.94% p.a.
Comparison Rate
3.83% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.04% p.a.
Comparison Rate
3.93% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.09% p.a.
Comparison Rate
3.98% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.74% p.a.
Comparison Rate
3.64% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.94% p.a.
Comparison Rate
3.83% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.17% p.a.
Comparison Rate
4.06% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.97% p.a.
Comparison Rate
3.86% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.17% p.a.
Comparison Rate
4.06% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.41% p.a.
Comparison Rate
4.31% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.04% p.a.
Comparison Rate
3.94% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.84% p.a.
Comparison Rate
3.74% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.09% p.a.
Comparison Rate
3.99% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.09% p.a.
Comparison Rate
3.99% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
3.89% p.a.
Comparison Rate
3.79% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.41% p.a.
Comparison Rate
4.31% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.21% p.a.
Comparison Rate
4.10% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.74% p.a.
Comparison Rate
4.10% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.54% p.a.
Comparison Rate
3.90% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
5.35% p.a.
Comparison Rate
4.44% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.34% p.a.
Comparison Rate
4.04% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.34% p.a.
Comparison Rate
4.01% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.14% p.a.
Comparison Rate
3.81% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.34% p.a.
Comparison Rate
4.04% p.a.
Service fee
$349.00 yearly
Upfront fee
$295
Rate
4.14% p.a.
Comparison Rate
3.84% p.a.
Service fee
$349.00 yearly
Upfront fee
$295

Mozo editorial review AMP Bank Variable Rate Loan (Professional Package) - last updated: 12 August 2022

binocular icon
What's hot
  • 3.94% variable rate (3.83% comparison rate*) for 80% LVR
  • Free extra repayments and redraw facility
  • Cashback offer (T&Cs apply)
What's not
  • $349 annual service fee
Mozo snapshot

The AMP Bank Variable Rate Home Loan (Professional Package) has plenty of features to make your home loan journey as smooth as can be. Not only does it come with an offset account and redraw facility, you can make extra repayments without incurring any fees. The 3.94% variable rate (3.83% comparison rate*) is available for borrowers with an LVR of less than 80% who are borrowing loan amounts from $500,000, however different rates are available for different LVRs and loan amounts. 

key icon
Key features

The AMP Bank Variable Rate Home Loan (Professional Package) comes with loads  all the features you’d want in a home loan, no matter if you're an investor or an owner occupier (T&Cs apply). Variable interest rates come in at a competitive 3.94% variable rate (3.83% comparison rate*) for owner occupiers with an LVR less than 80% borrowing over $500k, but different rates are available for different LVRs and loan amounts. And if the idea of saving on interest appeals to you, you’ll be pleased to know that it also comes with a full offset account. If you use this feature well, it could go a long way to reducing the interest you pay on your principal amount. 

Depending on what best suits you and your budget, you can opt to make weekly, fortnightly or monthly repayments, and you can chip in unlimited extra repayments towards the loan. There’s also a redraw facility, so if you ever need to tap into those extra repayments down the track you'll be able to request to.

Eligible borrowers could receive $2,000 cashback for new refinances with a loan size of $250,000, or $5,000 for loans of $1 million (must apply by 31 August 2022 and settle by 30 November 2022). This offer is available for Owner and Investor loans. A portion of the loan must be on a variable rate (T&Cs apply).


snapshot
Who is it good for

The AMP Bank Variable Rate Loan (Professional Package) could suit buyers looking for a competitive variable home loan rate with an array of handy features to help save on interest.

question icon
Any catches

A full feature home loan like this doesn’t come for free, so you’ll need to budget for a few one-off fees as well as the $349 Annual Package fee. Also be mindful that if your LVR exceeds 80%, you may need to pay Lenders Mortgage Insurance. 

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.74% p.a.

n/a

n/a

n/a

3.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.94% p.a.

n/a

n/a

n/a

3.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.04% p.a.

n/a

n/a

n/a

3.93% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.09% p.a.

n/a

n/a

n/a

3.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.74% p.a.

n/a

n/a

n/a

3.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.94% p.a.

n/a

n/a

n/a

3.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.17% p.a.

n/a

n/a

n/a

4.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.97% p.a.

n/a

n/a

n/a

3.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.17% p.a.

n/a

n/a

n/a

4.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.41% p.a.

n/a

n/a

n/a

4.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.04% p.a.

n/a

n/a

n/a

3.94% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.84% p.a.

n/a

n/a

n/a

3.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.09% p.a.

n/a

n/a

n/a

3.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.09% p.a.

n/a

n/a

n/a

3.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.89% p.a.

n/a

n/a

n/a

3.79% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.41% p.a.

n/a

n/a

n/a

4.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.21% p.a.

n/a

n/a

n/a

4.10% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.74% p.a.

n/a

n/a

n/a

4.10% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.54% p.a.

n/a

n/a

n/a

3.90% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

5.35% p.a.

n/a

n/a

n/a

4.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.34% p.a.

n/a

n/a

n/a

4.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$100,000

$499,999

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.34% p.a.

n/a

n/a

n/a

4.01% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.14% p.a.

n/a

n/a

n/a

3.81% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.34% p.a.

n/a

n/a

n/a

4.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$500,000

$999,999

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.14% p.a.

n/a

n/a

n/a

3.84% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$295.00

$0.00

$0.00

n/a

$349.00 yearly

$390.00

Other financial bits

$1,000,000

none

60.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

yes

AMP Bank will only cover valuation fees up to $900.

none

Receive $2,000 cashback for refinances with a loan size $250k, or $5,000 for loans of $1 million, apply by 31 Aug 2022, settle by 30 Nov 2022. Owner and Investor loans, with a portion of the loan on a variable interest rate. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are AMP Bank home loans rated by the Mozo community?

Overall
Price
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Latest reviews of AMP Bank Variable Rate Loan (Professional Package) Home Loan

About AMP Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.