Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 60% | $100,000 | $499,999 |
|
Owner Occupier | Principal & Interest | < 60% | $500,000 | $999,999 |
|
Owner Occupier | Principal & Interest | < 60% | $1,000,000 | |
|
Owner Occupier | Principal & Interest | 60%-80% | $100,000 | $499,999 |
|
Owner Occupier | Principal & Interest | 60%-80% | $500,000 | $999,999 |
|
Owner Occupier | Principal & Interest | 60%-80% | $1,000,000 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $100,000 | $499,999 |
|
Owner Occupier | Principal & Interest | 80%-90% | $500,000 | $999,999 |
|
Owner Occupier | Principal & Interest | 80%-90% | $1,000,000 | |
|
Owner Occupier | Interest Only | < 80% | $100,000 | $499,999 |
|
Owner Occupier | Interest Only | < 60% | $500,000 | $999,999 |
|
Owner Occupier | Interest Only | < 60% | $1,000,000 | |
|
Owner Occupier | Interest Only | 60%-80% | $500,000 | $999,999 |
|
Owner Occupier | Interest Only | 60%-80% | $1,000,000 | |
|
Investor | Principal & Interest | < 60% | $100,000 | $499,999 |
|
Investor | Principal & Interest | < 60% | $500,000 | $999,999 |
|
Investor | Principal & Interest | < 60% | $1,000,000 | |
|
Investor | Principal & Interest | 60%-80% | $100,000 | $499,999 |
|
Investor | Principal & Interest | 60%-80% | $500,000 | $999,999 |
|
Investor | Principal & Interest | 60%-80% | $1,000,000 | |
|
Investor | Principal & Interest | 80%-90% | $100,000 | $499,999 |
|
Investor | Principal & Interest | 80%-90% | $500,000 | $999,999 |
|
Investor | Principal & Interest | 80%-90% | $1,000,000 | |
|
Investor | Interest Only | < 60% | $100,000 | $499,999 |
|
Investor | Interest Only | < 60% | $500,000 | $999,999 |
|
Investor | Interest Only | < 60% | $1,000,000 | |
|
Investor | Interest Only | 60%-80% | $100,000 | $499,999 |
|
Investor | Interest Only | 60%-80% | $500,000 | $999,999 |
|
Investor | Interest Only | 60%-80% | $1,000,000 |
The AMP Bank Variable Rate Home Loan (Professional Package) has plenty of features to make your home loan journey as smooth as can be. Not only does it come with an offset account and redraw facility, you can make extra repayments without incurring any fees.
The 6.14% p.a. variable rate (6.49% p.a. comparison rate*) is available for borrowers with an LVR of less than 80% who are borrowing loan amounts from $1,000,000, however different rates are available for different LVRs and loan amounts.
The AMP Bank Variable Rate Home Loan (Professional Package) comes with loads all the features you’d want in a home loan, no matter if you're an investor or an owner occupier (T&Cs apply). Variable interest rates come in at a competitive 6.14% p.a. variable rate (6.49% p.a. comparison rate*) for owner occupiers with an LVR less than 80% borrowing over $1 million, but different rates are available for different LVRs and loan amounts.
And if the idea of saving on interest appeals to you, you’ll be pleased to know that it also comes with a full offset account. If you use this feature well, it could go a long way to reducing the interest you pay on your principal amount.
Depending on what best suits you and your budget, you can opt to make weekly, fortnightly or monthly repayments, and you can chip in unlimited extra repayments towards the loan. There’s also a redraw facility, so if you ever need to tap into those extra repayments down the track you'll be able to request to.
The AMP Bank Variable Rate Loan (Professional Package) could suit buyers looking for a competitive variable home loan rate with an array of handy features to help save on interest.
A full feature home loan like this doesn’t come for free, so you’ll need to budget for a few one-off fees as well as the $349 Annual Package fee. Also be mindful that if your LVR exceeds 80%, you may need to pay Lenders Mortgage Insurance.
6.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.28% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
none |
|
60.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.33% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.07% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.41% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.72% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
none |
|
60.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
none |
|
60.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.80% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.78% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
60.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.28% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
none |
|
60.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
none |
|
60.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
none |
|
60.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.33% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
60.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
60.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
60.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.11% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.88% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.26% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
none |
|
60.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.61% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.86% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
none |
|
60.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.75% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
none |
|
60.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.31% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$100,000 |
|
$499,999 |
|
60.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.61% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.92% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$500,000 |
|
$999,999 |
|
60.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.77% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$295.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$349.00 yearly |
|
$390.00 |
$1,000,000 |
|
none |
|
60.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
none |
|
yes |
|
yes |
|
AMP Bank will only cover valuation fees up to $550. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They made constant mistakes in the loan application process. It took two weeks to receive loan documents. The online signing forms are unintuitive. Contacting them is almost impossible, expect to wait at least an hour on hold or for a callback. Online chat never connects, just constantly says they're at capacity. Registration for the online portal does not work, I have called up 3 times for help. On the latest attempt I was told they need to reset my password and it will take 2 days!!! The app just fails with "sorry, try again later". The website just fails with "This section is unavailable".
Read full reviewThey made constant mistakes in the loan application process. It took two weeks to receive loan documents. The online signing forms are unintuitive. Contacting them is almost impossible, expect to wait at least an hour on hold or for a callback. Online chat never connects, just constantly says they're at capacity. Registration for the online portal does not work, I have called up 3 times for help. On the latest attempt I was told they need to reset my password and it will take 2 days!!! The app just fails with "sorry, try again later". The website just fails with "This section is unavailable".
AMP suited us for our home loan but we needed convincing by our financial advisor because of our negative perception of AMP following the Banking Royal Commission. We find the lack of physical branches annoying and the only bank we can get money from ATMs is Red ATMs (NAB) or having to go into Post Offices which are not specialised in banking.
Read full reviewAMP suited us for our home loan but we needed convincing by our financial advisor because of our negative perception of AMP following the Banking Royal Commission. We find the lack of physical branches annoying and the only bank we can get money from ATMs is Red ATMs (NAB) or having to go into Post Offices which are not specialised in banking.
We have just sold and purchased a new property. Amp we're amazing and made the process easy.
Read full reviewWe have just sold and purchased a new property. Amp we're amazing and made the process easy.
They don't try to rip you off.
Read full reviewThey don't try to rip you off.
Biggest issue is the hassle to deposit cash - has to done through the Post Office.
Read full reviewBiggest issue is the hassle to deposit cash - has to done through the Post Office.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.15% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.