AMP Essential Home Loan

3.98% p.a.

4.00% p.a.

$0.00

3.78% p.a.

3.80% p.a.

$0.00

4.37% p.a.

4.39% p.a.

$0.00

Currently showing

Rates

  • 3.98% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $100.00

Other financial bits

  • $40,000

  • $499,999

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $2,000.00

  • yes

  • no

  • none

  • none

Rates

  • 3.78% p.a.

  • n/a

  • 0 Months

  • none

  • 3.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $100.00

Other financial bits

  • $500,000

  • $750,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $2,000.00

  • yes

  • no

  • none

  • none

Rates

  • 4.37% p.a.

  • n/a

  • 0 Months

  • none

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $295.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $100.00

Other financial bits

  • $40,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $2,000.00

  • yes

  • no

  • none

  • none

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

How are AMP home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.3

Based on 51
AMP home loans reviews

6.6 6.3 6.4 5.2 6.5

Read AMP home loan reviews by the Mozo community

Latest reviews of AMP Essential Home Loan

AMP

AMP Essential Home Loan (Owner Occupier) home loan review

Overall rating   4 / 10

Absolute best rate but close to worst service.

The service from AMP when you want statements and setting up internet banking is awful. The rates for this loan are outstanding and no other financial institution could come within 0.75% of their rate. The best thing is that when they give you a...

Full review

The service from AMP when you want statements and setting up internet banking is awful. The rates for this loan are outstanding and no other financial institution could come within 0.75% of their rate. The best thing is that when they give you a loan, they won't bother you, unless there is a problem. Unfortunately, their service is what makes them go down in my ranking.

    Price   10 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   6 / 10

Less

Darren (QLD), reviewed about 1 month ago

AMP

AMP Essential Home Loan (Owner Occupier) home loan review

Overall rating   6 / 10

Responsive and solid no-frills home loans

A solid bank that has responded to my questions about comparative interest rates by providing discounts! Updated internet site looks snazzy, but is slightly harder to negotiate, but a solid no-frills option with a trusted bank.

Full review

A solid bank that has responded to my questions about comparative interest rates by providing discounts! Updated internet site looks snazzy, but is slightly harder to negotiate, but a solid no-frills option with a trusted bank.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Annette (ACT), reviewed 8 months ago

AMP

AMP Essential Home Loan (Owner Occupier) home loan review

Overall rating   2 / 10

AMP need to keep in contact with their clients

I am not very happy with our current interest rate.

Full review

I am not very happy with our current interest rate.

    Price   2 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   4 / 10

    Trust   2 / 10

Less

Sara (WA), reviewed 8 months ago

AMP

AMP Essential Home Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Good Rates, Good app, and easy to deal with.

Good services, friendly people. Good rates and good features.

Full review

Good services, friendly people. Good rates and good features.

    Price   10 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Michael (VIC), reviewed about 1 year ago

AMP

AMP Essential Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Customer service

AMP bank has been able to secure my future in my dream of owning my own home. In this time of economic downturn and the lack of overtime in my profession at present, a number of opportunities have been presented to me to overcome these issues,...

Full review

AMP bank has been able to secure my future in my dream of owning my own home. In this time of economic downturn and the lack of overtime in my profession at present, a number of opportunities have been presented to me to overcome these issues, making everyday living more enjoyable and stress free.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Guy (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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