ANZ Variable Rate (Breakfree Package)
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | |
| | Investor | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000
4.43% p.a.
4.82% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.43% p.a.
4.82% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.43% p.a.
4.82% p.a.
$395.00 yearly
4.13% p.a.
4.52% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.13% p.a.
4.52% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.13% p.a.
4.52% p.a.
$395.00 yearly
4.03% p.a.
4.44% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.03% p.a.
4.44% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.03% p.a.
4.44% p.a.
$395.00 yearly
4.18% p.a.
4.57% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.18% p.a.
4.57% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.18% p.a.
4.57% p.a.
$395.00 yearly
4.08% p.a.
4.47% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.08% p.a.
4.47% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.08% p.a.
4.47% p.a.
$395.00 yearly
4.98% p.a.
5.36% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.98% p.a.
5.36% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.98% p.a.
5.36% p.a.
$395.00 yearly
4.68% p.a.
5.06% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.68% p.a.
5.06% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.68% p.a.
5.06% p.a.
$395.00 yearly
4.58% p.a.
4.96% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.58% p.a.
4.96% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.58% p.a.
4.96% p.a.
$395.00 yearly
5.03% p.a.
5.41% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.03% p.a.
5.41% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.03% p.a.
5.41% p.a.
$395.00 yearly
4.73% p.a.
5.11% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.73% p.a.
5.11% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.73% p.a.
5.11% p.a.
$395.00 yearly
4.63% p.a.
5.01% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.63% p.a.
5.01% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.63% p.a.
5.01% p.a.
$395.00 yearly
4.78% p.a.
5.16% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.78% p.a.
5.16% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.78% p.a.
5.16% p.a.
$395.00 yearly
4.68% p.a.
5.06% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.68% p.a.
5.06% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.68% p.a.
5.06% p.a.
$395.00 yearly
5.49% p.a.
5.86% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.49% p.a.
5.86% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.49% p.a.
5.86% p.a.
$395.00 yearly
5.19% p.a.
5.56% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.19% p.a.
5.56% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.19% p.a.
5.56% p.a.
$395.00 yearly
5.09% p.a.
5.46% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.09% p.a.
5.46% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.09% p.a.
5.46% p.a.
$395.00 yearly
Mozo Review ANZ Variable Rate (Breakfree Package) Review
Last updated: 12 July 2019.
What's hot:
Offset account, redraw and split options
Discounted variable interest rate
No upfront fees
What's not:
$395 annual package fee
Mozo snapshot:
The Breakfree Package from ANZ has some fab features, from a 100% account to the ability to make extra repayments, for home loan seekers who are looking for great value but also want a big name bank.
Key features:
The Breakfree package home loan bundles your home loan, credit card and bank account to give you great savings.
With the home loan, the package gets you a discounted rate but there are a range of rates available depending on both your loan amount and the loan to value ratio. The most competitive rate is for loans over $500,000 with an LVR of 80% or less at 4.03% (4.44% comparison rate*). Have an LVR of over 80% and the rate jumps 0.05% to 4.08%.
Some of the home features available with the Breakfree package include an offset account, the ability to make extra repayments and redraw if needed, split your loan between fixed and variable options and should you need (if you're ahead on repayments) to take a repayment holiday.
You can tailor your repayments to suit you, and not the banks pay cycle so weekly, fortnightly and monthly options are available for repayments.
There is a $395 annual package fee with the ANZ Variable Breakfree Package but the benefits you get by bundling should make up for this cost, especially if you choose to do all of your banking with ANZ. The account fee on your transaction account will be waived (a savings of $5 a month), no annual fee on a ANZ Frequent Flyer Platinum Card (a $295 saving) and you won't pay offset account or loan approval fees.
Finally, apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 and you could earn 300,000 bonus Qantas Points to add to your stash.
Who it's good for:
Borrowers who want to bundle their main banking products with the one provider to save on fees and want access to a Big Bank branch network.
Any catches?
As with any package, just be sure that you are not paying for things you don't or will never use. Be sure to take advantage of all of the benefits offered by ANZ to bundle your home loan with your credit card and transaction account.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.43% p.a.
-
n/a
-
n/a
-
n/a
-
4.82% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.13% p.a.
-
n/a
-
n/a
-
n/a
-
4.52% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.03% p.a.
-
n/a
-
n/a
-
n/a
-
4.44% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.18% p.a.
-
n/a
-
n/a
-
n/a
-
4.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.08% p.a.
-
n/a
-
n/a
-
n/a
-
4.47% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.98% p.a.
-
n/a
-
n/a
-
n/a
-
5.36% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.68% p.a.
-
n/a
-
n/a
-
n/a
-
5.06% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.58% p.a.
-
n/a
-
n/a
-
n/a
-
4.96% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.03% p.a.
-
n/a
-
n/a
-
n/a
-
5.41% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.73% p.a.
-
n/a
-
n/a
-
n/a
-
5.11% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.63% p.a.
-
n/a
-
n/a
-
n/a
-
5.01% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.78% p.a.
-
n/a
-
n/a
-
n/a
-
5.16% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.68% p.a.
-
n/a
-
n/a
-
n/a
-
5.06% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.49% p.a.
-
n/a
-
n/a
-
n/a
-
5.86% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.19% p.a.
-
n/a
-
n/a
-
n/a
-
5.56% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.09% p.a.
-
n/a
-
n/a
-
n/a
-
5.46% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
Customer Reviews
How are ANZ home loans rated by the Mozo community?
Latest reviews of ANZ Variable Rate (Breakfree Package)
- Overall6/10
Great bank a few years ago, not so much now
ANZ were good in the beginning when I signed up but they keep changing their processes and...
Read full review
ANZ were good in the beginning when I signed up but they keep changing their processes and requirements for any change or updates. Customer service are polite enough but they do not have the capabilities to make any proper action.
Price8/10Features3/10Customer service8/10Convenience10/10Trust8/10Less
Lisa | Victoria
reviewed 8 months ago
- Overall10/10
Extremely competitive and fantastic service
Our experience with ANZ has been great. They came to us and refinanced our home loan at a very...
Read full review
Our experience with ANZ has been great. They came to us and refinanced our home loan at a very competitive rate and the staff are absolutely wonderful and always happy to help.
Price9/10Features10/10Customer service9/10Convenience9/10Trust10/10Less
Marissa | Queensland
reviewed about 1 year ago
- Overall6/10
Satisfied with the product
Reasonably happy with the product. Satisfied with the customer service. The rates are...
Read full review
Reasonably happy with the product. Satisfied with the customer service. The rates are competitive, as with all the big banks.
Price6/10Features7/10Customer service6/10Convenience7/10Trust5/10Less
Bradley | Victoria
reviewed over 1 year ago
- Overall7/10
ANZ are very responsive
ANZ have been very responsive with any questions and we’re happy to reduce my rate when I called...
Read full review
ANZ have been very responsive with any questions and we’re happy to reduce my rate when I called for a review recently.
Price7/10Features7/10Customer service8/10Convenience7/10Trust7/10Less
Sally | Victoria
reviewed over 1 year ago
- Overall10/10
ANZ is the best bank ever
ANZ is a brilliant bank. They have always been great and helpful to me.
Read full review
ANZ is a brilliant bank. They have always been great and helpful to me.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Sally | Western Australia
reviewed over 1 year ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ home loans
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
4.09% p.a.
$450
Promoted
Bank of Queensland
2 Year Intro Rate Variable Home Loan
3.39% p.a.variable for 24 months and then 3.86% p.a.
3.91% p.a.
$150
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
4.09% p.a.
$450
Promoted
ME
Flexible Home Loan (Fixed, Member Package)
3.18% p.a.
fixed 3 years
3.87% p.a.
$200
Promoted
IMB Bank
Fixed Home Loan
3.19% p.a.
fixed 3 years
4.11% p.a.
$799
Promoted
loans.com.au
Fixed Home Loan
3.19% p.a.
fixed 3 years
3.43% p.a.
$520
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
3.24% p.a.
fixed 3 years
4.15% p.a.
$0
