ANZ Variable Rate (Breakfree Package)
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | |
| | Investor | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000
4.29% p.a.
4.68% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.29% p.a.
4.68% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.29% p.a.
4.68% p.a.
$395.00 yearly
3.99% p.a.
4.39% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.99% p.a.
4.39% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.99% p.a.
4.39% p.a.
$395.00 yearly
3.89% p.a.
4.30% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.89% p.a.
4.30% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.89% p.a.
4.30% p.a.
$395.00 yearly
4.04% p.a.
4.44% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.04% p.a.
4.44% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.04% p.a.
4.44% p.a.
$395.00 yearly
3.94% p.a.
4.34% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.94% p.a.
4.34% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
3.94% p.a.
4.34% p.a.
$395.00 yearly
4.84% p.a.
5.22% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.84% p.a.
5.22% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.84% p.a.
5.22% p.a.
$395.00 yearly
4.54% p.a.
4.93% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.54% p.a.
4.93% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.54% p.a.
4.93% p.a.
$395.00 yearly
4.44% p.a.
4.83% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.44% p.a.
4.83% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.44% p.a.
4.83% p.a.
$395.00 yearly
4.89% p.a.
5.27% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.89% p.a.
5.27% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.89% p.a.
5.27% p.a.
$395.00 yearly
4.59% p.a.
4.97% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.59% p.a.
4.97% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.59% p.a.
4.97% p.a.
$395.00 yearly
4.49% p.a.
4.88% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.49% p.a.
4.88% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.49% p.a.
4.88% p.a.
$395.00 yearly
4.64% p.a.
5.02% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.64% p.a.
5.02% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.64% p.a.
5.02% p.a.
$395.00 yearly
4.54% p.a.
4.93% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.54% p.a.
4.93% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.54% p.a.
4.93% p.a.
$395.00 yearly
5.24% p.a.
5.61% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.24% p.a.
5.61% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
5.24% p.a.
5.61% p.a.
$395.00 yearly
4.94% p.a.
5.32% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.94% p.a.
5.32% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.94% p.a.
5.32% p.a.
$395.00 yearly
4.84% p.a.
5.22% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.84% p.a.
5.22% p.a.
$395.00 yearly
ANZ Variable Rate (Breakfree Package)
4.84% p.a.
5.22% p.a.
$395.00 yearly
Mozo Review ANZ Variable Rate (Breakfree Package) Review
Last updated: 21 October 2019.
What's hot:
Up to $3,500 cashback for refinancers (conditions apply)
Offset account, redraw and split options
Discounted variable interest rate
What's not:
$395 annual package fee
Mozo snapshot:
The Breakfree Package from ANZ has some fab features, from a 100% account to the ability to make extra repayments, for home loan seekers who are looking for great value but also want a big name bank. Plus, when you apply to refinance your existing home loan with ANZ before 31 January 2020 you can earn cashback on your mortgage, up to $3,500!
Key features:
The Breakfree package home loan bundles your home loan, credit card and bank account to give you great savings. And to start with, lets talk cashback.
If you're refinancing your existing home loan, apply with ANZ before 31 January 2020 and settle by 30 April 2020, you can score up to $3,500 cashback on your mortgage! The amount you get back in your account will depend on the size of your loan:
• A home loan of $150,000 to $249,999 could receive $1,200 cashback
• A home loan of $250,000 to $699,999 could receive $2,500 cashback
• A home loan of $700,000+ could receive $3,500 cashback
With the home loan itself, the package gets you a discounted rate but there are a range of rates available depending on both your loan amount and the loan to value ratio. The most competitive rate is for loans over $500,000 with an LVR of 80% or less at 3.89% (4.30% comparison rate*). Have an LVR of over 80% and the rate jumps 0.05% to 3.94% (4.34% comparison rate).
Some of the home features available with the Breakfree package include an offset account, the ability to make extra repayments and redraw if needed, split your loan between fixed and variable options and should you need (if you're ahead on repayments) to take a repayment holiday.
You can tailor your repayments to suit you, and not the banks pay cycle so weekly, fortnightly and monthly options are available for repayments.
There is a $395 annual package fee with the ANZ Variable Breakfree Package but the benefits you get by bundling should make up for this cost, especially if you choose to do all of your banking with ANZ. The account fee on your transaction account will be waived (a savings of $5 a month), no annual fee on a ANZ Frequent Flyer Platinum Card (a $295 saving) and you won't pay offset account or loan approval fees.
Who it's good for:
Borrowers who want to bundle their main banking products with the one provider to save on fees and want access to a Big Bank branch network.
Any catches?
As with any package, just be sure that you are not paying for things you don't or will never use. Be sure to take advantage of all of the benefits offered by ANZ to bundle your home loan with your credit card and transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.29% p.a.
-
n/a
-
n/a
-
n/a
-
4.68% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.99% p.a.
-
n/a
-
n/a
-
n/a
-
4.39% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.89% p.a.
-
n/a
-
n/a
-
n/a
-
4.30% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.04% p.a.
-
n/a
-
n/a
-
n/a
-
4.44% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.94% p.a.
-
n/a
-
n/a
-
n/a
-
4.34% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
5.22% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.54% p.a.
-
n/a
-
n/a
-
n/a
-
4.93% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.44% p.a.
-
n/a
-
n/a
-
n/a
-
4.83% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.89% p.a.
-
n/a
-
n/a
-
n/a
-
5.27% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.59% p.a.
-
n/a
-
n/a
-
n/a
-
4.97% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.49% p.a.
-
n/a
-
n/a
-
n/a
-
4.88% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.64% p.a.
-
n/a
-
n/a
-
n/a
-
5.02% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.54% p.a.
-
n/a
-
n/a
-
n/a
-
4.93% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.24% p.a.
-
n/a
-
n/a
-
n/a
-
5.61% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.94% p.a.
-
n/a
-
n/a
-
n/a
-
5.32% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Details
Rates and fees information correct as at 16 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
5.22% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$0.00
-
yes
-
yes
-
none
-
none
-
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Customer Reviews
How are ANZ home loans rated by the Mozo community?
Latest reviews of ANZ Variable Rate (Breakfree Package)
- Overall6/10
Too profit focused, not enough discounts .
I feel the break free is a waste of money and I am thinking about swapping banks. Not passing on...
Read full review
I feel the break free is a waste of money and I am thinking about swapping banks. Not passing on full interest rate cuts and making so much profit is annoying.
Price5/10Features6/10Customer service5/10Convenience8/10Trust4/10Less
Samantha | New South Wales
reviewed 3 days ago
- Overall7/10
Competitive premiums. Good customer service.
They are good but not exceptional when it comes to customer service and support. I have received...
Read full review
They are good but not exceptional when it comes to customer service and support. I have received more flexibility and support with another couple of banks in the past. No complaints, satisfied with the bank, just not outstanding in these areas.
Price8/10Features5/10Customer service6/10Convenience6/10Trust6/10Less
Vanessa | Victoria
reviewed 19 days ago
- Overall4/10
Dishonest
They make lots of mistakes and they are not very happy when you ask for a better rate.
Read full review
They make lots of mistakes and they are not very happy when you ask for a better rate.
Price2/10Features2/10Customer service2/10Convenience10/10Trust2/10Less
Stephanie | Victoria
reviewed 22 days ago
- Overall8/10
Long time customer for over 50 years
Overall I am very satisfied with ANZ
Read full review
Overall I am very satisfied with ANZ
Price7/10Features9/10Customer service9/10Convenience8/10Trust7/10Less
Des | Queensland
reviewed about 1 month ago
- Overall6/10
Great bank a few years ago, not so much now
ANZ were good in the beginning when I signed up but they keep changing their processes and...
Read full review
ANZ were good in the beginning when I signed up but they keep changing their processes and requirements for any change or updates. Customer service are polite enough but they do not have the capabilities to make any proper action.
Price8/10Features3/10Customer service8/10Convenience10/10Trust8/10Less
Lisa | Victoria
reviewed 11 months ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ home loans
Promoted
ANZ
Fixed Rate (Breakfree Package)
p.a.
4.35% p.a.
$395.00 yearly
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.89% p.a.
fixed 3 years
3.70% p.a.
$0
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a. variable
3.23% p.a.
$0
Promoted
Reduce Home Loans
Rate Buster High Lend Variable
2.77% p.a. variable
2.78% p.a.
$0
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
3.72% p.a.
$450
Promoted
Queensland Country Credit Union
RateSaver (Fixed)
3.49% p.a.
fixed 3 years
3.90% p.a.
$500
Promoted
Reduce Home Loans
Rate Buster High Lend Variable
2.77% p.a. variable
2.78% p.a.
$0
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a. variable
3.23% p.a.
$0
Promoted
Queensland Country Credit Union
RateSaver (Fixed)
3.49% p.a.
fixed 3 years
3.90% p.a.
$500
Promoted
Reduce Home Loans
Rate Buster High Lend Variable
2.77% p.a. variable
2.78% p.a.
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0
Promoted
Reduce Home Loans
Rate Buster High Lend Variable
2.77% p.a.
2.78% p.a.
$0
Promoted
loans.com.au
Fixed Home Loan
2.99% p.a.
fixed 3 years
3.27% p.a.
$520
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.89% p.a.
fixed 3 years
3.70% p.a.
$0
Promoted
Queensland Country Credit Union
RateSaver (Fixed)
3.49% p.a.
fixed 3 years
3.90% p.a.
$500
Promoted
IMB Bank
Fixed Home Loan
2.84% p.a.
fixed 3 years
3.44% p.a.
$799
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0.00
Promoted
Reduce Home Loans
Rate Buster High Lend Variable
2.77% p.a.
2.78% p.a.
$0.00
Promoted
IMB Bank
Budget Home Loan
3.18% p.a.
3.24% p.a.
$0.00
