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Athena Athena Fixed Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest 50%-60% $100,000 $2,500,000
Owner Occupier Principal & Interest 70%-80% $100,000 $2,500,000
Owner Occupier Principal & Interest < 50% $100,000 $2,500,000
Owner Occupier Principal & Interest 60%-70% $100,000 $2,500,000
Owner Occupier Interest Only < 50% $100,000 $2,500,000
Owner Occupier Interest Only 50%-60% $100,000 $2,500,000
Owner Occupier Interest Only 60%-70% $100,000 $2,500,000
Owner Occupier Interest Only 70%-80% $100,000 $2,500,000
Investor Principal & Interest < 50% $100,000 $2,500,000
Investor Principal & Interest 50%-60% $100,000 $2,500,000
Investor Principal & Interest 60%-70% $100,000 $2,500,000
Investor Principal & Interest 70%-80% $100,000 $2,500,000
Investor Interest Only < 50% $100,000 $2,500,000
Investor Interest Only 50%-60% $100,000 $2,500,000
Investor Interest Only 60%-70% $100,000 $2,500,000
Investor Interest Only 70%-80% $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
Fixed 3 year rate
6.69% p.a.
Comparison Rate
6.21% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.79% p.a.
Comparison Rate
6.28% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.64% p.a.
Comparison Rate
6.35% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.74% p.a.
Comparison Rate
6.24% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.62% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.28% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.30% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.33% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.54% p.a.
Comparison Rate
6.40% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.54% p.a.
Comparison Rate
6.23% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.59% p.a.
Comparison Rate
6.27% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.64% p.a.
Comparison Rate
6.32% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.54% p.a.
Comparison Rate
6.22% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.54% p.a.
Comparison Rate
6.24% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.59% p.a.
Comparison Rate
6.28% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.64% p.a.
Comparison Rate
6.33% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review Athena Athena Fixed Rate Home Loan - last updated: 27 June 2023

binocular icon
What's hot
  • 6.74% p.a. (6.24% p.a. comparison rate*) on 3-year terms (60% LVR)
  • Free extra repayments, limits apply
  • Redraw facility available
What's not
Mozo snapshot

Athena Home Loans has made a name for itself with its low rates and emphasis on helping borrowers get rid of mortgage debt fast. It now adds a range of fixed rate home loans to its suite of products, with rates ranging from 6.64% p.a. (6.24% p.a. comparison rate*) to 6.94% p.a. (6.14% p.a. comparison rate*) for owner occupiers making principal and interest repayments.

key icon
Key features

Athena’s Fixed Rate home loan offers competitive interest rates for both owner occupiers and investors, with terms ranging from one to three years. Rates will vary depending on the type of loan and your loan-to-value ratio, but if you’re an owner occupier making P&I repayments on a <60% LVR loan, you can expect a 6.74% p.a. fixed rate (6.24% p.a. comparison rate*) on 3-year terms.

You’ll have the option to make repayments weekly, fortnightly or monthly, along with the ability to make free extra repayments up to 5% of outstanding fixed loan balance per year so you’re not clinging onto your mortgage longer than you need to. Once the fixed term is up, your loan will revert to a variable rate.

snapshot
Who is it good for

This home loan could be a good choice for those looking to lock in a competitive interest rate for 1 to 3 years. The ability to make free extra repayments up to 5% of outstanding fixed loan balance per year and access a redraw facility should also be appreciated by borrowers.

question icon
Any catches

While fees have been kept to a minimum, borrowers should remember that if they terminate the fixed rate contract prematurely, they may face a steep break cost.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (6.08%*)

6.89% (6.19%*)

6.69% (6.21%*)

n/a

n/a

n/a

n/a

6.29% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (6.18%*)

6.99% (6.26%*)

6.79% (6.28%*)

n/a

n/a

n/a

n/a

6.39% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.84% (6.30%*)

6.84% (6.36%*)

6.64% (6.35%*)

n/a

n/a

n/a

n/a

6.24% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.94% (6.14%*)

6.94% (6.23%*)

6.74% (6.24%*)

n/a

n/a

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.55%*)

7.04% (6.60%*)

6.94% (6.62%*)

n/a

n/a

n/a

n/a

6.49% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.12%*)

7.04% (6.22%*)

6.94% (6.28%*)

n/a

n/a

n/a

n/a

6.49% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.16%*)

6.04% (6.25%*)

6.94% (6.30%*)

n/a

n/a

n/a

n/a

6.49% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.19%*)

6.04% (6.28%*)

6.94% (6.33%*)

n/a

n/a

n/a

n/a

6.49% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.94% (6.40%*)

6.69% (6.41%*)

6.54% (6.40%*)

n/a

n/a

n/a

n/a

6.34% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.94% (6.20%*)

6.69% (6.23%*)

6.54% (6.23%*)

n/a

n/a

n/a

n/a

6.39% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (6.24%*)

6.74% (6.27%*)

6.59% (6.27%*)

n/a

n/a

n/a

n/a

6.44% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.30%*)

6.79% (6.32%*)

6.64% (6.32%*)

n/a

n/a

n/a

n/a

6.54% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.19%*)

6.74% (6.22%*)

6.54% (6.22%*)

n/a

n/a

n/a

n/a

6.54% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (6.21%*)

6.74% (6.24%*)

6.54% (6.24%*)

n/a

n/a

n/a

n/a

6.54% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.09% (6.25%*)

6.79% (6.28%*)

6.59% (6.28%*)

n/a

n/a

n/a

n/a

6.59% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.14% (6.31%*)

6.84% (6.34%*)

6.64% (6.33%*)

n/a

n/a

n/a

n/a

6.64% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of outstanding loan balance per year

no

yes - free

none

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off to 60-70% LVR, then to the Celebrate rate for <60% LVR.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Athena home loans rated by the Mozo community?

Overall
6.9/10
Price
9.0/10
Features
7.5/10
Customer service
9.0/10
Convenience
9.1/10
Trust
8.4/10
Based on 14 Athena home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Athena

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for loans.com.au
loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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