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Athena Straight Up with AcceleRATES Variable Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 50%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $100,000 and $2,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 50% $100,000 $2,500,000
Owner Occupier Principal & Interest 60%-70% $100,000 $2,500,000
Owner Occupier Principal & Interest 50%-60% $100,000 $2,500,000
Owner Occupier Principal & Interest 70%-80% $100,000 $2,500,000
Owner Occupier Interest Only < 80% $100,000 $2,500,000
Investor Principal & Interest < 50% $100,000 $2,500,000
Investor Principal & Interest 50%-60% $100,000 $2,500,000
Investor Principal & Interest 60%-70% $100,000 $2,500,000
Investor Principal & Interest 70%-80% $100,000 $2,500,000
Investor Interest Only < 60% $100,000 $2,500,000
Investor Interest Only 60%-70% $100,000 $2,500,000
Investor Interest Only 70%-80% $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR < 50%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 50%-60%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $100,000 $2,500,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $100,000 $2,500,000
Rate
6.24% p.a.
Comparison Rate
6.24% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.34% p.a.
Comparison Rate
6.31% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.29% p.a.
Comparison Rate
6.27% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.39% p.a.
Comparison Rate
6.35% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.49% p.a.
Comparison Rate
6.40% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.34% p.a.
Comparison Rate
6.34% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.39% p.a.
Comparison Rate
6.37% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.44% p.a.
Comparison Rate
6.41% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.54% p.a.
Comparison Rate
6.48% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.54% p.a.
Comparison Rate
6.44% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.59% p.a.
Comparison Rate
6.48% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.64% p.a.
Comparison Rate
6.54% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review Athena Straight Up with AcceleRATES Variable Home Loan - last updated: 9 November 2023

binocular icon
What's hot
  • 6.39% p.a. variable rate (6.35% p.a. comparison rate*)
  • Automatic discounts as you pay off your loan
  • Free extra repayments and redraw facility
What's not
  • No offset account
Mozo snapshot

As a fintech lender, Athena has great offers for digital-savvy borrowers looking to get more value out of their home loan. With competitive rates that are automatically reduced as you pay off your loan, no annual fees, and the ability to make free extra repayments, value is the name of the game with the Straight Up Home Loan.

key icon
Key features

For owner occupiers with an LVR of 70-80%, rates start at 6.39% p.a. (6.35% p.a. comparison rate*), but borrowers will be rewarded with discounts as they pay off their loan thanks to Athena’s AcceleRATES feature, which kicks in each time you cross over into a new LVR tier. The tiers are:

  • Liberate: 70-80%

  • Evaporate: 60-70%

  • Celebrate: 50-60%

  • Obliterate: <50%

Features include free extra repayments, which allow you to pay off as much of your mortgage as you want, whenever you want. A redraw facility is also available if you want to retrieve those extra funds down the track. What’s more, the loan doesn’t charge any upfront or ongoing fees, and you won’t have to worry about being penalised for early payout.

Because Athena is an online lender, you’ll need to be a fan of the online application process. You can always save your application, return to it, and keep track of it online. And if you have questions Athena offers 7 days local phone support — you just won’t be able to visit a branch.

snapshot
Who is it good for

The Straight Up home loan could suit digital-savvy borrowers looking for a loan that’s light on fees and offers competitive rates.

question icon
Any catches

The Straight Up home loan doesn’t come with an offset account, so if that’s on your list of must-haves you might prefer the Power Up home loan from Athena. Athena loans are also only available for properties in capital cities or major population centres.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.24% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.27% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.35% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.49% p.a.

n/a

n/a

n/a

6.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.34% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

50.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.37% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

50.00%

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.44% p.a.

n/a

n/a

n/a

6.41% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

60.00%

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.64% p.a.

n/a

n/a

n/a

6.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,500,000

70.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1.00

no

no

Only available for properties in capital cities or major population centres.

Athena AcceleRATES automatically moves the loan to the lower Evaporate rate tier when you have paid the loan off until you reach the OBLITERATE <50% LVR tier.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Athena home loans rated by the Mozo community?

Overall
6.9/10
Price
9.0/10
Features
7.5/10
Customer service
9.0/10
Convenience
9.1/10
Trust
8.4/10
Based on 14 Athena home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Athena Straight Up with AcceleRATES Variable Home Loan

About Athena

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

$0.00

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

$248.00 yearly

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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