Bank of Melbourne Fixed Home Loan (Advantage Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $499,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000

3.85% p.a.

4.75% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

3.85% p.a.

4.75% p.a.

$395.00 yearly

3.85% p.a.

4.68% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

3.85% p.a.

4.68% p.a.

$395.00 yearly

3.85% p.a.

4.90% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

3.85% p.a.

4.90% p.a.

$395.00 yearly

3.85% p.a.

4.79% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

3.85% p.a.

4.79% p.a.

$395.00 yearly

4.59% p.a.

5.30% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.59% p.a.

5.30% p.a.

$395.00 yearly

4.59% p.a.

5.51% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.59% p.a.

5.51% p.a.

$395.00 yearly

4.59% p.a.

5.40% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.59% p.a.

5.40% p.a.

$395.00 yearly

4.59% p.a.

5.37% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.59% p.a.

5.37% p.a.

$395.00 yearly

4.19% p.a.

5.39% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.19% p.a.

5.39% p.a.

$395.00 yearly

4.19% p.a.

5.29% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.19% p.a.

5.29% p.a.

$395.00 yearly

4.19% p.a.

5.25% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.19% p.a.

5.25% p.a.

$395.00 yearly

4.19% p.a.

5.18% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.19% p.a.

5.18% p.a.

$395.00 yearly

4.54% p.a.

5.87% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.54% p.a.

5.87% p.a.

$395.00 yearly

4.54% p.a.

5.76% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.54% p.a.

5.76% p.a.

$395.00 yearly

4.54% p.a.

5.73% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.54% p.a.

5.73% p.a.

$395.00 yearly

4.54% p.a.

5.66% p.a.

$395.00 yearly

Bank of Melbourne Fixed Home Loan (Advantage Package)

4.54% p.a.

5.66% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.89%*)

  • 3.85% (4.81%*)

  • 3.85% (4.75%*)

  • 4.39% (4.88%*)

  • 4.39% (4.87%*)

  • (*)

  • (*)

  • 4.54% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.80%*)

  • 3.85% (4.73%*)

  • 3.85% (4.68%*)

  • 4.39% (4.82%*)

  • 4.39% (4.82%*)

  • (*)

  • (*)

  • 4.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.07%*)

  • 3.85% (4.97%*)

  • 3.85% (4.90%*)

  • 4.39% (5.01%*)

  • 4.39% (4.99%*)

  • (*)

  • (*)

  • 4.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.94%*)

  • 3.85% (4.85%*)

  • 3.85% (4.79%*)

  • 4.39% (4.92%*)

  • 4.39% (4.90%*)

  • (*)

  • (*)

  • 4.59% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.37%*)

  • 4.49% (5.31%*)

  • 4.59% (5.30%*)

  • 4.99% (5.40%*)

  • 5.09% (5.44%*)

  • (*)

  • (*)

  • 5.03% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.64%*)

  • 4.49% (5.55%*)

  • 4.59% (5.51%*)

  • 4.99% (5.59%*)

  • 5.09% (5.61%*)

  • (*)

  • (*)

  • 5.33% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.51%*)

  • 4.49% (5.43%*)

  • 4.59% (5.40%*)

  • 4.99% (5.50%*)

  • 5.09% (5.52%*)

  • (*)

  • (*)

  • 5.18% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.46%*)

  • 4.49% (5.39%*)

  • 4.59% (5.37%*)

  • 4.99% (5.46%*)

  • 5.09% (5.50%*)

  • (*)

  • (*)

  • 5.13% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.62%*)

  • 3.99% (5.45%*)

  • 4.19% (5.39%*)

  • 4.89% (5.55%*)

  • 4.59% (5.39%*)

  • (*)

  • (*)

  • 5.32% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.49%*)

  • 3.99% (5.33%*)

  • 4.19% (5.29%*)

  • 4.89% (5.46%*)

  • 4.59% (5.31%*)

  • (*)

  • (*)

  • 5.17% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.44%*)

  • 3.99% (5.29%*)

  • 4.19% (5.25%*)

  • 4.89% (5.42%*)

  • 4.59% (5.28%*)

  • (*)

  • (*)

  • 5.12% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.35%*)

  • 3.99% (5.21%*)

  • 4.19% (5.18%*)

  • 4.89% (5.36%*)

  • 4.59% (5.23%*)

  • (*)

  • (*)

  • 5.02% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.08%*)

  • 4.29% (5.93%*)

  • 4.54% (5.87%*)

  • 5.19% (5.99%*)

  • 4.89% (5.82%*)

  • (*)

  • (*)

  • 5.86% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.95%*)

  • 4.29% (5.81%*)

  • 4.54% (5.76%*)

  • 5.19% (5.90%*)

  • 4.89% (5.74%*)

  • (*)

  • (*)

  • 5.71% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.91%*)

  • 4.29% (5.77%*)

  • 4.54% (5.73%*)

  • 5.19% (5.87%*)

  • 4.89% (5.71%*)

  • (*)

  • (*)

  • 5.66% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.82%*)

  • 4.29% (5.69%*)

  • 4.54% (5.66%*)

  • 5.19% (5.81%*)

  • 4.89% (5.65%*)

  • (*)

  • (*)

  • 5.56% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Customer Reviews

How are Bank of Melbourne home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
7.0/10
Features
6.8/10
Customer service
7.4/10
Convenience
7.3/10
Trust
7.0/10

Latest reviews of Bank of Melbourne Fixed Home Loan (Advantage Package)

  • Overall
    8/10
    Excellent service and welcoming

    Very professional and friendly staff. Happy to explain in common terms the confusing world of...

    Very professional and friendly staff. Happy to explain in common terms the confusing world of banking

    Price
    5/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10

    Adele | Victoria

    reviewed over 2 years ago

  • Overall
    10/10
    Home loan

    Great home loan package. With competitive interest rate.

    Great home loan package. With competitive interest rate.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    8/10

    Kuljit | Victoria

    reviewed almost 3 years ago

  • Overall
    10/10
    Great Local Bank

    Great bank, love their service, competitive products, love the online banking and convenient...

    Great bank, love their service, competitive products, love the online banking and convenient locations.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lochlan | Victoria

    reviewed about 3 years ago

  • Overall
    9/10
    Great bank & most give good customer service.

    Convenient banking especially on iphone. Always check your figures and that you are getting the...

    Convenient banking especially on iphone. Always check your figures and that you are getting the right deal.

    Price
    -1/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    7/10

    Veronica | Victoria

    reviewed about 3 years ago

  • Overall
    8/10
    Competitive and good customer service

    Very approachable and willing to assist with any queries at any time.

    Very approachable and willing to assist with any queries at any time.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Julieanne | Victoria

    reviewed about 3 years ago

Bank of Melbourne

About Bank of Melbourne

Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.

See Bank of Melbourne home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.