The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 60%-80% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-95% | $10,000 | |
|
|
Owner Occupier | Interest Only | < 60% | $10,000 | |
|
|
Owner Occupier | Interest Only | 60%-80% | $10,000 | |
|
|
Investor | Principal & Interest | < 60% | $10,000 | |
|
|
Investor | Principal & Interest | 60%-80% | $10,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $10,000 | |
|
|
Investor | Interest Only | < 60% | $10,000 | |
|
|
Investor | Interest Only | 60%-80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $10,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 60%
Loan: $10,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $10,000
Investor (Interest Only)
LVR < 60%
Loan: $10,000
Investor (Interest Only)
LVR 60%-80%
Loan: $10,000
|
5.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.83% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.88% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
80.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.28% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.42% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.33% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.47% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.27% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.41% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.46% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.37% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.51% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.56% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.70% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.61% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.75% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$100.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Customer service was great - very helpful clear and concise. It was an easy sign up for a first time.
Read full reviewCustomer service was great - very helpful clear and concise. It was an easy sign up for a first time.
Bank of Melbourne has provided great home loan deals as well as being really wonderful with my family's regular banking needs, and great customer service for many years now. I will not be leaving them anytime soon!
Read full reviewBank of Melbourne has provided great home loan deals as well as being really wonderful with my family's regular banking needs, and great customer service for many years now. I will not be leaving them anytime soon!
Don’t even think to go with bank of Melbourne. They have the worst customer service and I cannot think of anything worse than BOM. I am trying to settle my loan but they are dragging it over a month now and no one can give me an update, they just don’t care about their customer needs at all. If you are going with BOM be ready to call them twice a day and the waiting time to get the line is more than 30 minutes and you will never get a solution.
Read full reviewDon’t even think to go with bank of Melbourne. They have the worst customer service and I cannot think of anything worse than BOM. I am trying to settle my loan but they are dragging it over a month now and no one can give me an update, they just don’t care about their customer needs at all. If you are going with BOM be ready to call them twice a day and the waiting time to get the line is more than 30 minutes and you will never get a solution.
Consistent and professional bank. Have always helped with any customer service enquiry I have. Just wish that they would be more willing to lower interest rates. Several times now I've had to get my broker to help me negotiate a lower interest rate to deter me from re-financing. Online banking experience has been good overall, nowhere near as good as the Big 4 banking apps but not too shabby either.
Read full reviewConsistent and professional bank. Have always helped with any customer service enquiry I have. Just wish that they would be more willing to lower interest rates. Several times now I've had to get my broker to help me negotiate a lower interest rate to deter me from re-financing. Online banking experience has been good overall, nowhere near as good as the Big 4 banking apps but not too shabby either.
I went through a mortgage broker and the communication between them and the bank was pretty good. If i had a query i would have an answer back the same day.
Read full reviewI went through a mortgage broker and the communication between them and the bank was pretty good. If i had a query i would have an answer back the same day.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
