The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $10,000 | |
| | Owner Occupier | Principal & Interest | 60%-80% | $10,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $10,000 | |
| | Owner Occupier | Interest Only | < 60% | $10,000 | |
| | Owner Occupier | Interest Only | 60%-80% | $10,000 | |
| | Investor | Principal & Interest | < 60% | $10,000 | |
| | Investor | Principal & Interest | 60%-80% | $10,000 | |
| | Investor | Principal & Interest | 80%-90% | $10,000 | |
| | Investor | Interest Only | < 60% | $10,000 | |
| | Investor | Interest Only | 60%-80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $10,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 60%
Loan: $10,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $10,000
Investor (Interest Only)
LVR < 60%
Loan: $10,000
Investor (Interest Only)
LVR 60%-80%
Loan: $10,000
4.44% p.a.
n/a
n/a
n/a
4.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.49% p.a.
n/a
n/a
n/a
4.66% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.54% p.a.
n/a
n/a
n/a
4.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.03% p.a.
n/a
n/a
n/a
5.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.08% p.a.
n/a
n/a
n/a
5.25% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.02% p.a.
n/a
n/a
n/a
5.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.07% p.a.
n/a
n/a
n/a
5.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.12% p.a.
n/a
n/a
n/a
5.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.31% p.a.
n/a
n/a
n/a
5.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.36% p.a.
n/a
n/a
n/a
5.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Consistent and professional bank. Have always helped with any customer service enquiry I have. Just wish that they would be more willing to lower interest rates. Several times now I've had to get my broker to help me negotiate a lower interest rate to deter me from re-financing. Online banking experience has been good overall, nowhere near as good as the Big 4 banking apps but not too shabby either.
Read full reviewConsistent and professional bank. Have always helped with any customer service enquiry I have. Just wish that they would be more willing to lower interest rates. Several times now I've had to get my broker to help me negotiate a lower interest rate to deter me from re-financing. Online banking experience has been good overall, nowhere near as good as the Big 4 banking apps but not too shabby either.
I went through a mortgage broker and the communication between them and the bank was pretty good. If i had a query i would have an answer back the same day.
Read full reviewI went through a mortgage broker and the communication between them and the bank was pretty good. If i had a query i would have an answer back the same day.
The Bank Of Melbourne offered a home loan with less than 10% deposit so gave me a chance to get my foot into the property market. However the rates are on the higher end of home loans available. They also waved the first years credit card fees. Customer service is good to, answer and return calls promptly and follow up frequently.
Read full reviewThe Bank Of Melbourne offered a home loan with less than 10% deposit so gave me a chance to get my foot into the property market. However the rates are on the higher end of home loans available. They also waved the first years credit card fees. Customer service is good to, answer and return calls promptly and follow up frequently.
Great, open till 5 pm weekdays
Read full reviewGreat, open till 5 pm weekdays
Really like the rates, they are competitive within the industry, however, what sets them apart is the customer service they provide. In our experience they have gone above and beyond to make sure we have been taken care of the entire time we have been with them. One thing that is hard is the number of branches in the suburbs is limited and I find we have to drive a distance if we want to meet face to face.
Read full reviewReally like the rates, they are competitive within the industry, however, what sets them apart is the customer service they provide. In our experience they have gone above and beyond to make sure we have been taken care of the entire time we have been with them. One thing that is hard is the number of branches in the suburbs is limited and I find we have to drive a distance if we want to meet face to face.
Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.
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2.76% p.a.
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3.01% p.a.
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2.09% p.a.
2.12% p.a.
$0.00
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2.33% p.a.variable for 24 months and then 3.82% p.a.
3.71% p.a.
$8.00 monthly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
