The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
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Owner Occupier | Principal & Interest | < 95% | $10,000 | |
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Owner Occupier | Interest Only | < 80% | $10,000 | |
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Investor | Principal & Interest | < 90% | $10,000 | |
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|
Investor | Interest Only | < 80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000
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5.80% p.a. |
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n/a |
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n/a |
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n/a |
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5.94% p.a. |
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n/a |
|
|
n/a |
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n/a |
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|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$600.00 |
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$0.00 |
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$0.00 |
|
|
$100.00 |
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n/a |
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$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
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none |
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none |
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95.00% |
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Owner Occupier |
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|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
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yes - free |
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yes |
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yes - fees apply |
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$0.00 |
|
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yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.39% p.a. |
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n/a |
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n/a |
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n/a |
|
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6.53% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
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n/a |
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n/a |
|
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n/a |
|
$600.00 |
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$0.00 |
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$0.00 |
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$100.00 |
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n/a |
|
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$8.00 monthly |
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|
$350.00 |
|
$10,000 |
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|
none |
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|
none |
|
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80.00% |
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Owner Occupier |
|
|
Interest Only |
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Monthly |
|
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yes - free |
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yes |
|
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yes - fees apply |
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$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.37% p.a. |
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n/a |
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n/a |
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n/a |
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6.51% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
|
$0.00 |
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$0.00 |
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$100.00 |
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n/a |
|
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$8.00 monthly |
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$350.00 |
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$10,000 |
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|
none |
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none |
|
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90.00% |
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Investor |
|
|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
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|
yes - free |
|
|
yes |
|
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yes - fees apply |
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|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.66% p.a. |
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n/a |
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n/a |
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n/a |
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6.80% p.a. |
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|
n/a |
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n/a |
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n/a |
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n/a |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$600.00 |
|
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$0.00 |
|
|
$0.00 |
|
|
$100.00 |
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n/a |
|
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$8.00 monthly |
|
|
$350.00 |
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$10,000 |
|
|
none |
|
|
none |
|
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80.00% |
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Investor |
|
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Interest Only |
|
|
Monthly |
|
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yes - free |
|
|
yes |
|
|
yes - fees apply |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We switched to BankSA through a broker 4 years ago. The bank has been great to deal with since then, and we have started moving other products over to them. Would highly recommend BankSA.
Read full reviewWe switched to BankSA through a broker 4 years ago. The bank has been great to deal with since then, and we have started moving other products over to them. Would highly recommend BankSA.
Gave us a start to get a home loan many years ago when others would not. Have a feeling of allegiance to the bank as a result.
Read full reviewGave us a start to get a home loan many years ago when others would not. Have a feeling of allegiance to the bank as a result.
Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.
Read full reviewLike all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.
No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that you will remortgage elsewhere are only then prepared to be competitive. I think this applies to all the major banks. They might say they care about their customers, its really a lie!
Read full reviewNo communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that you will remortgage elsewhere are only then prepared to be competitive. I think this applies to all the major banks. They might say they care about their customers, its really a lie!
I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.
Read full reviewI get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
Newcastle Permanent
Fixed Rate Home Loan
5.89% p.a.
fixed 3 years
5.65% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
