BankSA Standard Variable Home Loan

5.21% p.a.

5.38% p.a.

$10.00 monthly

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5.80% p.a.

5.96% p.a.

$10.00 monthly

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5.78% p.a.

5.94% p.a.

$10.00 monthly

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6.32% p.a.

6.48% p.a.

$10.00 monthly

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Currently showing

Rates

  • 5.21% p.a.

  • n/a

  • 0 Months

  • none

  • 5.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.80% p.a.

  • n/a

  • 0 Months

  • none

  • 5.96% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.78% p.a.

  • n/a

  • 0 Months

  • none

  • 5.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 6.32% p.a.

  • n/a

  • 0 Months

  • none

  • 6.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Standard Variable Home Loan

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Good service

Gave us a start to get a home loan many years ago when others would not. Have a feeling of allegiance to the bank as a result.

Full review

Gave us a start to get a home loan many years ago when others would not. Have a feeling of allegiance to the bank as a result.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Melody (SA), reviewed 4 months ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Reasonable terms and service

Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.

Full review

Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.

    Price   6 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Jeff (SA), reviewed almost 3 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

There is no such thing as great customer service

No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that...

Full review

No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that you will remortgage elsewhere are only then prepared to be competitive. I think this applies to all the major banks. They might say they care about their customers, its really a lie!

    Price   5 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   4 / 10

Less

Ian (SA), reviewed almost 3 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great service, good deals

I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.

Full review

I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Denise (SA), reviewed almost 3 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great customer relationships

I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to have in business and life in general. Pros, upfront with information, very helpful. Cons, cut corners on provisions with the branches.

Full review

I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to have in business and life in general. Pros, upfront with information, very helpful. Cons, cut corners on provisions with the branches.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Scott (SA), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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