BankSA Standard Variable Home Loan

5.29% p.a.

5.46% p.a.

$10.00 monthly

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5.49% p.a.

5.66% p.a.

$10.00 monthly

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5.78% p.a.

5.94% p.a.

$10.00 monthly

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5.98% p.a.

6.14% p.a.

$10.00 monthly

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Currently showing

Rates

  • 5.29% p.a.

  • n/a

  • 0 Months

  • none

  • 5.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.49% p.a.

  • n/a

  • 0 Months

  • none

  • 5.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.78% p.a.

  • n/a

  • 0 Months

  • none

  • 5.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.98% p.a.

  • n/a

  • 0 Months

  • none

  • 6.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Standard Variable Home Loan

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Reasonable terms and service

Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.

Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.

    Price   6 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Jeff (SA), reviewed almost 2 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

There is no such thing as great customer service

No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that...

No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that you will remortgage elsewhere are only then prepared to be competitive. I think this applies to all the major banks. They might say they care about their customers, its really a lie!

    Price   5 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   4 / 10

Less

Ian (SA), reviewed about 2 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great service, good deals

I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.

I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Denise (SA), reviewed about 2 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great customer relationships

I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to have in business and life in general. Pros, upfront with information, very helpful. Cons, cut corners on provisions with the branches.

I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to have in business and life in general. Pros, upfront with information, very helpful. Cons, cut corners on provisions with the branches.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Scott (SA), reviewed almost 3 years ago

BankSA

BankSA Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   1 / 10

Happy to take $ but hard to get title back

Took the $ for 25 years whilst paying off our mortgage. Offered refinancing numerous times to "save us money" but when all the factors were taken into account, especially the mortgage protection insurance, it would have cost us not saved us...

Took the $ for 25 years whilst paying off our mortgage. Offered refinancing numerous times to "save us money" but when all the factors were taken into account, especially the mortgage protection insurance, it would have cost us not saved us money. All went fine until mortgage was paid off and we wanted our title back. Months worth of crap, $, branch visits, lost paperwork and excuses. Finally got the paperwork and did it myself. Happy to take your $ but not happy to give your title back.

    Price   5 / 10

    Features   7 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Carols (SA), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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