The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 80% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000
5.35% p.a.
5.52% p.a.
$10.00 monthly
BankSA Standard Variable Home Loan
5.35% p.a.
5.52% p.a.
$10.00 monthly
5.94% p.a.
6.10% p.a.
$10.00 monthly
BankSA Standard Variable Home Loan
5.94% p.a.
6.10% p.a.
$10.00 monthly
5.92% p.a.
6.08% p.a.
$10.00 monthly
BankSA Standard Variable Home Loan
5.92% p.a.
6.08% p.a.
$10.00 monthly
6.46% p.a.
6.62% p.a.
$10.00 monthly
BankSA Standard Variable Home Loan
6.46% p.a.
6.62% p.a.
$10.00 monthly
Rates and fees information correct as at 24 September 2018.
5.35% p.a.
n/a
0 Months
none
5.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
none
$10.00 monthly
$350.00
$10,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
5.94% p.a.
n/a
0 Months
none
6.10% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
none
$10.00 monthly
$350.00
$10,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
5.92% p.a.
n/a
0 Months
none
6.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
none
$10.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
6.46% p.a.
n/a
0 Months
none
6.62% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
none
$10.00 monthly
$350.00
$10,000
none
none
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
Gave us a start to get a home loan many years ago when others would not. Have a feeling of...
Read full review
Gave us a start to get a home loan many years ago when others would not. Have a feeling of allegiance to the bank as a result.
Less
Melody | South Australia
reviewed 9 months ago
Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once...
Read full review
Like all banks, it's easier to get a loan as opposed to finalising and paying out the loan once you can afford to do so.
Less
Jeff | South Australia
reviewed about 3 years ago
No communications at all from bank. Once in their clutches it seems that any "better" deals...
Read full review
No communications at all from bank. Once in their clutches it seems that any "better" deals offered to all in general, don't apply to existing customers. They force you to seek out a better deal elsewhere & when then confronted with the fact that you will remortgage elsewhere are only then prepared to be competitive. I think this applies to all the major banks. They might say they care about their customers, its really a lie!
Less
Ian | South Australia
reviewed about 3 years ago
I get great customer service at my local branch. They're always willing to tell me if there is a...
Read full review
I get great customer service at my local branch. They're always willing to tell me if there is a better option I should go with, and keep me up to date with all the latest deals on offer.
Less
Denise | South Australia
reviewed over 3 years ago
I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to...
Read full review
I like BankSA, (Westpac) because the management and staff are all equal. A healthy attitude to have in business and life in general. Pros, upfront with information, very helpful. Cons, cut corners on provisions with the branches.
Less
Scott | South Australia
reviewed about 4 years ago
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
