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Bankwest Complete Fixed Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $200,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $200,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $200,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $200,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $200,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $200,000

Fixed 3 year rate
2.33% p.a.
Comparison Rate*
3.50% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
3.39% p.a.
Comparison Rate*
3.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
2.49% p.a.
Comparison Rate*
3.97% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
4.10% p.a.
Service fee
$395.00 yearly
Upfront fee
$250

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (3.71%*)

  • 2.24% (3.57%*)

  • 2.33% (3.50%*)

  • 3.29% (3.74%*)

  • 3.09% (3.66%*)

  • n/a

  • n/a

  • 3.32% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 a year

  • none

  • no

  • none

  • yes

  • yes - partial only

  • Free extra repayments up to $10,000 per year. Offset facility is 40% only.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (3.78%*)

  • 3.59% (3.80%*)

  • 3.39% (3.77%*)

  • 3.79% (3.91%*)

  • 3.79% (3.94%*)

  • n/a

  • n/a

  • 3.32% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 a year

  • none

  • no

  • none

  • yes

  • yes - partial only

  • Free extra repayments up to $10,000 per year. Offset facility is 40% only.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (4.27%*)

  • 3.19% (4.21%*)

  • 2.49% (3.97%*)

  • 3.59% (4.23%*)

  • 3.29% (4.09%*)

  • n/a

  • n/a

  • 3.92% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 a year

  • none

  • no

  • none

  • yes

  • yes - partial only

  • Free extra repayments up to $10,000 per year. Offset facility is 40% only.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (4.30%*)

  • 3.49% (4.26%*)

  • 2.99% (4.10%*)

  • 3.79% (4.30%*)

  • 3.69% (4.25%*)

  • n/a

  • n/a

  • 3.92% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 a year

  • none

  • no

  • none

  • yes

  • yes - partial only

  • Free extra repayments up to $10,000 per year. Offset facility is 40% only.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bankwest home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.1/10
Features
6.5/10
Customer service
7.1/10
Convenience
7.1/10
Trust
6.9/10

Latest reviews of Bankwest Complete Fixed Home Loan (Package)

  • Overall 10/10
    Best customer service

    I've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.

    Read full review

    I've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Adam, Queensland reviewed about 2 months ago
  • Overall 0/10
    Terrible service.

    I took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.

    Read full review

    I took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.

    Price
    1/10
    Features
    2/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    0/10
    Less
    Amish, Victoria reviewed about 2 months ago
  • Overall 1/10
    Bankwest bad experience.

    I got a home loan package with them and in the beginning they promised me competitive rates for two years. Before the package was completered they also sent me emails offering other great packages. However, after two months they sent me an email and letter about the rates rising. I came to the branch in Hpyerdome shopping centre asking why and the staff said that the rate increased due to admin costs even though the RBA had reduced the interest rate. What a joke. Nobody listened, they don't care. You are trapped with them. Discharge and break cost are so expensive. Disgusting bank. Don't go to this bank.

    Read full review

    I got a home loan package with them and in the beginning they promised me competitive rates for two years. Before the package was completered they also sent me emails offering other great packages. However, after two months they sent me an email and letter about the rates rising. I came to the branch in Hpyerdome shopping centre asking why and the staff said that the rate increased due to admin costs even though the RBA had reduced the interest rate. What a joke. Nobody listened, they don't care. You are trapped with them. Discharge and break cost are so expensive. Disgusting bank. Don't go to this bank.

    Price
    0/10
    Features
    0/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Catherine, Queensland reviewed 4 months ago
  • Overall 5/10
    I would look around for other options.

    It is one of the bigger banks so its rates are not as competitive. I've spoken to a few people about reducing my home loan interest rate but found most people are not very helpful at all!

    Read full review

    It is one of the bigger banks so its rates are not as competitive. I've spoken to a few people about reducing my home loan interest rate but found most people are not very helpful at all!

    Price
    4/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    6/10
    Less
    Eloise, Western Australia reviewed 10 months ago
  • Overall 10/10
    Excellent customer service!!

    Bank manager always willing to help even in short notice. They are very accommodating to each individual's situation.

    Read full review

    Bank manager always willing to help even in short notice. They are very accommodating to each individual's situation.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Marinda, Western Australia reviewed about 4 years ago
Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.