Bankwest Complete Variable Home Loan (Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $200,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $200,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $200,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $200,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $200,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $200,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $200,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $200,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $200,000

3.57% p.a.

4.00% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

3.57% p.a.

4.00% p.a.

$395.00 yearly

4.11% p.a.

4.52% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

4.11% p.a.

4.52% p.a.

$395.00 yearly

3.92% p.a.

4.34% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

3.92% p.a.

4.34% p.a.

$395.00 yearly

4.17% p.a.

4.58% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

4.17% p.a.

4.58% p.a.

$395.00 yearly

4.17% p.a.

4.58% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

4.17% p.a.

4.58% p.a.

$395.00 yearly

4.30% p.a.

4.71% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

4.30% p.a.

4.71% p.a.

$395.00 yearly

4.30% p.a.

4.71% p.a.

$395.00 yearly

Bankwest Complete Variable Home Loan (Package)

4.30% p.a.

4.71% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.57% p.a.

  • n/a

  • n/a

  • n/a

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.92% p.a.

  • n/a

  • n/a

  • n/a

  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.30% p.a.

  • n/a

  • n/a

  • n/a

  • 4.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.30% p.a.

  • n/a

  • n/a

  • n/a

  • 4.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $395.00 yearly

  • $338.20

Other financial bits
  • $200,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • none

  • yes - free

  • $0.00

  • yes

  • yes

  • Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

  • Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bankwest home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.1/10
Features
6.6/10
Customer service
7.1/10
Convenience
7.2/10
Trust
6.9/10

Latest reviews of Bankwest Complete Variable Home Loan (Package)

  • Overall
    8/10
    Great customer service.

    Have never had a problem.

    Have never had a problem.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    7/10

    Kelly | Western Australia

    reviewed 9 days ago

  • Overall
    10/10
    Would recommend Bankwest to all my friends.

    Always friendly advice if I don’t understand the paper work.

    Always friendly advice if I don’t understand the paper work.

    Price
    -1/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Shirley | Western Australia

    reviewed 9 days ago

  • Overall
    8/10
    Lots of offsets. Great to help the money juggle.

    I like that you have 9 separate offset accounts which means you can manage your money better than...

    I like that you have 9 separate offset accounts which means you can manage your money better than trying to keep it all in one place. I dislike that there are no branches in ACT.

    Price
    8/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    8/10

    Leanne | Australian Capital Territory

    reviewed 13 days ago

  • Overall
    9/10
    A good mortgage, Good conditions with flexibility.

    Very helpful, flexible. Good customer service with quick replies to any queries. Also has good...

    Very helpful, flexible. Good customer service with quick replies to any queries. Also has good app and website. Can do everything online and have never needed to visit a branch.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Andree | Queensland

    reviewed about 1 month ago

  • Overall
    9/10
    Very good.

    Bankwest have always been very helpful to me and my family.

    Bankwest have always been very helpful to me and my family.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Annie | Western Australia

    reviewed about 1 month ago

Bankwest

About Bankwest

Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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$596

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.