Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $20,000 | $1,500,000 |
|
|
Owner Occupier | Principal & Interest | 60%-80% | $20,000 | $1,500,000 |
|
|
Owner Occupier | Principal & Interest | 80%-95% | $20,000 | $1,500,000 |
|
5.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.02% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$1,500,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$1,500,000 |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$1,500,000 |
|
|
80.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We weren't notified effectively when our fixe interest rate period was ending. A letter in the mail, which wasn't delivered, and no follow up email, phone call, text etc. Meanwhile we have recieved many emails from BCU about other issues, and they did not hesitate to text us when we were suddenly "in arrears" because our rate had changed. Consistency in communication is important - we had no reason to think that the single most important piece of information we need in the two year period would suddenly be communicated by a completely different method. Pretty shit. Took far too long to get our home loan switched over once we made the application. Honestly, as the paperwork finally became available just a few days after our home loan repayment, my suspicion is that BCU held off so that they could get a higher repayment out of us first before we changed interest rates. Once we were able to get the paperwork back to them, it took more than two weeks to finalise the change. Pretty unhappy about that.
Read full reviewWe weren't notified effectively when our fixe interest rate period was ending. A letter in the mail, which wasn't delivered, and no follow up email, phone call, text etc. Meanwhile we have recieved many emails from BCU about other issues, and they did not hesitate to text us when we were suddenly "in arrears" because our rate had changed. Consistency in communication is important - we had no reason to think that the single most important piece of information we need in the two year period would suddenly be communicated by a completely different method. Pretty shit. Took far too long to get our home loan switched over once we made the application. Honestly, as the paperwork finally became available just a few days after our home loan repayment, my suspicion is that BCU held off so that they could get a higher repayment out of us first before we changed interest rates. Once we were able to get the paperwork back to them, it took more than two weeks to finalise the change. Pretty unhappy about that.
Every single interaction I've had with BCU has been fantastic. Nothing has ever been too much trouble, staff are easy to deal with and have always been super helpful. Recently I made contact to ask if I could switch to a better rate and they had sorted it out for me within days. What's even better is the simple communication style. My lender was able to text me updates and let me know when my paperwork was available in secure mail for signing. So happy with this bank.
Read full reviewEvery single interaction I've had with BCU has been fantastic. Nothing has ever been too much trouble, staff are easy to deal with and have always been super helpful. Recently I made contact to ask if I could switch to a better rate and they had sorted it out for me within days. What's even better is the simple communication style. My lender was able to text me updates and let me know when my paperwork was available in secure mail for signing. So happy with this bank.
We received friendly, personal service from our mobile home lender with clear and consistent communication. A year in and we’re emost of the other banks and credit unions which we are very happy with and we’ve experienced new product features and technology being introduced, to our advantage, which has been great. Overall great products so far and an easy-to-use banking app.
Read full reviewWe received friendly, personal service from our mobile home lender with clear and consistent communication. A year in and we’re emost of the other banks and credit unions which we are very happy with and we’ve experienced new product features and technology being introduced, to our advantage, which has been great. Overall great products so far and an easy-to-use banking app.
Great bank, the staff are lovely and very helpful. The only drawback is the cards don’t work with Apple Pay. They have recently updated their app, which was dreadful but seems better now.
Read full reviewGreat bank, the staff are lovely and very helpful. The only drawback is the cards don’t work with Apple Pay. They have recently updated their app, which was dreadful but seems better now.
Easy to deal with and fast approval.
Read full reviewEasy to deal with and fast approval.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
