The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | ||
| | Owner Occupier | Interest Only | < 80% | ||
| | Investor | Principal & Interest | < 90% | ||
| | Investor | Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan:
Owner Occupier (Interest Only)
LVR < 80%
Loan:
Investor (Principal & Interest)
LVR < 90%
Loan:
Investor (Interest Only)
LVR < 80%
Loan:
n/a
n/a
n/a
n/a
2.19% (2.99%*)
2.09% (2.92%*)
2.19% (2.89%*)
2.39% (2.91%*)
2.69% (3.00%*)
n/a
n/a
2.79% p.a.
$150.00
$250.00
$234.00
$100.00
n/a
$15.00 monthly
$350.00
none
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to 20% of loan balance
yes
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.84% (3.72%*)
2.84% (3.66%*)
2.94% (3.63%*)
3.69% (3.83%*)
3.69% (3.84%*)
n/a
n/a
3.54% p.a.
$150.00
$250.00
$234.00
$100.00
n/a
$15.00 monthly
$350.00
none
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to 20% of loan balance
yes
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.59% (3.34%*)
2.59% (3.29%*)
2.59% (3.25%*)
2.79% (3.27%*)
2.99% (3.33%*)
n/a
n/a
3.14% p.a.
$150.00
$250.00
$234.00
$100.00
n/a
$15.00 monthly
$350.00
none
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to 20% of loan balance
yes
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (3.71%*)
2.79% (3.65%*)
2.79% (3.59%*)
2.99% (3.60%*)
3.19% (3.64%*)
n/a
n/a
3.54% p.a.
$150.00
$250.00
$234.00
$100.00
n/a
$15.00 monthly
$350.00
none
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to 20% of loan balance
yes
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Just make sure you are aware of the fixed loan rates. The bank can still do more in customer service. Especially when you have paid off a loan they are absolutely lacking in any gratitude.
Read full reviewJust make sure you are aware of the fixed loan rates. The bank can still do more in customer service. Especially when you have paid off a loan they are absolutely lacking in any gratitude.
Amazing service from The Collins street Melbourne branch.
Read full reviewAmazing service from The Collins street Melbourne branch.
Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
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1.79% p.a.
1.84% p.a.
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2.12% p.a.
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n/a
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1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
