The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 90% | ||
|
Owner Occupier | Interest Only | < 80% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan:
Owner Occupier (Interest Only)
LVR < 80%
Loan:
Investor (Principal & Interest)
LVR < 90%
Loan:
Investor (Interest Only)
LVR < 80%
Loan:
n/a |
|
n/a |
|
n/a |
|
n/a |
|
4.99% (4.28%*) |
|
5.49% (4.46%*) |
|
5.79% (4.67%*) |
|
5.89% (4.86%*) |
|
5.99% (5.04%*) |
|
n/a |
|
n/a |
|
3.94% p.a. |
$150.00 |
|
$250.00 |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.39% (4.50%*) |
|
5.89% (4.65%*) |
|
6.19% (4.83%*) |
|
6.29% (4.99%*) |
|
6.39% (5.17%*) |
|
n/a |
|
n/a |
|
3.94% p.a. |
$150.00 |
|
$250.00 |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.19% (4.57%*) |
|
5.69% (4.74%*) |
|
5.99% (4.95%*) |
|
6.09% (5.12%*) |
|
6.19% (5.31%*) |
|
n/a |
|
n/a |
|
4.24% p.a. |
$150.00 |
|
$250.00 |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.39% (4.68%*) |
|
5.89% (4.83%*) |
|
6.19% (5.01%*) |
|
6.29% (5.17%*) |
|
6.39% (5.34%*) |
|
n/a |
|
n/a |
|
4.24% p.a. |
$150.00 |
|
$250.00 |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Very pleasant people to deal with, prompt service and competitive rates.
Read full reviewVery pleasant people to deal with, prompt service and competitive rates.
Just make sure you are aware of the fixed loan rates. The bank can still do more in customer service. Especially when you have paid off a loan they are absolutely lacking in any gratitude.
Read full reviewJust make sure you are aware of the fixed loan rates. The bank can still do more in customer service. Especially when you have paid off a loan they are absolutely lacking in any gratitude.
Amazing service from The Collins street Melbourne branch.
Read full reviewAmazing service from The Collins street Melbourne branch.
loans.com.au
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.