The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 97%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 97% | $20,000 | |
| | Owner Occupier | Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest | < 90% | $20,000 | |
| | Investor | Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 97%
Loan: $20,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000
Investor (Interest Only)
LVR < 80%
Loan: $20,000
4.50% p.a.
4.52% p.a.
$0.00
Credit Union SA Discounted Home Loan
4.50% p.a.
4.52% p.a.
$0.00
4.80% p.a.
4.82% p.a.
$0.00
Credit Union SA Discounted Home Loan
4.80% p.a.
4.82% p.a.
$0.00
4.95% p.a.
4.97% p.a.
$0.00
Credit Union SA Discounted Home Loan
4.95% p.a.
4.97% p.a.
$0.00
5.25% p.a.
5.27% p.a.
$0.00
Credit Union SA Discounted Home Loan
5.25% p.a.
5.27% p.a.
$0.00
Rates and fees information correct as at 24 September 2018.
4.50% p.a.
n/a
0 Months
none
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$0.00
$350.00
$20,000
none
none
97.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
Legal and valuation fees payable at cost
$3,000 cashback on refinanced owner occupied loans over $300,000. $5,000 First Home Buyers Grant when you borrow at least $250,000 to purchase or build a home with LVR over 80%.
Rates and fees information correct as at 24 September 2018.
4.80% p.a.
n/a
0 Months
none
4.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$0.00
$350.00
$20,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
Legal and valuation fees payable at cost. Interest only up to 5 years.
$3,000 cashback on refinanced owner occupied loans over $300,000. $5,000 First Home Buyers Grant when you borrow at least $250,000 to purchase or build a home with LVR over 80%.
Rates and fees information correct as at 24 September 2018.
4.95% p.a.
n/a
0 Months
none
4.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$0.00
$350.00
$20,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
Legal and valuation fees payable at cost
$5,000 First Home Buyers Grant when you borrow at least $250,000 to purchase or build a home with LVR over 80%.
Rates and fees information correct as at 24 September 2018.
5.25% p.a.
n/a
0 Months
none
5.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$0.00
$350.00
$20,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
no
Legal and valuation fees payable at cost. Interest only up to 5 years.
$5,000 First Home Buyers Grant when you borrow at least $250,000 to purchase or build a home with LVR over 80%.
Credit Union SA is a credit union providing its financial services to the South Australian region. Credit Union SA offers a wide range of financial products and services in credit cards, savings accounts, personal loans, home loans and car insurance. Credit Union SA pride themselves on providing excellent customer service and friendliness through all their financial products.
