CUA logo Mozo experts choice 2020

CUA Achieve Variable Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $100,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $500,000 and $5,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $100,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $100,000 $249,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $499,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $5,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $100,000 $249,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $499,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $500,000 $5,000,000

Rate
2.95% p.a.
Comparison Rate
3.00% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
2.55% p.a.
Comparison Rate
2.60% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
2.55% p.a.
Comparison Rate
2.60% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.45% p.a.
Comparison Rate
3.09% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.05% p.a.
Comparison Rate
2.69% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.05% p.a.
Comparison Rate
2.69% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.38% p.a.
Comparison Rate
3.43% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
2.86% p.a.
Comparison Rate
2.91% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
2.86% p.a.
Comparison Rate
2.91% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.73% p.a.
Comparison Rate
3.57% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.21% p.a.
Comparison Rate
3.05% p.a.
Service fee
$0.00
Upfront fee
$835
Rate
3.21% p.a.
Comparison Rate
3.05% p.a.
Service fee
$0.00
Upfront fee
$835

Mozo editorial review CUA Achieve Variable Home Loan

Last updated: 8 October 2020.

binocular icon
What's hot
  • Free extra repayments and redraw facility
  • Partial offset account available
  • $2,000 Digital Prepaid Mastercard for refinancers (conditions apply)
What's not
  • $600 application fee
  • $500 discharge fee
Mozo snapshot

The CUA Achieve Variable Home Loan offers special rates starting at 2.55% p.a. (2.60% p.a. comparison rate*) to go with its long list of features. Along with a partial offset account, you can also make free extra repayments, access a free redraw facility, and split your loan between fixed and variable rates.

And if you're wanting to refinance your current home loan with CUA, you may be eligible for a $2,000 Digital Prepaid Mastercard!  

key icon
Key features

With a CUA Achieve Variable Home Loan, owner occupiers making principal and interest repayments on a loan of $500,000 or more will score a variable rate of 2.55% p.a. (2.60% p.a. comparison rate*). Loans are available between $100,000 and $5,000,000, and depending on the type of repayment, you’ll be looking at an LVR of either 80% or 90%. There are various rate tiers available depending on your loan amount, so make sure to double check what rates available for the amount you need.

Repayments can be made weekly, fortnightly or monthly, and you can pay down your loan faster without worrying about getting slapped with any fees. There’s also a free redraw facility, which you can make use of if you need those extra funds back. 

While there is an offset account, it’s only a partial offset, up to $15,000. Nonetheless, it’s still a good option to have if you’re looking for ways to save on interest. There’s also the ability to split your loan between a fixed and variable rate, which could come in handy if you want to limit some of the fluctuations in your repayments. 

Finally, there are a few charges you’ll need to be aware of, namely the $600 application fee, $235 settlement fee, and $500 discharge fee. 

snapshot
Who is it good for

If you’re looking for a home loan with an array of features to help you save on interest, the CUA Achieve Variable Home Loan is a good bet. But if you are a refinancer this product could be an even better bet as you may score yourself a $2,000 Digital Prepaid Mastercard. You simply need to be refinancing at least $250,000 and have a maximum LVR of 80%. 

question icon
Any catches

This particular loan is only available to new CUA customers, meaning that if you already have a home loan with CUA and are looking to make the switch, you’re out of luck.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.95% p.a.

  • n/a

  • n/a

  • n/a

  • 3.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.55% p.a.

  • n/a

  • n/a

  • n/a

  • 2.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.55% p.a.

  • n/a

  • n/a

  • n/a

  • 2.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $500,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • 2.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • 2.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $500,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.38% p.a.

  • n/a

  • n/a

  • n/a

  • 3.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.86% p.a.

  • n/a

  • n/a

  • n/a

  • 2.91% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.86% p.a.

  • n/a

  • n/a

  • n/a

  • 2.91% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $500,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.73% p.a.

  • n/a

  • n/a

  • n/a

  • 3.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $100,000

  • $249,999

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.21% p.a.

  • n/a

  • n/a

  • n/a

  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.21% p.a.

  • n/a

  • n/a

  • n/a

  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $500,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial up to $15,000 maximum

  • New loans only. Not available for switching from existing CUA home loans into this product. Legal fees charged at cost

  • none

  • Refinance with CUA and receive a $2,000 Digital Prepaid Mastercard, min new lending of $250,000 and maximum 80% LVR.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are CUA home loans rated by the Mozo community?

Overall
8.1/10

Based on 375 CUA home loan reviews

Price
7.9/10
Features
7.7/10
Customer service
8.2/10
Convenience
7.4/10
Trust
8.2/10

Latest reviews of CUA Achieve Variable Home Loan

  • Overall 9/10
    Works for members not shareholders.

    Being a credit union, it isn't driven by profit for shareholders. It's more of a people's bank. So I believe that makes them less likely to be done for money laundering, hounding the families of dead members and other nefarious conduct.

    Read full review

    Being a credit union, it isn't driven by profit for shareholders. It's more of a people's bank. So I believe that makes them less likely to be done for money laundering, hounding the families of dead members and other nefarious conduct.

    Price
    9/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Nikki, Queensland reviewed about 1 month ago
  • Overall 8/10
    A friendly, easy to use bank.

    They have been really easy to deal with. You talk to real people quickly when you call and the customer service is great. The website is really easy to navigate.

    Read full review

    They have been really easy to deal with. You talk to real people quickly when you call and the customer service is great. The website is really easy to navigate.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Lisa, Victoria reviewed about 2 months ago
  • Overall 9/10
    Fantastic support and great flexibility.

    We love the flexibility offered. Customer service in the branch is outstanding.

    Read full review

    We love the flexibility offered. Customer service in the branch is outstanding.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Steven, Queensland reviewed 4 months ago
  • Overall 0/10
    Great customer service.

    We have been with CUA for nearly 30 years. No charges on accounts. Very friendly staff who are always available to help.

    Read full review

    We have been with CUA for nearly 30 years. No charges on accounts. Very friendly staff who are always available to help.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Manjul, New South Wales reviewed about 1 year ago
  • Overall 10/10
    Best decision.

    I own my home outright with feasible repayments on a single parent pension. I joined because my parents were already members and I have never looked back.

    Read full review

    I own my home outright with feasible repayments on a single parent pension. I joined because my parents were already members and I have never looked back.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mary, Queensland reviewed about 1 year ago
Thumbnail icon for CUA

About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

See CUA home loans

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loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

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UBank

UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

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Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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Suncorp

Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

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Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

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86 400

Neat Home Loan

2.19% p.a. variable

2.20% p.a.

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loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

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UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

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Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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86 400

Neat Home Loan

2.19% p.a. variable

2.20% p.a.

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Suncorp

Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

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Well Home Loans

Well Balanced

2.17% p.a. variable

2.20% p.a.

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loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

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UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

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Macquarie

Basic Home Loan

2.64% p.a.

2.64% p.a.

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86 400

Neat Home Loan

2.19% p.a.

2.20% p.a.

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Well Home Loans

Well Balanced

2.17% p.a.

2.20% p.a.

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People's Choice Credit Union

Basic Variable Home Loan

2.49% p.a.

2.49% p.a.

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Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

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loans.com.au

Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

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UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

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Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

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People's Choice Credit Union

Fixed Rate Home Loan (Package)

1.99% p.a.
fixed 3 years

3.64% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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Well Home Loans

Well Balanced Fixed

2.04% p.a.
fixed 3 years

2.17% p.a.

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Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

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Suncorp

Fixed Home Loan (Home Package Plus)

2.19% p.a.
fixed 3 years

3.03% p.a.

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loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

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UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

$0.00

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Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

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86 400

Neat Home Loan

2.19% p.a.

2.20% p.a.

$0.00

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Well Home Loans

Well Balanced

2.17% p.a.

2.20% p.a.

$0.00

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Yard

Variable Home Loan Special

2.09% p.a.

2.12% p.a.

$0.00

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Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

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GMCU

Basic Variable

2.33% p.a.variable for 24 months and then 3.82% p.a.

3.71% p.a.

$8.00 monthly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.