The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $50,000 | $1,500,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $50,000 | $1,500,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $1,500,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $1,500,000 |
| | Owner Occupier | Interest Only | < 70% | $50,000 | $1,500,000 |
| | Owner Occupier | Interest Only | 70%-80% | $50,000 | $1,500,000 |
| | Owner Occupier | Interest Only | 80%-90% | $50,000 | $1,500,000 |
| | Investor | Principal & Interest | < 70% | $50,000 | $1,500,000 |
| | Investor | Interest Only | < 70% | $50,000 | $1,500,000 |
| | Owner Occupier | Interest Only | 90%-95% | $50,000 | $1,500,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $1,500,000 |
| | Investor | Principal & Interest | 80%-90% | $50,000 | $1,500,000 |
| | Investor | Interest Only | 80%-90% | $50,000 | $1,500,000 |
| | Investor | Interest Only | 70%-80% | $50,000 | $1,500,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $50,000 $1,500,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $50,000 $1,500,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,500,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $50,000 $1,500,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $50,000 $1,500,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $50,000 $1,500,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $50,000 $1,500,000
Investor (Principal & Interest)
LVR < 70%
Loan: $50,000 $1,500,000
Investor (Interest Only)
LVR < 70%
Loan: $50,000 $1,500,000
Owner Occupier (Interest Only)
LVR 90%-95%
Loan: $50,000 $1,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,500,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,500,000
Investor (Interest Only)
LVR 80%-90%
Loan: $50,000 $1,500,000
Investor (Interest Only)
LVR 70%-80%
Loan: $50,000 $1,500,000
No, it isn’t a glitch. It’s true. The FreedomLend Variable Home Loan seriously doesn’t charge any fees on its loans and it comes with variable interest rates starting competitively low at 1.97% (1.97% comparison rate*) with a 70% LVR. Plus this loan also comes with an offset account option, unlimited free extra repayments and free redraw facility.
Is it any surprise then that it won 2020 Mozo Experts Choice Awards in not one, not two, but five different categories! That's right, FreedomLend was named a winner for best Investor Home Loan, Low Cost Home Loan, Offset Home Loan, First Home Buyer Loan and Split Home Loan.
The FreedomLend Variable Home Loan offers a competitive variable rate for owner-occupiers starting at just 1.97% (1.97% comparison rate*), available for loans between $50,000 and $1,500,000 with a 70% LVR.
Plus there are heaps of different rate tiers on offer with this loan and your loan to value ratio, how much you’re borrowing and the type of borrower you are will define the rate you’ll be charged.
Another great money-saving feature of the FreedomLend Variable Home Loan is there are no application, service, valuation and settlement fees.
And just because this is a low-rate loan, doesn’t mean you won’t get any extras. The FreedomLend Variable Home Loan comes with plenty of flexible features to help you save, such as an offset account, free extra repayments and a free redraw facility, so you’ll be able to pay your loan off as fast as you want. You’ll also get a pick of either weekly, fortnightly or monthly loan repayments, and the choice of splitting your loan between fixed and variable rates.
There are tonnes of flexible options available when it comes to LVRs and loan amounts and all at really competitive low rates, with great features to boot. So the FreedomLend Variable Home Loan really is a great loan for just about any borrower.
Just bear in mind that if you want to snatch up FreedomLend's super low rate of 1.97% (1.97% comparison rate*), you'll need to put down at least a 30% deposit.
1.97% p.a.
n/a
n/a
n/a
2.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.17% p.a.
n/a
n/a
n/a
2.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
70.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.47% p.a.
n/a
n/a
n/a
2.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.77% p.a.
n/a
n/a
n/a
2.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.27% p.a.
n/a
n/a
n/a
2.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
none
70.00%
Owner Occupier
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.47% p.a.
n/a
n/a
n/a
2.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
70.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.77% p.a.
n/a
n/a
n/a
2.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
80.00%
90.00%
Owner Occupier
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.27% p.a.
n/a
n/a
n/a
2.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
none
70.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.57% p.a.
n/a
n/a
n/a
2.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
none
70.00%
Investor
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.07% p.a.
n/a
n/a
n/a
3.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
90.00%
95.00%
Owner Occupier
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.47% p.a.
n/a
n/a
n/a
2.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.77% p.a.
n/a
n/a
n/a
2.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.07% p.a.
n/a
n/a
n/a
3.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
80.00%
90.00%
Investor
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.77% p.a.
n/a
n/a
n/a
2.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,500,000
70.00%
80.00%
Investor
Interest Only
Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This product is not currently reviewed.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
