FreedomLend home loans

FreedomLend

FreedomLend is a non-bank, with a 100% Australian owned team of consultants whose job is to find you the best deal on your home loan. As a mainly online based lender, FreedomLend can pass on some super competitive rates to its customers. Check out the offers below.

Rates and fees verified as correct at 09 December, 2016. Other information correct at the time of writing.

What home loans do FreedomLend offer?

Variable Rate Home Loans Variable Rate Home Loans

If you’re looking for a competitive, flexible home loan, take a look at the variable rate offers available from FreedomLend. There are different options for each loan amount and LVR, and you can choose an interest only or principal and interest loan. Depending on which offer you choose, you can borrow amounts starting from $150,000, up to 95% of the property’s value. In terms of features, you’ll be able to make unlimited free extra repayments, free redraws, and use an offset account to keep interest costs low. Just don’t forget to budget for the yearly service fee.

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.39% p.a.

4.77% p.a.

$395.00 yearly

$0

4.36% p.a.

4.36% p.a.

$0.00

$0

4.34% p.a.

4.34% p.a.

$0.00

$0

3.94% p.a.

3.94% p.a.

$0.00

$0

4.04% p.a.

4.43% p.a.

$395.00 yearly

$0

3.93% p.a.

3.93% p.a.

$0.00

$0

3.98% p.a.

3.98% p.a.

$0.00

$0

3.53% p.a.

3.53% p.a.

$0.00

$0

3.74% p.a.

3.83% p.a.

$0.00

$1,150

3.69% p.a.

3.78% p.a.

$0.00

$1,150


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FreedomLend home loan features in a glance

Free extra repaymentsFree extra repayments

With unlimited fee-free extra repayments, you can pay your mortgage off faster and own your own home in no time.

Offset accountOffset account

Make use of the included offset account to save on your home loan interest.

No upfront feesNo upfront fees

Although there’s a yearly fee to consider, the good news is, there are no upfront fees to worry about with your FreedomLend home loan.

How are FreedomLend home loans rated?

Head over to our customer review section to find out what regular Aussies think of FreedomLend home loans in terms of things like price, convenience and trust.

FreedomLend home loans

There are no ratings yet for FreedomLend home loans.

* Overall rating based on reviews in the past 12 months.

Recent FreedomLend home loan reviews Recent FreedomLend home loan reviews

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a FreedomLend home loan? What do you need to apply for a FreedomLend home loan?

To apply for a FreedomLend home loan, jump on its website to submit an enquiry, or set up an appointment with a home loan specialist. Before you do though, make sure you have these important documents prepared:

  • 100 points of I.D (see the FreedomLend website for what qualifies)
  • Proof of income, which means:
  • Two recent pay slips or bank statements showing regular salary credits
  • Plus either your most recent group certificate or tax return
  • 3 months of bank statements showing your savings
  • 3 months of all your credit card statements
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