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FreedomLend home loans

FreedomLend

FreedomLend is a non-bank, with a 100% Australian owned team of consultants whose job is to find you the best deal on your home loan. As a mainly online based lender, Freedom Lend can pass on some super competitive rates to its customers. 

In 2019, FreedomLend were recognised for its quality range of home loans by taking out five separate 2019 Mozo Experts Choice Awards in the Fixed Rate Home Loan, Investor Home Loan, Low Cost Home Loan, Offset Home Loan and Split Home Loan categories. 

Rates and fees verified as correct at 15 September, 2019. Other information correct at the time of writing.

What home loans do FreedomLend offer?

Fixed Rate Home Loans Fixed Rate Home Loans

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.59% p.a.

3.80% p.a.

$375.00 yearly

$0

3.99% p.a.

3.68% p.a.

$375.00 yearly

$0

3.54% p.a.

3.79% p.a.

$375.00 yearly

$0

3.59% p.a.

3.58% p.a.

$375.00 yearly

$0

3.59% p.a.

3.80% p.a.

$375.00 yearly

$0

3.74% p.a.

3.62% p.a.

$375.00 yearly

$0

3.54% p.a.

3.79% p.a.

$375.00 yearly

$0

2.99% p.a.

3.43% p.a.

$375.00 yearly

$0


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Variable Rate Home Loans Variable Rate Home Loans

If you’re looking for a competitive, flexible home loan, take a look at the variable rate offers available from Freedom Lend. There are different options for each loan amount and LVR, and you can choose an interest only or principal and interest loan. Depending on which offer you choose, you can borrow amounts starting from $150,000, up to 95% of the property’s value. In terms of features, you’ll be able to make unlimited free extra repayments, free redraws, and use an offset account to keep interest costs low. Just don’t forget to budget for the yearly service fee.

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.64% p.a.

3.64% p.a.

$0.00

$0

3.34% p.a.

3.34% p.a.

$0.00

$0

3.34% p.a.

3.34% p.a.

$0.00

$0

3.04% p.a.

3.04% p.a.

$0.00

$0

3.89% p.a.

3.89% p.a.

$0.00

$0

3.59% p.a.

3.59% p.a.

$0.00

$0

3.59% p.a.

3.59% p.a.

$0.00

$0

3.29% p.a.

3.29% p.a.

$0.00

$0

3.84% p.a.

3.84% p.a.

$0.00

$0

3.54% p.a.

3.54% p.a.

$0.00

$0

3.64% p.a.

3.64% p.a.

$0.00

$0

3.34% p.a.

3.34% p.a.

$0.00

$0

3.34% p.a.

3.34% p.a.

$0.00

$0

3.04% p.a.

3.04% p.a.

$0.00

$0

4.04% p.a.

4.04% p.a.

$0.00

$0

3.34% p.a.

3.44% p.a.

$0.00

$1,320


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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

FreedomLend home loan features in a glance

Free extra repaymentsFree extra repayments

With unlimited fee-free extra repayments, you can pay your mortgage off faster and own your own home in no time.

Offset accountOffset account

Make use of the included offset account to save on your home loan interest.

No upfront feesNo upfront fees

Although there’s a yearly fee to consider, the good news is, there are no upfront fees to worry about with your Freedom Lend home loan.

What do you need to apply for a FreedomLend home loan? What do you need to apply for a FreedomLend home loan?

To apply for a FreedomLend home loan, jump on its website to submit an enquiry, or set up an appointment with a home loan specialist. Before you do though, make sure you have these important documents prepared:

  • 100 points of I.D (see the Freedom Lend website for what qualifies)
  • Proof of income, which means:
  • Two recent pay slips or bank statements showing regular salary credits
  • Plus either your most recent group certificate or tax return
  • 3 months of bank statements showing your savings
  • 3 months of all your credit card statements
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