FreedomLend is a non-bank, with a 100% Australian owned team of consultants whose job is to find you the best deal on your home loan. As a mainly online based lender, Freedom Lend can pass on some super competitive rates to its customers.
In fact, it's suite of great value online loans helped it take out the Online Lender of the Year award in the 2018 Mozo Experts Choice Home Loan Awards. Check out the offers below.
Rates and fees verified as correct at 25 September, 2018. Other information correct at the time of writing.
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 4.19% p.a. | 4.60% p.a. | $375.00 yearly | $0 | ||
| 3.99% p.a. | 4.44% p.a. | $375.00 yearly | $0 | ||
| 3.99% p.a. | 4.69% p.a. | $375.00 yearly | $0 | ||
| 3.83% p.a. | 4.29% p.a. | $299.00 yearly | $0 | ||
| 4.19% p.a. | 4.60% p.a. | $375.00 yearly | $0 | ||
| 3.99% p.a. | 4.69% p.a. | $375.00 yearly | $0 | ||
| 3.99% p.a. | 4.44% p.a. | $375.00 yearly | $0 | ||
| 3.79% p.a. | 4.28% p.a. | $299.00 yearly | $0 |
If you’re looking for a competitive, flexible home loan, take a look at the variable rate offers available from Freedom Lend. There are different options for each loan amount and LVR, and you can choose an interest only or principal and interest loan. Depending on which offer you choose, you can borrow amounts starting from $150,000, up to 95% of the property’s value. In terms of features, you’ll be able to make unlimited free extra repayments, free redraws, and use an offset account to keep interest costs low. Just don’t forget to budget for the yearly service fee.
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.79% p.a. | 3.84% p.a. | $0.00 | $580 | ||
| 3.49% p.a. | 3.54% p.a. | $0.00 | $580 | ||
| 4.19% p.a. | 4.20% p.a. | $0.00 | $0 | ||
| 4.54% p.a. | 4.55% p.a. | $0.00 | $0 | ||
| 3.94% p.a. | 3.95% p.a. | $0.00 | $0 | ||
| 4.04% p.a. | 4.05% p.a. | $0.00 | $0 | ||
| 3.79% p.a. | 3.80% p.a. | $0.00 | $0 | ||
| 3.54% p.a. | 3.55% p.a. | $0.00 | $0 | ||
| 4.24% p.a. | 4.25% p.a. | $0.00 | $0 | ||
| 4.19% p.a. | 4.20% p.a. | $0.00 | $0 | ||
| 4.09% p.a. | 4.10% p.a. | $0.00 | $0 | ||
| 3.79% p.a. | 3.80% p.a. | $0.00 | $0 | ||
| 4.44% p.a. | 4.45% p.a. | $0.00 | $0 | ||
| 4.04% p.a. | 4.05% p.a. | $0.00 | $0 | ||
| 4.19% p.a. | 4.20% p.a. | $0.00 | $0 | ||
| 3.79% p.a. | 3.80% p.a. | $0.00 | $0 | ||
| 4.04% p.a. | 4.05% p.a. | $0.00 | $0 | ||
| 3.54% p.a. | 3.55% p.a. | $0.00 | $0 |
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
| Free extra repaymentsFree extra repayments | With unlimited fee-free extra repayments, you can pay your mortgage off faster and own your own home in no time. |
| Offset accountOffset account | Make use of the included offset account to save on your home loan interest. |
| No upfront feesNo upfront fees | Although there’s a yearly fee to consider, the good news is, there are no upfront fees to worry about with your Freedom Lend home loan. |
To apply for a FreedomLend home loan, jump on its website to submit an enquiry, or set up an appointment with a home loan specialist. Before you do though, make sure you have these important documents prepared:
