Rates and fees verified as correct at 22 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Fixed 3 year rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.07% p.a. | 2.69% p.a. | $0.00 | $0 | ||
| 2.84% p.a. | 2.18% p.a. | $0.00 | $0 | ||
| 2.57% p.a. | 2.57% p.a. | $0.00 | $0 | ||
| 2.07% p.a. | 1.99% p.a. | $0.00 | $0 | ||
| 2.77% p.a. | 2.62% p.a. | $0.00 | $0 | ||
| 2.27% p.a. | 2.04% p.a. | $0.00 | $0 | ||
| 3.37% p.a. | 3.00% p.a. | $0.00 | $0 | ||
| 2.87% p.a. | 3.79% p.a. | $0.00 | $0 | ||
| 2.87% p.a. | 2.87% p.a. | $0.00 | $0 | ||
| 2.37% p.a. | 2.29% p.a. | $0.00 | $0 | ||
| 3.07% p.a. | 2.92% p.a. | $0.00 | $0 | ||
| 2.57% p.a. | 2.49% p.a. | $0.00 | $0 |
If you’re looking for a competitive, flexible home loan, the range of variable rate offers from Freedom Lend are a good place to start. There are different options depending on your LVR and the amount borrowed, and you’ll be able to choose between interest only and principal and interest loans. In terms of features, you’ll be able to make unlimited free extra repayments, free redraws, and use an offset account to keep interest costs low. Just don’t forget to budget for the yearly service fee.
| Product | Rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 2.77% p.a. | 2.77% p.a. | $0.00 | $0 | ||
| 2.47% p.a. | 2.47% p.a. | $0.00 | $0 | ||
| 3.07% p.a. | 3.07% p.a. | $0.00 | $0 | ||
| 2.77% p.a. | 2.77% p.a. | $0.00 | $0 | ||
| 2.17% p.a. | 2.17% p.a. | $0.00 | $0 | ||
| 2.27% p.a. | 2.27% p.a. | $0.00 | $0 | ||
| 1.97% p.a. | 2.33% p.a. | $0.00 | $0 | ||
| 2.47% p.a. | 2.47% p.a. | $0.00 | $0 | ||
| 3.07% p.a. | 3.07% p.a. | $0.00 | $0 | ||
| 2.77% p.a. | 2.77% p.a. | $0.00 | $0 | ||
| 2.57% p.a. | 2.57% p.a. | $0.00 | $0 | ||
| 2.27% p.a. | 2.27% p.a. | $0.00 | $0 | ||
| 2.77% p.a. | 2.77% p.a. | $0.00 | $0 | ||
| 2.47% p.a. | 2.47% p.a. | $0.00 | $0 |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
With unlimited fee-free extra repayments, you’ll be able to pay your mortgage off faster and own your own home in no time.
You’ll be able to make use of the offset account to save on your home loan interest. Transactions are free and there’s no minimum amount.
Although there’s a yearly fee to consider, the good news is there are no upfront fees to worry about with your Freedom Lend home loan.
To apply for a Freedom Lend home loan, jump on its website to submit an enquiry, or set up an appointment with a home loan specialist. Before you do though, make sure you have these important documents prepared:
