FreedomLend home loans

Freedom Lend is a non-bank lender with a Melbourne-based team ready to help you find a great deal on your home loan. With a primarily online presence, Freedom Lend is able to pass on some super competitive rates to its customers. But if you like doing things the old fashioned way, a dedicated team of consultants is available to chat online or in person. 

Freedom Lend has also picked up a number of awards over the years. In 2022, it was recognised for its quality range of home loans by taking out three separate Mozo Experts Choice Awards in the Low Cost, Offset, and Investor home loan categories.

What home loans do FreedomLend offer?

Rates and fees verified as correct at 29 March 2024. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments

8.25% p.a.

8.67% p.a.

$0.00

$0

7.85% p.a.

7.44% p.a.

$0.00

$0

7.25% p.a.

7.68% p.a.

$0.00

$0

6.85% p.a.

6.36% p.a.

$0.00

$0

7.35% p.a.

7.78% p.a.

$0.00

$0

6.95% p.a.

6.46% p.a.

$0.00

$0

7.45% p.a.

7.88% p.a.

$0.00

$0

7.05% p.a.

6.56% p.a.

$0.00

$0

7.85% p.a.

7.44% p.a.

$0.00

$0

8.65% p.a.

9.07% p.a.

$0.00

$0

8.25% p.a.

7.84% p.a.

$0.00

$0

7.65% p.a.

8.08% p.a.

$0.00

$0

7.25% p.a.

6.84% p.a.

$0.00

$0

7.75% p.a.

8.17% p.a.

$0.00

$0

7.35% p.a.

6.94% p.a.

$0.00

$0

7.85% p.a.

8.27% p.a.

$0.00

$0

7.45% p.a.

7.04% p.a.

$0.00

$0

Variable Rate Home Loans

If you’re looking for a competitive, flexible home loan, the range of variable rate offers from Freedom Lend are a good place to start. There are different options depending on your LVR and the amount borrowed, and you’ll be able to choose between interest only and principal and interest loans. In terms of features, you’ll be able to make unlimited free extra repayments, free redraws, and use an offset account to keep interest costs low. Just don’t forget to budget for the yearly service fee.

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

6.55% p.a.

6.56% p.a.

$0.00

$0

7.65% p.a.

7.66% p.a.

$0.00

$0

7.25% p.a.

7.26% p.a.

$0.00

$0

7.25% p.a.

7.26% p.a.

$0.00

$0

6.35% p.a.

6.36% p.a.

$0.00

$0

6.15% p.a.

6.18% p.a.

$0.00

$0

6.65% p.a.

6.66% p.a.

$0.00

$0

6.25% p.a.

6.26% p.a.

$0.00

$0

6.75% p.a.

6.76% p.a.

$0.00

$0

8.05% p.a.

8.06% p.a.

$0.00

$0

7.65% p.a.

7.66% p.a.

$0.00

$0

7.05% p.a.

7.06% p.a.

$0.00

$0

6.65% p.a.

6.66% p.a.

$0.00

$0

7.15% p.a.

7.16% p.a.

$0.00

$0

6.75% p.a.

6.76% p.a.

$0.00

$0

7.25% p.a.

7.26% p.a.

$0.00

$0

6.85% p.a.

6.86% p.a.

$0.00

$0

FreedomLend home loan features in a glance

Free icon

Free extra repayments

With unlimited fee-free extra repayments, you’ll be able to pay your mortgage off faster and own your own home in no time.

Offset icon

Offset account

You’ll be able to make use of the offset account to save on your home loan interest. Transactions are free and there’s no minimum amount.

Image of coins

No upfront fees

Although there’s a yearly fee to consider, the good news is there are no upfront fees to worry about with your Freedom Lend home loan.

What do you need to apply for a FreedomLend home loan?

To apply for a Freedom Lend home loan, jump on its website to submit an enquiry, or set up an appointment with a home loan specialist. Before you do though, make sure you have these important documents prepared:

Home loan quick links