The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
4.99% p.a.
Comparison Rate
5.05% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.99% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
6.74% p.a.
Comparison Rate
6.81% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
6.99% p.a.
Comparison Rate
7.04% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
p.a.
Comparison Rate
n/a
Service fee
$0.00
Upfront fee
$500

Mozo editorial review G&C Mutual Bank Fixed Rate - last updated: 12 August 2022

binocular icon
What's hot
  • Fixed rates begin at 5.39% p.a. (5.45% p.a. comparison rate)
  • Low deposit friendly (max 95% LVR)
  • Extra repayment & redraw (fees apply) allowed
What's not
  • $500 application fee
Mozo snapshot

If you’re on the search for a loan with low interest rates and deposits, G&C Mutual Bank’s Fixed Rate could be the right one for you. Owner occupiers can take advantage of the extra repayments, redraw facilities and low 5.39% p.a. (5.45% p.a. comparison rate) for 1-year terms.

key icon
Key features

Owner occupiers who are looking to make principal and interest repayments on their loan can apply to G&C’s Mutual Bank Fixed Rate home loan. There is no minimum or maximum loan amount, and there are loans available for up to 95% of the property value (remember that you'll need to factor lenders mortgage insurance into your budget for loans over 80% LVR).

The low rates change based on the year term you choose your fixed home loan to be.

  • 1 year fixed term: 5.39% p.a. (5.45% p.a. comparison rate)

  • 2 year fixed term: 5.94% p.a (6.00% p.a. comparison rate)

  • 3 year fixed term: 6.54% p.a (6.61% p.a. comparison rate)

  • 4 year fixed term: 6.74% p.a (6.81% p.a. comparison rate)

  • 5 year fixed term: 6.94% p.a (7.01% p.a. comparison rate)

This loan qualifies for G&C Mutual Bank’s Get Ahead Start Guarantor which allows you to borrow up to 100% if you’re a first time home buyer who meets the bank’s terms and conditions.

Borrowers can choose their repayment frequency (weekly, fortnightly, monthly) and have access to extra repayments (up to 5% of the loan balance p.a.) to help you pay off your loan faster. There is also a redraw facility that lets you access any extra repayments you’ve made. However it comes with a minimum redraw of $100 and a $30 service fee. While there is no offset account option, borrowers have the option to get a split account where half your loan is fixed rate and the other half is a variable rate.

When it comes to fees, there are no monthly or ongoing fees but you will have to budget for a $500 establishment fee. 

snapshot
Who is it good for

The G&C Mutual Bank Fixed Rate home loan could be a great choice for those who are looking for a low deposit, low-cost home loan option with great extra features.

question icon
Any catches

There is a $30 service fee every time you wish to make a redraw, with a $100 minimum redraw amount. Also with this home loan you will not be able to access a repayment holiday, meaning you won’t be granted time off from your home loan if you experience any financial difficulties.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.39% (5.45%*)

n/a

n/a

n/a

n/a

n/a

n/a

5.39% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

5.94% (6.00%*)

n/a

n/a

n/a

n/a

n/a

5.94% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

4.99% (5.05%*)

n/a

n/a

n/a

n/a

6.54% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

Special Offer 3 Year Fixed Rate available for a limited time.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

6.74% (6.81%*)

n/a

n/a

n/a

6.74% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

6.94% (7.01%*)

n/a

n/a

6.94% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.04% (6.09%*)

n/a

n/a

n/a

n/a

n/a

n/a

6.04% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

6.64% (6.69%*)

n/a

n/a

n/a

n/a

n/a

6.64% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

6.94% (6.99%*)

n/a

n/a

n/a

n/a

6.94% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

7.04% (7.09%*)

n/a

n/a

n/a

7.04% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

7.14% (7.19%*)

n/a

n/a

7.14% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.59% (5.65%*)

n/a

n/a

n/a

n/a

n/a

n/a

5.59% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

6.14% (6.20%*)

n/a

n/a

n/a

n/a

n/a

6.14% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

6.74% (6.81%*)

n/a

n/a

n/a

n/a

6.74% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

6.94% (7.01%*)

n/a

n/a

n/a

6.94% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

7.04% (7.11%*)

n/a

n/a

7.04% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.84% (5.89%*)

n/a

n/a

n/a

n/a

n/a

n/a

5.84% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

6.54% (6.59%*)

n/a

n/a

n/a

n/a

n/a

6.54% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

6.99% (7.04%*)

n/a

n/a

n/a

n/a

6.99% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

7.19% (7.24%*)

n/a

n/a

n/a

7.19% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

7.29% (7.34%*)

n/a

n/a

7.29% p.a.

Fees

$500.00

n/a

n/a

n/a

n/a

$0.00

$300.00

Other financial bits

none

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - up to 5% of loan balance p.a.

no

yes - fees apply

$100.00

yes

no

At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Latest reviews of G&C Mutual Bank Fixed Rate Home Loan

About G&C Mutual Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.