G&C Mutual Bank Fixed Rate

p.a.

n/a

$0.00

p.a.

n/a

$0.00

4.09% p.a.

4.13% p.a.

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

4.24% p.a.

4.28% p.a.

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

4.59% p.a.

4.63% p.a.

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

4.79% p.a.

4.83% p.a.

$0.00

p.a.

n/a

$0.00

p.a.

n/a

$0.00

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.89% (3.93%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.89% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.99% (4.03%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.99% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 4.09% (4.13%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.09% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • 4.49% (4.53%*)

  • (*)

  • (*)

  • (*)

  • 4.49% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.59% (4.63%*)

  • (*)

  • (*)

  • 4.59% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.04% (4.08%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.04% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.14% (4.18%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.14% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 4.24% (4.28%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.24% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • 4.64% (4.68%*)

  • (*)

  • (*)

  • (*)

  • 4.64% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.74% (4.78%*)

  • (*)

  • (*)

  • 4.74% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.43%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.39% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.49% (4.53%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.49% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 4.59% (4.63%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.59% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • 4.99% (5.03%*)

  • (*)

  • (*)

  • (*)

  • 4.99% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.99% (5.03%*)

  • (*)

  • (*)

  • 4.99% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.63%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.59% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.69% (4.73%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.69% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 4.79% (4.83%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.79% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • 5.19% (5.23%*)

  • (*)

  • (*)

  • (*)

  • 5.19% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.19% (5.23%*)

  • (*)

  • (*)

  • 5.19% p.a.

Fees

  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • none

  • $2,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to 5% p.a.

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost.

  • none

About G&C Mutual Bank

Operating for over 55 years, G&C Mutual Bank is owned by its members, which means they pass profits back to customers in the form of competitive interest rates on its products and deliver superior financial solutions to consumers. G&C Mutual Bank offers a full suite of financial solutions including home loans, investment loans, personal loans and credit cards to its members. It also has everyday banking products such as savings accounts and transaction accounts that can help with short and long term savings goals.

How are G&C Mutual Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.8

Based on 4
G&C Mutual Bank home loans reviews

8.2 7.5 8.0 7.2 7.8

Read G&C Mutual Bank home loan reviews by the Mozo community

Latest reviews of G&C Mutual Bank Fixed Rate

G&C Mutual Bank

G&C Mutual Bank 1 Year Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   2 / 10

Competitive home loan rates, that's it.

Online banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.

Full review

Online banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.

    Price   4 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   2 / 10

Less

Iyan (QLD), reviewed almost 2 years ago

G&C Mutual Bank

G&C Mutual Bank 1 Year Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Competitive & great customer service

G&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.

Full review

G&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Julie (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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