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G&C Mutual Bank Standard Variable

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan up to $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan up to $2,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $2,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $2,000,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $2,000,000

Rate
4.50% p.a.
Comparison Rate
4.54% p.a.
Service fee
$0.00
Upfront fee
$500
Rate
4.65% p.a.
Comparison Rate
4.69% p.a.
Service fee
$0.00
Upfront fee
$500
Rate
4.96% p.a.
Comparison Rate
5.00% p.a.
Service fee
$0.00
Upfront fee
$500
Rate
5.16% p.a.
Comparison Rate
5.20% p.a.
Service fee
$0.00
Upfront fee
$500

Details

Rates and fees information correct as at 26 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.50% p.a.

  • n/a

  • n/a

  • n/a

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • none

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • Legal, valuation and settlement fees at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.65% p.a.

  • n/a

  • n/a

  • n/a

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • none

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • Legal, valuation and settlement fees at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.96% p.a.

  • n/a

  • n/a

  • n/a

  • 5.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • none

  • $2,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • Legal, valuation and settlement fees at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.16% p.a.

  • n/a

  • n/a

  • n/a

  • 5.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • none

  • $2,000,000

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $100.00

  • yes

  • yes

  • Legal, valuation and settlement fees at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are G&C Mutual Bank home loans rated by the Mozo community?

Overall
8.3/10
Price
8.5/10
Features
7.5/10
Customer service
8.9/10
Convenience
7.3/10
Trust
8.1/10

Latest reviews of G&C Mutual Bank Standard Variable

Thumbnail icon for G&C Mutual Bank

About G&C Mutual Bank

Operating for over 55 years, G&C Mutual Bank is owned by its members, which means they pass profits back to customers in the form of competitive interest rates on its products and deliver superior financial solutions to consumers. G&C Mutual Bank offers a full suite of financial solutions including home loans, investment loans, personal loans and credit cards to its members. It also has everyday banking products such as savings accounts and transaction accounts that can help with short and long term savings goals.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.