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Gateway Bank Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000 $2,000,000

Rate
4.48% p.a.
Comparison Rate*
4.54% p.a.
Service fee
$0.00
Upfront fee
$800
Rate
5.18% p.a.
Comparison Rate*
5.24% p.a.
Service fee
$0.00
Upfront fee
$800

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $275.00

  • $325.00

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • A $95 fee applies for each security discharge in addition to the first.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.18% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $275.00

  • $325.00

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • A $95 fee applies for each security discharge in addition to the first.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Gateway Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
8.7/10
Features
7.8/10
Customer service
8.5/10
Convenience
7.1/10
Trust
8.8/10

Latest reviews of Gateway Bank Variable Rate Home Loan

  • Overall 9/10
    Great customer service t

    Gateway credit union, Yellow brick road, have been awesome. Would not hesitate to recommend to family and friends. No hidden costs, do not have the fees associated with lots of big banks. Very friendly, always helpful.

    Read full review

    Gateway credit union, Yellow brick road, have been awesome. Would not hesitate to recommend to family and friends. No hidden costs, do not have the fees associated with lots of big banks. Very friendly, always helpful.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Robyn, Victoria reviewed about 5 years ago
  • Overall 10/10
    Competitive interest rates

    Competitive rates with excellent offset facility.

    Read full review

    Competitive rates with excellent offset facility.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Jeannette, New South Wales reviewed almost 6 years ago
  • Overall 10/10
    Fantastic products and competitive

    I have been a member for 30 years. I have had loans and line of credits with them over the time. They have always processed my applications quickly. They always communicate where the process is up to. The interest rates are competitive and when there is a cut in rates they generally pass it on the customers. I would recommend, and have done, to my family and friends. Banking is easy on the net. Very friendly staff.

    Read full review

    I have been a member for 30 years. I have had loans and line of credits with them over the time. They have always processed my applications quickly. They always communicate where the process is up to. The interest rates are competitive and when there is a cut in rates they generally pass it on the customers. I would recommend, and have done, to my family and friends. Banking is easy on the net. Very friendly staff.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Cathy, New South Wales reviewed almost 7 years ago
Gateway Bank

About Gateway Bank

Gateway Bank is a deposit taking institution that is open to all Australians, who in turn will receive the excellent service and value from Gateways' products. Gateway Bank has a comprehensive range of products in home loans, term deposits, personal loans, kids savings accounts, car loans, everyday banking accounts, savings accounts and debit cards.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.