The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | $2,000,000 |
| | Investor | Principal & Interest | < 90% | $20,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000 $2,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000 $2,000,000
5.12% p.a.
5.18% p.a.
$0.00
Gateway Bank Variable Rate Home Loan
5.12% p.a.
5.18% p.a.
$0.00
Gateway Bank Variable Rate Home Loan
5.12% p.a.
5.18% p.a.
$0.00
5.82% p.a.
5.88% p.a.
$0.00
Gateway Bank Variable Rate Home Loan
5.82% p.a.
5.88% p.a.
$0.00
Gateway Bank Variable Rate Home Loan
5.82% p.a.
5.88% p.a.
$0.00
5.12% p.a.
n/a
0 Months
none
5.18% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$325.00
$275.00
$200.00
none
$0.00
$300.00
$20,000
$2,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
yes
A $95 fee applies for each security discharge in addition to the first.
none
5.82% p.a.
n/a
0 Months
none
5.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$325.00
$275.00
$200.00
none
$0.00
$300.00
$20,000
$2,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$500.00
yes
yes
A $95 fee applies for each security discharge in addition to the first.
none
Gateway credit union, Yellow brick road, have been awesome. Would not hesitate to recommend to...
Read full review
Gateway credit union, Yellow brick road, have been awesome. Would not hesitate to recommend to family and friends. No hidden costs, do not have the fees associated with lots of big banks. Very friendly, always helpful.
Less
Robyn | Victoria
reviewed over 3 years ago
Competitive rates with excellent offset facility.
Read full review
Competitive rates with excellent offset facility.
Less
Jeannette | New South Wales
reviewed about 4 years ago
I have been a member for 30 years. I have had loans and line of credits with them over the time....
Read full review
I have been a member for 30 years. I have had loans and line of credits with them over the time. They have always processed my applications quickly. They always communicate where the process is up to. The interest rates are competitive and when there is a cut in rates they generally pass it on the customers. I would recommend, and have done, to my family and friends. Banking is easy on the net. Very friendly staff.
Less
Cathy | New South Wales
reviewed about 5 years ago
Gateway Bank is a deposit taking institution that is open to all Australians, who in turn will receive the excellent service and value from Gateways' products. Gateway Bank has a comprehensive range of products in home loans, term deposits, personal loans, kids savings accounts, car loans, everyday banking accounts, savings accounts and debit cards.
Promoted
Gateway Bank
Low Rate Essentials Home Loan
3.64% p.a.
3.66% p.a.
$0.00
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Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
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Variable Home Loan (Premium Plus Package)
3.89% p.a. variable
4.29% p.a.
$0
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Well Home Loans
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3.49% p.a. variable
3.53% p.a.
$600
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Virgin Money
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3.73% p.a. variable
3.87% p.a.
$150
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3.79% p.a. variable
3.79% p.a.
$0
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3.64% p.a. variable
3.66% p.a.
$275
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3.99% p.a.
4.38% p.a.
$0
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3.69% p.a.
3.83% p.a.
$150
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3.64% p.a.
3.66% p.a.
$275
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Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
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Newcastle Permanent
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4.04% p.a.
fixed 3 years
4.84% p.a.
$0
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Bank Australia
Basic Home Loan (Fixed)
3.89% p.a.
fixed 3 years
3.99% p.a.
$0
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Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.89% p.a.
$0
Promoted
Well Home Loans
Well Balanced Fixed
3.83% p.a.
fixed 3 years
3.62% p.a.
$600
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.89% p.a.
4.29% p.a.
$395.00 yearly
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.73% p.a.
3.87% p.a.
$10.00 monthly
Promoted
Beyond Bank
Low Rate Special Variable Home Loan
3.79% p.a.
3.79% p.a.
$0.00
Promoted
Gateway Bank
Low Rate Essentials Home Loan
3.64% p.a.
3.66% p.a.
$0.00
