IMB Bank Budget Home Loan

3.73% p.a.

3.73% p.a.

$0.00

3.97% p.a.

4.02% p.a.

$0.00

4.39% p.a.

4.44% p.a.

$0.00

4.27% p.a.

4.32% p.a.

$0.00

4.69% p.a.

4.74% p.a.

$0.00

Currently showing

Rates

  • 3.73% p.a.

  • n/a

  • 0 Months

  • none

  • 3.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $75,000

  • $5,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

Rates

  • 3.97% p.a.

  • n/a

  • 0 Months

  • none

  • 4.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $75,000

  • $5,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

Rates

  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $75,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

Rates

  • 4.27% p.a.

  • n/a

  • 0 Months

  • none

  • 4.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $75,000

  • $5,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

Rates

  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $75,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

About IMB Bank

IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

How are IMB Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 20
IMB Bank home loans reviews

7.0 6.8 7.9 7.2 7.4

Read IMB Bank home loan reviews by the Mozo community

Latest reviews of IMB Bank Budget Home Loan

IMB Bank

IMB Bank Budget Home Loan Special (LVR<90%, Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Would recommend

Personal service. Great rate

Full review

Personal service. Great rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tracey (WA), reviewed almost 2 years ago

IMB Bank

IMB Bank Budget Home Loan Special (LVR<90%, Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Over twenty years with them

I gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had...

Full review

I gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had all my incoming finances landing there, over 30K/mth. A lot of this was outgoing business expenses but I was earning very good money. I was utterly shattered when they rejected my application for a home loan, over twenty years with them and I was treated like a number. Anyway, I did get my home loan from another bank, and they have the pleasure of earning interest from my financial activities.

    Price   7 / 10

    Features   7 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   2 / 10

Less

John (NSW), reviewed about 2 years ago

IMB Bank

IMB Bank Budget Home Loan Special (LVR<90%, Owner Occupier, Principal & Interest) home loan review

Overall rating   6 / 10

Personal service, real people, good products.

The IMB still gives you the old fashioned service whilst being a modern organisation.

Full review

The IMB still gives you the old fashioned service whilst being a modern organisation.

    Price   6 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Julie (ACT), reviewed about 4 years ago

IMB Bank

IMB Bank Budget Home Loan Special (LVR<90%, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Home loan

I find them very helpful and would refer to anyone.

Full review

I find them very helpful and would refer to anyone.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed about 4 years ago

IMB Bank

IMB Bank Budget Home Loan Special (LVR<90%, Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Good rates and ordinary customer service

The interest rate is good.

Full review

The interest rate is good.

    Price   7 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Xin (QLD), reviewed about 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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