Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 70% | $10,000 | $5,000,000 |
|
Owner Occupier | Principal & Interest | 70%-80% | $10,000 | $5,000,000 |
|
Owner Occupier | Principal & Interest | 80%-90% | $10,000 | $5,000,000 |
|
Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | < 70% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | 70%-80% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | 80%-90% | $10,000 | $5,000,000 |
|
Investor | Principal & Interest | < 80% | $10,000 | $5,000,000 |
|
Investor | Principal & Interest | 80%-90% | $10,000 | $5,000,000 |
|
Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
|
Investor | Interest Only | 80%-90% | $10,000 | $5,000,000 |
6.04% p.a. |
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n/a |
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n/a |
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n/a |
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6.07% p.a. |
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n/a |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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$350.00 |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$350.00 |
$10,000 |
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$5,000,000 |
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none |
|
70.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
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none |
|
The $449 application fee is waived for <80% LVR Owner Occupier Principal and Interest loans. |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.14% p.a. |
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n/a |
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n/a |
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n/a |
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6.17% p.a. |
|
n/a |
|
n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$350.00 |
|
n/a |
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n/a |
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n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
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$5,000,000 |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
The $449 application fee is waived for <80% LVR Owner Occupier Principal and Interest loans. |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.34% p.a. |
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n/a |
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n/a |
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n/a |
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6.40% p.a. |
|
n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.84% p.a. |
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n/a |
|
n/a |
|
n/a |
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6.90% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
An IMB transaction account must be opened with the loan to be eligible for this interest rate. |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.34% p.a. |
|
n/a |
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n/a |
|
n/a |
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6.23% p.a. |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
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$350.00 |
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n/a |
|
n/a |
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n/a |
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$0.00 |
|
$350.00 |
$10,000 |
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$5,000,000 |
|
none |
|
70.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.44% p.a. |
|
n/a |
|
n/a |
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n/a |
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6.33% p.a. |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
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n/a |
|
n/a |
|
n/a |
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$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
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n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.35% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
none |
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Totally awesome great customer service and very helpful. Rates are very low. Recommend to anyone.
Read full reviewTotally awesome great customer service and very helpful. Rates are very low. Recommend to anyone.
Personal service. Great rate
Read full reviewPersonal service. Great rate
I gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had all my incoming finances landing there, over 30K/mth. A lot of this was outgoing business expenses but I was earning very good money. I was utterly shattered when they rejected my application for a home loan, over twenty years with them and I was treated like a number. Anyway, I did get my home loan from another bank, and they have the pleasure of earning interest from my financial activities.
Read full reviewI gave this harsh review for one reason. I had banked with the IMB since I was a child. When I took over a Transport company in my twenties, I continued to use them for every service they could provide. I can say that for over twelve months I had all my incoming finances landing there, over 30K/mth. A lot of this was outgoing business expenses but I was earning very good money. I was utterly shattered when they rejected my application for a home loan, over twenty years with them and I was treated like a number. Anyway, I did get my home loan from another bank, and they have the pleasure of earning interest from my financial activities.
The IMB still gives you the old fashioned service whilst being a modern organisation.
Read full reviewThe IMB still gives you the old fashioned service whilst being a modern organisation.
I find them very helpful and would refer to anyone.
Read full reviewI find them very helpful and would refer to anyone.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
First Home Buyer Advantage Plus Home Loan
5.99% p.a.
6.76% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.