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IMB Bank Fixed Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $10,000 $5,000,000
Owner Occupier Interest Only < 90% $10,000 $5,000,000
Investor Principal & Interest < 90% $10,000 $5,000,000
Investor Interest Only < 90% $10,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $10,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR < 90%
    Loan: $10,000 $5,000,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $10,000 $5,000,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $10,000 $5,000,000
Fixed 3 year rate
5.99% p.a.
Comparison Rate
6.37% p.a.
Service fee
$6.00 monthly
Upfront fee
$799
Fixed 3 year rate
6.34% p.a.
Comparison Rate
6.47% p.a.
Service fee
$6.00 monthly
Upfront fee
$799
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.86% p.a.
Service fee
$6.00 monthly
Upfront fee
$799
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.89% p.a.
Service fee
$6.00 monthly
Upfront fee
$799

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.29% (6.46%*)

5.99% (6.40%*)

5.99% (6.37%*)

6.09% (6.38%*)

6.09% (6.36%*)

n/a

n/a

6.34% p.a.

Fees

$449.00

$350.00

n/a

n/a

n/a

$6.00 monthly

$350.00

Other financial bits

$10,000

$5,000,000

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to 1 year in advance

no

yes - free

$500.00

yes

no

Monthly fee only applies to fixed period of loan.

none

$4,000 cashback for loans $1,000,000 and above with maximum LVR of 80%, settled within 90 days of application. $3,000 for loans between $750k and $1 million, $2,000 for loans between $500k and $750k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.47%*)

6.24% (6.45%*)

6.34% (6.47%*)

6.49% (6.52%*)

6.49% (6.53%*)

n/a

n/a

6.34% p.a.

Fees

$449.00

$350.00

n/a

n/a

n/a

$6.00 monthly

$350.00

Other financial bits

$10,000

$5,000,000

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to 1 year in advance

no

yes - free

$500.00

yes

no

Monthly fee only applies to fixed period of loan.

none

$4,000 cashback for loans $1,000,000 and above with maximum LVR of 80%, settled within 90 days of application. $3,000 for loans between $750k and $1 million, $2,000 for loans between $500k and $750k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (6.98%*)

n/a

6.29% (6.86%*)

n/a

6.24% (6.74%*)

n/a

n/a

6.91% p.a.

Fees

$449.00

$350.00

n/a

n/a

n/a

$6.00 monthly

$350.00

Other financial bits

$10,000

$5,000,000

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to 1 year in advance

no

yes - free

$500.00

yes

no

Monthly fee only applies to fixed period of loan.

none

$4,000 cashback for loans $1,000,000 and above with maximum LVR of 80%, settled within 90 days of application. $3,000 for loans between $750k and $1 million, $2,000 for loans between $500k and $750k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.99%*)

n/a

6.39% (6.89%*)

n/a

6.49% (6.85%*)

n/a

n/a

6.91% p.a.

Fees

$449.00

$350.00

n/a

n/a

n/a

$6.00 monthly

$350.00

Other financial bits

$10,000

$5,000,000

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to 1 year in advance

no

yes - free

$500.00

yes

no

Monthly fee only applies to fixed period of loan.

none

$4,000 cashback for loans $1,000,000 and above with maximum LVR of 80%, settled within 90 days of application. $3,000 for loans between $750k and $1 million, $2,000 for loans between $500k and $750k.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are IMB Bank home loans rated by the Mozo community?

Overall
7.6/10
Price
7.5/10
Features
6.8/10
Customer service
8.1/10
Convenience
7.7/10
Trust
7.9/10
Based on 116 IMB Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of IMB Bank Fixed Home Loan

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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