IMB Bank Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 85%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 85%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 85%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 85%

    Loan: $10,000 $5,000,000

3.74% p.a.

4.49% p.a.

$6.00 monthly

IMB Bank Fixed Home Loan

3.74% p.a.

4.49% p.a.

$6.00 monthly

4.34% p.a.

4.65% p.a.

$6.00 monthly

IMB Bank Fixed Home Loan

4.34% p.a.

4.65% p.a.

$6.00 monthly

4.19% p.a.

4.61% p.a.

$6.00 monthly

IMB Bank Fixed Home Loan

4.19% p.a.

4.61% p.a.

$6.00 monthly

4.14% p.a.

5.01% p.a.

$6.00 monthly

IMB Bank Fixed Home Loan

4.14% p.a.

5.01% p.a.

$6.00 monthly

4.38% p.a.

5.08% p.a.

$6.00 monthly

IMB Bank Fixed Home Loan

4.38% p.a.

5.08% p.a.

$6.00 monthly

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.69%*)

  • 3.65% (4.55%*)

  • 3.74% (4.49%*)

  • 4.29% (4.61%*)

  • 4.19% (4.55%*)

  • (*)

  • (*)

  • 4.67% p.a.

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $6.00 monthly

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 1 year in advance

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Monthly fee only applies to fixed period of loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.71%*)

  • 3.99% (4.61%*)

  • 4.34% (4.65%*)

  • 4.64% (4.73%*)

  • 4.54% (4.69%*)

  • (*)

  • (*)

  • 4.67% p.a.

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $6.00 monthly

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 1 year in advance

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Monthly fee only applies to fixed period of loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.72%*)

  • 4.15% (4.64%*)

  • 4.19% (4.61%*)

  • 4.69% (4.75%*)

  • 4.69% (4.76%*)

  • (*)

  • (*)

  • 4.67% p.a.

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $6.00 monthly

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 1 year in advance

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Monthly fee only applies to fixed period of loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.22%*)

  • (*)

  • 4.14% (5.01%*)

  • (*)

  • 4.69% (5.09%*)

  • (*)

  • (*)

  • 5.24% p.a.

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $6.00 monthly

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 1 year in advance

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Monthly fee only applies to fixed period of loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.54% (5.23%*)

  • (*)

  • 4.38% (5.08%*)

  • (*)

  • 4.99% (5.21%*)

  • (*)

  • (*)

  • 5.24% p.a.

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $6.00 monthly

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to 1 year in advance

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • Monthly fee only applies to fixed period of loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are IMB Bank home loans rated by the Mozo community?

Overall customer rating
7.8/10
Price
7.4/10
Features
6.6/10
Customer service
7.9/10
Convenience
7.5/10
Trust
7.8/10

Latest reviews of IMB Bank Fixed Home Loan

  • Overall
    7/10
    An efficient and trustworthy bank

    As far as banks go, it would take a very good offer to make me change to another provider.

    As far as banks go, it would take a very good offer to make me change to another provider.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Geoff | New South Wales

    reviewed over 1 year ago

  • Overall
    8/10
    Exceptional customer service.

    The main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is...

    The main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is always on call. When queried, he gives us the most accurate and up-to-date information needed to make us at ease with any of our financial concerns. Being mobile comes in handy since the main con is that there are limited branches of this building society.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    0/10
    Trust
    10/10

    Therese | New South Wales

    reviewed almost 3 years ago

  • Overall
    8/10
    Customer service

    They look after me.

    They look after me.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    8/10

    Jodi | New South Wales

    reviewed over 4 years ago

  • Overall
    9/10
    Professional

    Great customer service. Made the process of betting a house an easy one.

    Great customer service. Made the process of betting a house an easy one.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Name not supplied | New South Wales

    reviewed over 5 years ago

IMB Bank

About IMB Bank

IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

See IMB Bank home loans

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3.64% p.a. variable

3.66% p.a.

$520

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3.59% p.a. variable

3.61% p.a.

$150

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3.68% p.a. variable

3.69% p.a.

$0

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3.65% p.a. variable

3.66% p.a.

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3.49% p.a. variable

3.53% p.a.

$600

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3.68% p.a. variable

3.82% p.a.

$150

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Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

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Variable Rate Loan

3.54% p.a. variable

3.59% p.a.

$567

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

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State Custodians

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Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

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Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

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HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

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Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

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Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

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Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

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UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

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UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

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Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

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Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

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bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.