Macquarie Credit Union home loans

Macquarie Credit Union
Macquarie Credit Union's overall rating for home loans

(as rated by the Mozo community)

6.3 / 10

based on 4 reviews

Macquarie Credit Union home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.

Rates and fees verified as correct at 17 January, 2019. Other information correct at the time of writing.

What home loans do Macquarie Credit Union offer?

Fixed Rate Home Loans Fixed Rate Home Loans

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.53% p.a.

5.04% p.a.

$0.00

$486

4.17% p.a.

4.80% p.a.

$0.00

$486

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Variable Rate Home Loans Variable Rate Home Loans

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.93% p.a.

4.96% p.a.

$0.00

$436

4.74% p.a.

4.77% p.a.

$0.00

$436

4.18% p.a.variable for 24 months and then 5.18% p.a.

5.03% p.a.

$0.00

$486

3.99% p.a.variable for 24 months and then 4.99% p.a.

4.84% p.a.

$0.00

$486

4.49% p.a.variable for 36 months and then 4.99% p.a.

4.89% p.a.

$0.00

$486

4.45% p.a.

4.60% p.a.

$10.00 monthly

$500

4.99% p.a.

5.02% p.a.

$0.00

$486

5.18% p.a.

5.21% p.a.

$0.00

$486

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Variable Package Home Loan Variable Package Home Loan

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

5.08% p.a.

5.48% p.a.

$400.00 yearly

$286

4.68% p.a.

5.08% p.a.

$400.00 yearly

$286

4.58% p.a.

4.99% p.a.

$400.00 yearly

$286

4.28% p.a.

4.69% p.a.

$400.00 yearly

$286

4.89% p.a.

5.29% p.a.

$400.00 yearly

$286

4.49% p.a.

4.90% p.a.

$400.00 yearly

$286

4.39% p.a.

4.80% p.a.

$400.00 yearly

$286

4.09% p.a.

4.50% p.a.

$400.00 yearly

$286

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are Macquarie Credit Union home loans rated?

Macquarie Credit Union home loans

Overall 6.3

Price

Features

Customer service

Convenience

Trust

4 Reviews

Recent Macquarie Credit Union home loan reviews Recent Macquarie Credit Union home loan reviews

Macquarie Credit Union

Macquarie Credit Union home loan review

Overall rating   10 / 10

GREAT service

Macquarie credit union have gone over and above to help us

Full review

Macquarie credit union have gone over and above to help us

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Nicole, New South Wales, reviewed almost 3 years ago

Macquarie Credit Union

Macquarie Credit Union home loan review

Overall rating   1 / 10

Not recommended.

Insurance is not helpful to our loan. Not advisable to go fixed rate.

Full review

Insurance is not helpful to our loan. Not advisable to go fixed rate.

    Price   3 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Suzette, Victoria, reviewed over 5 years ago

Macquarie Credit Union

Macquarie Credit Union home loan review

Overall rating   9 / 10

Awesome customer service

Very understanding, always willing to help as much as they can :)

Full review

Very understanding, always willing to help as much as they can :)

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   3 / 10

    Trust   8 / 10

Less

Alexis, New South Wales, reviewed almost 6 years ago

Macquarie Credit Union

Macquarie Credit Union home loan review

Overall rating   5 / 10

Meh...

This giant needs to take a good look at itself

Full review

This giant needs to take a good look at itself

    Price   6 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Name not supplied, Queensland, reviewed almost 6 years ago

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What do you need to apply for a Macquarie Credit Union home loan? What do you need to apply for a Macquarie Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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