based on 55 Macquarie Credit Union banking product reviews as rated by Mozo community

Macquarie Credit Union home loans

Macquarie Credit Union offers its financial services and products to employees of any Local, State or Federal Government, Australia Post, Auscott Pty, Telstra and Macquarie Credit union employees. It offers members a range of financial products in home loans, personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

What home loans do Macquarie Credit Union offer?

Rates and fees verified as correct at 05 August, 2021. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments

2.79% p.a.

4.06% p.a.

$0.00

$536

3.06% p.a.

4.27% p.a.

$0.00

$536

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

4.20% p.a.

4.24% p.a.

$0.00

$536

2.85% p.a.

2.89% p.a.

$0.00

$536

3.45% p.a.variable for 24 months and then 4.45% p.a.

4.31% p.a.

$0.00

$536

3.95% p.a.variable for 36 months and then 4.45% p.a.

4.36% p.a.

$0.00

$536

3.91% p.a.

4.07% p.a.

$10.00 monthly

$500

4.45% p.a.

4.49% p.a.

$0.00

$536

4.39% p.a.

4.43% p.a.

$0.00

$536

3.05% p.a.

3.09% p.a.

$0.00

$536

3.64% p.a.variable for 24 months and then 4.64% p.a.

4.50% p.a.

$0.00

$536

4.64% p.a.

4.68% p.a.

$0.00

$536

Variable Package Home Loan

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

4.35% p.a.

4.77% p.a.

$400.00 yearly

$286

3.55% p.a.

3.98% p.a.

$400.00 yearly

$286

3.95% p.a.

4.38% p.a.

$400.00 yearly

$286

3.85% p.a.

4.28% p.a.

$400.00 yearly

$286

4.54% p.a.

4.95% p.a.

$400.00 yearly

$286

4.14% p.a.

4.56% p.a.

$400.00 yearly

$286

4.04% p.a.

4.46% p.a.

$400.00 yearly

$286

3.74% p.a.

4.17% p.a.

$400.00 yearly

$286

How are Macquarie Credit Union home loans rated?

Mozo users have rated Macquarie Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
Macquarie Credit Union home loans
Overall
Price
Features
Customer service
Convenience
Trust

5 Reviews

Recent Macquarie Credit Union home loan reviews

Macquarie Credit Union Basic Home Loan
Overall 10/10
Excellent products and excellent service.

Macquarie Credit Union are excellent providers. Their staff are very knowledgeable and always eager to help with any queries or problems. The many products provided are very competitive and usually a lot better than the major banks. Would highly recommend them to anyone interested in a new financial provider.

Read full review

Macquarie Credit Union are excellent providers. Their staff are very knowledgeable and always eager to help with any queries or problems. The many products provided are very competitive and usually a lot better than the major banks. Would highly recommend them to anyone interested in a new financial provider.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Megan, New South Wales, reviewed over 1 year ago
Macquarie Credit Union Home Loan
Overall 10/10
GREAT service

Macquarie credit union have gone over and above to help us

Read full review

Macquarie credit union have gone over and above to help us

Price
9/10
Features
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
Nicole, New South Wales, reviewed over 5 years ago
Macquarie Credit Union Home Loan
Overall 1/10
Not recommended.

Insurance is not helpful to our loan. Not advisable to go fixed rate.

Read full review

Insurance is not helpful to our loan. Not advisable to go fixed rate.

Price
3/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Suzette, Victoria, reviewed about 8 years ago
Macquarie Credit Union Home Loan
Overall 9/10
Awesome customer service

Very understanding, always willing to help as much as they can :)

Read full review

Very understanding, always willing to help as much as they can :)

Price
8/10
Features
7/10
Customer service
7/10
Convenience
3/10
Trust
8/10
Less
Alexis, New South Wales, reviewed over 8 years ago
Macquarie Credit Union Home Loan
Overall 5/10
Meh...

This giant needs to take a good look at itself

Read full review

This giant needs to take a good look at itself

Price
6/10
Features
6/10
Customer service
5/10
Convenience
2/10
Trust
5/10
Less
Mozo community reviewer, Queensland, reviewed over 8 years ago

What do you need to apply for a Macquarie Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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